RUMA004

Active

Private limited company (pre-2019)founded 20187 yrs activeDe Wervenlaan 8, 2980 Zoersel, BelgiumKBO/BCE: BE 0717.915.806

Summary

The computed 12-month bankruptcy probability of RUMA004 is 1.8% (moderate). The 2025 annual accounts show equity of €856,342 and a net result of €2,537. Equity is shrinking by ~15.8% per year across the filed fiscal years. The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.

Risk analysisWatch Report Compare

RUMA004ActiveChecked score 82/100

Risk analysis Report Compare

What they do

Activity not known1 site

How big

€882,962total assets 2025

Equity: €856,342
Profit: €2,537

Turnover not published (abridged schema)

Financially healthy?

82 Excellent Checked score 2025

Bankruptcy chance 12 m: 1.8%

Who decides

Holdings: 1

Accounts filed 38 d late0 of 2 deeds read

Why 82- No NACE activity registered- Limited track record+ Annual accounts: healthy financial profileFiled after the deadlineShow the evidence

Checked score

Score 2025

82 / 100

Excellent

Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability69▲+69

Solvency100=

Growth32=

Track record100

Bankruptcy probability, 12 months

1.8% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €70,000 at 30 days acceptable

Liquidity ample (current ratio 37.38 against 37.23 in 2024; short-term debt: 2.7% and cash: 85.8% of total assets), and 3% of the assets are financed with debt.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Four signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

No NACE activity registered

No NACE activity is registered in the KBO, which is more common among companies that later fail.

KBO · activities

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

97%

Return on assets

0.3%

Age of the figures

9 mo

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-09-2026, 38 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 7 filings

Deviation from the deadline

2025

38 d late

2024

56 d late

2023

49 d late

2022

21 d late

2021

3 d early

2020

4 d early

2019

2 d early

← before the deadline after the deadline →

tick = median of all Belgian filings

This company filed its last 7 accounts on average 22 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 7 September (4 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Position in the running window

01-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage