Rupica
ActiveSummary
The computed 12-month bankruptcy probability of Rupica is 3.3% (moderate). The 2025 annual accounts show equity of €106k and a net result of €12k. Equity is growing by ~5.7% per year across the filed fiscal years. Its solvency ranks better than 58% of 13417 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability74▲+10
Solvency65▲+11
Growth52=
Track record94
Bankruptcy probability, 12 months
3.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 1.62 against 2.32 in 2024; short-term debt: 31.6% and cash: 20.5% of total assets), but 60.4% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
39.6%
Return on assets
4.6%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
27 d late
2024
17 d late
2023
24 d late
2022
16 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€106k▲ 13.0%
2024 · €94k
2022: €89klowest in 4 years
2023: €96k▲ +7.0% vs 2022
2024: €94k▼ -1.8% vs 2023
2025: €106k▲ +13.0% vs 2024highest in 4 years
2022 → 2025
Total assets
€268k▼ 17.3%
2024 · €324k
2022: €413khighest in 4 years
2023: €387k▼ -6.2% vs 2022
2024: €324k▼ -16.4% vs 2023
2025: €268k▼ -17.3% vs 2024lowest in 4 years
2022 → 2025
Net result
€12k
2024 · €-2k
2022: €69khighest in 4 years
2023: €6k▼ -91.0% vs 2022
2024: €-2k▼ -127% vs 2023lowest in 4 years
2025: €12k▲ +821% vs 2024
2022 → 2025
Working capital
€53k▼ 44.8%
2024 · €96k
2022: €91k
2023: €129k▲ +42.2% vs 2022highest in 4 years
2024: €96k▼ -25.8% vs 2023
2025: €53k▼ -44.8% vs 2024lowest in 4 years
2022 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€89k-€96k▲ 7.0%€94k▼ 1.8%€106k▲ 13.0%
2022: €89klowest in 4 years
2023: €96k▲ +7.0% vs 2022
2024: €94k▼ -1.8% vs 2023
2025: €106k▲ +13.0% vs 2024highest in 4 years
Operating result€87k-€26k▼ 70.5%€5k▼ 80.5%€9k▲ 86.2%
2022: €87khighest in 4 years
2023: €26k▼ -70.5% vs 2022
2024: €5k▼ -80.5% vs 2023lowest in 4 years
2025: €9k▲ +86.2% vs 2024
Net result€69k-€6k▼ 91.0%€-2k€12k
2022: €69khighest in 4 years
2023: €6k▼ -91.0% vs 2022
2024: €-2k▼ -127% vs 2023lowest in 4 years
2025: €12k▲ +821% vs 2024
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 86% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €268k
Fixed assets
€130k ▼ 16.1%
Current assets
€137k ▼ 18.3%
Equity and liabilities €268k
Equity
€106k ▲ 13.0%
Debt
€162k ▼ 29.7%
Debt's share of the balance-sheet total falls from 71.0% to 60.4%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€38k▲
2024 · €35k
Cash flow
€41k▲
2024 · €29k
Current ratio
1.62▼
2024 · 2.32
Quick ratio
1.35▼
2024 · 1.95
Debt to equity
1.52▼
2024 · 2.45
ROE
11.5%▲
2024 · -1.8%
ROA
4.6%▲
2024 · -0.5%
Interest coverage
6.45▲
2024 · 5.55
Debt ≤ 1 year
€85k▲
2024 · €73k
Debt > 1 year
€77k▼
2024 · €149k
Income taxes
€-9k▼
2024 · €551
Staff costs
€111k▲
2024 · €86k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 55 lines
Balance sheet
Code20242025
Assets
Total assets20/58€324k€268k▼
Formation expenses20€319€119▼
Fixed assets21/28€155k€130k▼
Tangible fixed assets22/27€148k€123k▼
Land and buildings22€119k€102k▼
Plant, machinery and equipment23€12k€8k▼
Furniture and vehicles24€8k€4k▼
Other tangible fixed assets26€9k€9k=
Financial fixed assets28€8k€8k=
Current assets29/58€168k€137k▼
Stocks and contracts in progress3€26k€23k▼
Stocks30/36€26k€23k▼
Amounts receivable within one year40/41€60k€32k▼
Trade receivables40€17k€1k▼
Other amounts receivable41€43k€31k▼
Current investments50/53-€13k
Cash at bank and in hand54/58€75k€55k▼
Deferred charges and accrued income490/1€7k€14k▲
Equity and liabilities
Total equity and liabilities10/49€324k€268k▼
Equity10/15€94k€106k▲
Contributions10/11€20k€20k=
Reserves13€69k€82k▲
Distributable reserves133€69k€82k▲
Profit (loss) carried forward14€5k€5k=
Amounts payable17/49€230k€162k▼
Amounts payable after more than one year17€149k€77k▼
Financial debts170/4€149k€77k▼
Amounts payable within one year42/48€73k€85k▲
Current portion of amounts payable after more than one year42-€160
Trade debts44€11k€14k▲
Suppliers440/4€11k€14k▲
Taxes, remuneration and social security45€12k€14k▲
Taxes450/3€1k€149▼
Remuneration and social security454/9€11k€13k▲
Other amounts payable47/48€49k€57k▲
Accrued charges and deferred income492/3€8k€0▼
Income statement
Code20242025
Non-recurring operating income76A-€373
Remuneration, social security and pensions62€86k€111k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€30k€28k▼
Other operating charges640/8€1k€1k▲
Non-recurring operating charges66A€280€0▼
Gross operating margin9900€123k€150k▲
Operating profit (loss)9901€5k€9k▲
Financial income75/76B€183€125▼
Recurring financial income75€183€125▼
Financial charges65/66B€6k€6k▼
Recurring financial charges65€6k€6k▼
Profit (loss) for the period before taxes9903€-1k€4k▲
Income taxes67/77€551€-9k▼
Profit (loss) for the period9904€-2k€12k▲
Profit (loss) for the period to be appropriated9905€-2k€12k▲
Appropriation of the result
Profit (loss) to be appropriated9906€5k€17k▲
Profit (loss) brought forward from the previous period14P€6k€5k▼
Transfer to equity691/2-€12k
To other reserves6921-€12k
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | €373 | - |
| Remuneration, social security and pensions62 | €171k | €109k | €86k | €111k | ▲ 29.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €36k | €31k | €30k | €28k | ▼ 6.2% |
| Other operating charges640/8 | €2k | €1k | €1k | €1k | ▲ 9.6% |
| Non-recurring operating charges66A | - | - | €280 | €0 | ▼ 100% |
| Gross operating margin9900 | €297k | €168k | €123k | €150k | ▲ 22.2% |
| Operating profit (loss)9901 | €87k | €26k | €5k | €9k | ▲ 86.2% |
| Financial income75/76B | €14 | €951 | €183 | €125 | ▼ 32.1% |
| Recurring financial income75 | €14 | €951 | €183 | €125 | ▼ 32.1% |
| Financial charges65/66B | €3k | €4k | €6k | €6k | ▼ 7.9% |
| Recurring financial charges65 | €3k | €4k | €6k | €6k | ▼ 7.9% |
| Profit (loss) for the period before taxes9903 | €84k | €23k | €-1k | €4k | ▲ 417% |
| Income taxes67/77 | €15k | €17k | €551 | €-9k | ▼ 1,663% |
| Profit (loss) for the period9904 | €69k | €6k | €-2k | €12k | ▲ 821% |
| Profit (loss) for the period to be appropriated9905 | €69k | €6k | €-2k | €12k | ▲ 821% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €413k | €387k | €324k | €268k | ▼ 17.3% |
| Formation expenses20 | €719 | €519 | €319 | €119 | ▼ 62.7% |
| Fixed assets21/28 | €207k | €185k | €155k | €130k | ▼ 16.1% |
| Tangible fixed assets22/27 | €207k | €178k | €148k | €123k | ▼ 16.9% |
| Land and buildings22 | €154k | €136k | €119k | €102k | ▼ 13.6% |
| Plant, machinery and equipment23 | €27k | €20k | €12k | €8k | ▼ 36.4% |
| Furniture and vehicles24 | €17k | €13k | €8k | €4k | ▼ 52.8% |
| Other tangible fixed assets26 | €9k | €9k | €9k | €9k | = |
| Financial fixed assets28 | - | €8k | €8k | €8k | = |
| Current assets29/58 | €205k | €201k | €168k | €137k | ▼ 18.3% |
| Stocks and contracts in progress3 | €20k | €30k | €26k | €23k | ▼ 12.9% |
| Stocks30/36 | €20k | €30k | €26k | €23k | ▼ 12.9% |
| Amounts receivable within one year40/41 | €2k | €48k | €60k | €32k | ▼ 46.4% |
| Trade receivables40 | - | €104 | €17k | €1k | ▼ 92.8% |
| Other amounts receivable41 | €2k | €48k | €43k | €31k | ▼ 27.7% |
| Current investments50/53 | - | - | - | €13k | - |
| Cash at bank and in hand54/58 | €180k | €120k | €75k | €55k | ▼ 26.2% |
| Deferred charges and accrued income490/1 | €2k | €2k | €7k | €14k | ▲ 113% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €413k | €387k | €324k | €268k | ▼ 17.3% |
| Equity10/15 | €89k | €96k | €94k | €106k | ▲ 13.0% |
| Contributions10/11 | €20k | €20k | €20k | €20k | = |
| Reserves13 | €69k | €69k | €69k | €82k | ▲ 17.7% |
| Distributable reserves133 | €69k | €69k | €69k | €82k | ▲ 17.7% |
| Profit (loss) carried forward14 | €33 | €6k | €5k | €5k | = |
| Amounts payable17/49 | €324k | €292k | €230k | €162k | ▼ 29.7% |
| Amounts payable after more than one year17 | €199k | €199k | €149k | €77k | ▼ 48.3% |
| Financial debts170/4 | €199k | €199k | €149k | €77k | ▼ 48.3% |
| Amounts payable within one year42/48 | €115k | €73k | €73k | €85k | ▲ 16.7% |
| Current portion of amounts payable after more than one year42 | - | - | - | €160 | - |
| Trade debts44 | €42k | €27k | €11k | €14k | ▲ 26.9% |
| Suppliers440/4 | €42k | €27k | €11k | €14k | ▲ 26.9% |
| Taxes, remuneration and social security45 | €24k | €19k | €12k | €14k | ▲ 13.5% |
| Taxes450/3 | €8k | €8k | €1k | €149 | ▼ 87.8% |
| Remuneration and social security454/9 | €16k | €10k | €11k | €13k | ▲ 25.1% |
| Other amounts payable47/48 | €49k | €27k | €49k | €57k | ▲ 14.8% |
| Accrued charges and deferred income492/3 | €10k | €20k | €8k | €0 | ▼ 100% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €69k | €6k | €-2k | €12k | ▲ 821% |
| + Depreciation and write-downs630 | €36k | €31k | €30k | €28k | ▼ 6.2% |
| Operating cash flow (approximation) | €106k | €37k | €29k | €41k | ▲ 42.3% |
| Investment in fixed assets (approximation) | - | €-9k | €-200 | €-3k | ▼ 1,620% |
| Change in cash | - | €-60k | €-46k | €-20k | ▲ 57.0% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 27 days late
2025
31-12
Financial
Back to profitnet €12k
Net result €12k after one loss-making year.
31-12
Financial
Equity above €100kEq €106k ▲13%
Equity rises from €94k to €106k.
17-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 17 days late
2024
31-12
Financial
Weakest financial yearnet €-2k
Net result drops to €-2k, the lowest in the series; recovery starts the following year.
24-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 24 days late
2023
16-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 16 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Destelbergen · 1 establishment unit since 2021
Ground area
602 m²
Building footprint
281 m²
Volume, LiDAR
1,071 m³
Parcel 44013B0494/00P007, Flanders · tallest building 10.6 m, ±1 floor. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
Restaurant Bruun
since 20212.319.345.719
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44013B0494/00P007 | Flanders | 602 m² | 1 · 281 m² | 10.6 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteDestelbergen2.319.345.719
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Of 20,495 companies in sector 56111 we hold annual accounts for 11,462. 9,503 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded08-07-2021
Fiscal year end31-12
Activities, NACEBEL 2025
56111Full-service restaurants
Contact
Website
www.restaurantbruun.be
E-mail
info@restaurantbruun.be
Scores and ratios are computed by Checked and are not a credit decision.