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RUKMNI

Active
Public limited companyfounded 199135 yrs activeHeidekenstraat 46, 1083 Ganshoren, BelgiumKBO/BCE: BE 0442.999.592
Summary

RUKMNI has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €834,307 and a net result of -€7,246. Equity is shrinking by ~3.4% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 1.1% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability79▲+1
Solvency74▲+2
Growth54▲+1
Track record100
Bankruptcy probability, 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16,000 at 30 days acceptable
Liquidity short (current ratio 0.33 against 0.23 in 2024; short-term debt: 13.1% and cash: 2.6% of total assets), and 50.6% of the assets are financed with debt.
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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 35 years 0 40 y
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
49.4%
Return on assets
-0.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-06-2026, 33 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
33 d early
2024
39 d early
2023
45 d early
2022
3 d late
2021
9 d early
2020
7 d early
2019
17 d early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 21 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 28 June (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

RUKMNI was incorporated on 9 January 1991.1 Revenue grew from EUR 124,445 in 2018 to EUR 160,964 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, full schema

Turnover
€160,964▲ 8.7%
2024 · €148,088
EBIT margin
4.5%▲ 13.1pp
2024 · -8.5%
Net result
-€7,246▲ 71.2%
2024 · -€25,123
Working capital
-€149,357▲ 7.5%
2024 · -€161,484
Trend over the years
In euros
In per cent
In euros
No line ticked in this group.
In per cent
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Turnover€145,469▼ 1.5%€140,290▼ 3.6%€143,919▲ 2.6%€148,088▲ 2.9%€160,964▲ 8.7%
Operating result-€30,079▼ 104%-€18,136▲ 39.7%-€25,058▼ 38.2%-€12,624▲ 49.6%€7,309
Net result-€60,803▼ 31.1%-€26,396▲ 56.6%-€29,358▼ 11.2%-€25,123▲ 14.4%-€7,246▲ 71.2%
EBIT margin-20.7%▼ 10.7pp-12.9%▲ 7.7pp-17.4%▼ 4.5pp-8.5%▲ 8.9pp4.5%▲ 13.1pp
Equity€922,430▼ 6.2%€896,034▼ 2.9%€866,676▼ 3.3%€841,553▼ 2.9%€834,307▼ 0.9%
Total assets€2.1m▼ 5.9%€2.0m▼ 4.9%€1.9m▼ 6.9%€1.8m▼ 5.8%€1.7m▼ 5.2%
Debt€1.2m▼ 5.6%€1.1m▼ 6.5%€1.0m▼ 9.7%€939,662▼ 8.3%€853,509▼ 9.2%
Working capital-€146,160=-€136,031▲ 6.9%-€158,925▼ 16.8%-€161,484▼ 1.6%-€149,357▲ 7.5%
Result per fiscal year
Operating resultNet result
-€80,000-€60,000-€40,000-€20,000€0Operating result 2021: -€30,079-€30,079Net result 2021: -€60,803-€60,803Operating result 2022: -€18,136-€18,136Net result 2022: -€26,396-€26,396Operating result 2023: -€25,058-€25,058Net result 2023: -€29,358-€29,358Operating result 2024: -€12,624-€12,624Net result 2024: -€25,123-€25,123Operating result 2025: €7,309€7,309Net result 2025: -€7,246-€7,24620212022202320242025-€30,000-€20,000-€10,000€0€10,000Operating result 2023: -€25,058-€25,100Net result 2023: -€29,358-€29,400Operating result 2024: -€12,624-€12,600Net result 2024: -€25,123-€25,100Operating result 2025: €7,309€7,310Net result 2025: -€7,246-€7,250202320242025
The operating result returns to profit in 2025: €7,309 after a loss of €12,624 in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.7m
Fixed assets €1.6m ▼ 6.8%
Current assets €72,245 ▲ 52.0%
Equity and liabilities €1.7m
Equity €834,307 ▼ 0.9%
Debt €853,509 ▼ 9.2%
Debt's share of the balance-sheet total falls from 52.8% to 50.6%. Equity and debt are lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€125,408▲
2024 · €112,448
Cash flow
€110,853▲
2024 · €99,949
Current ratio
0.33▲
2024 · 0.23
Debt to equity
1.02▼
2024 · 1.12
ROE
-0.9%▲
2024 · -3.0%
ROA
-0.4%▲
2024 · -1.4%
Interest coverage
8.62▼
2024 · 9.00
Debt ≤ 1 year
€221,602▲
2024 · €209,029
Debt > 1 year
€631,907▼
2024 · €730,633
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 8,611 companies that looked in July 2024 the way this one looks now, 0.4% went bankrupt within 24 months and 94% are still going.

  • Small
  • 20 years or older
  • solvency 30% or more
  • a small loss
0.4% went bankrupt
5.1% stopped otherwise
94% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 1.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 8,611 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet Code20242025
Assets
Total assets20/58€1.8m€1.7m▼
Fixed assets21/28€1.7m€1.6m▼
Tangible fixed assets22/27€1.7m€1.6m▼
Land and buildings22€1.7m€1.6m▼
Financial fixed assets28€12€12=
Current assets29/58€47,545€72,245▲
Amounts receivable within one year40/41€16,000€28,000▲
Trade receivables40€16,000€28,000▲
Cash at bank and in hand54/58€31,545€44,245▲
Equity and liabilities
Total equity and liabilities10/49€1.8m€1.7m▼
Equity10/15€841,553€834,307▼
Contributions10/11€175,013€175,013=
Capital10€175,013€175,013=
Issued capital100€175,013€175,013=
Reserves13€835,562€799,233▼
Tax-exempt reserves132€835,562€799,233▼
Profit (loss) carried forward14-€169,022-€139,939▲
Amounts payable17/49€939,662€853,509▼
Amounts payable after more than one year17€730,633€631,907▼
Financial debts170/4€730,633€631,907▼
Amounts payable within one year42/48€209,029€221,602▲
Trade debts44€3,115€1,273▼
Suppliers440/4€3,115€1,273▼
Other amounts payable47/48€205,914€220,329▲
Income statement Code20242025
Turnover70€148,088€160,964▲
Non-recurring operating income76A€0-
Goods, raw materials, services and sundry goods60/61€19,268€18,956▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€125,072€118,099▼
Other operating charges640/8€16,372€16,600▲
Gross operating margin9900€128,820€142,008▲
Operating profit (loss)9901-€12,624€7,309▲
Financial charges65/66B€12,499€14,555▲
Recurring financial charges65€12,499€14,555▲
Profit (loss) for the period before taxes9903-€25,123-€7,246▲
Profit (loss) for the period9904-€25,123-€7,246▲
Transfer from tax-exempt reserves789€36,329€36,329=
Profit (loss) for the period to be appropriated9905€11,206€29,083▲
Appropriation of the result
Profit (loss) to be appropriated9906-€169,022-€139,939▲
Profit (loss) brought forward from the previous period14P-€180,228-€169,022▲

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Turnover70€145,469€140,290€143,919€148,088€160,964▲ 8.7%
Non-recurring operating income76A-€16,900€266€0--
Goods, raw materials, services and sundry goods60/61€22,530€38,651€28,651€19,268€18,956▼ 1.6%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€144,202€124,778€124,848€125,072€118,099▼ 5.6%
Other operating charges640/8€8,816€11,897€15,744€16,372€16,600▲ 1.4%
Gross operating margin9900€122,939€118,539€115,534€128,820€142,008▲ 10.2%
Operating profit (loss)9901-€30,079-€18,136-€25,058-€12,624€7,309▲ 158%
Financial income75/76B--€3,505---
Recurring financial income75--€3,505---
Financial charges65/66B€30,724€8,260€7,805€12,499€14,555▲ 16.4%
Recurring financial charges65€30,724€8,260€7,805€12,499€14,555▲ 16.4%
Profit (loss) for the period before taxes9903-€60,803-€26,396-€29,358-€25,123-€7,246▲ 71.2%
Profit (loss) for the period9904-€60,803-€26,396-€29,358-€25,123-€7,246▲ 71.2%
Transfer from tax-exempt reserves789€36,329€36,329€36,329€36,329€36,329=
Profit (loss) for the period to be appropriated9905-€24,474€9,933€6,971€11,206€29,083▲ 160%
Line20212022202320242025Change
Assets
Total assets20/58€2.1m€2.0m€1.9m€1.8m€1.7m▼ 5.2%
Fixed assets21/28€2.1m€2.0m€1.9m€1.7m€1.6m▼ 6.8%
Tangible fixed assets22/27€2.1m€2.0m€1.9m€1.7m€1.6m▼ 6.8%
Land and buildings22€2.1m€2.0m€1.9m€1.7m€1.6m▼ 6.8%
Financial fixed assets28€12€12€12€12€12=
Current assets29/58€32,875€50,192€34,877€47,545€72,245▲ 52.0%
Amounts receivable within one year40/41€3,332€0€16,000€16,000€28,000▲ 75.0%
Trade receivables40€3,332€0€16,000€16,000€28,000▲ 75.0%
Cash at bank and in hand54/58€29,543€50,192€18,877€31,545€44,245▲ 40.3%
Equity and liabilities
Total equity and liabilities10/49€2.1m€2.0m€1.9m€1.8m€1.7m▼ 5.2%
Equity10/15€922,430€896,034€866,676€841,553€834,307▼ 0.9%
Contributions10/11€175,013€175,013€175,013€175,013€175,013=
Capital10€175,013€175,013€175,013€175,013€175,013=
Issued capital100€175,013€175,013€175,013€175,013€175,013=
Reserves13€944,549€908,220€871,891€835,562€799,233▼ 4.3%
Tax-exempt reserves132€944,549€908,220€871,891€835,562€799,233▼ 4.3%
Profit (loss) carried forward14-€197,132-€187,199-€180,228-€169,022-€139,939▲ 17.2%
Amounts payable17/49€1.2m€1.1m€1.0m€939,662€853,509▼ 9.2%
Amounts payable after more than one year17€1.0m€948,580€830,899€730,633€631,907▼ 13.5%
Financial debts170/4€1.0m€948,580€830,899€730,633€631,907▼ 13.5%
Amounts payable within one year42/48€179,035€186,223€193,802€209,029€221,602▲ 6.0%
Trade debts44---€3,115€1,273▼ 59.1%
Suppliers440/4---€3,115€1,273▼ 59.1%
Other amounts payable47/48€179,035€186,223€193,802€205,914€220,329▲ 7.0%
Line20212022202320242025Change
Profit (loss) for the period9904-€60,803-€26,396-€29,358-€25,123-€7,246▲ 71.2%
+ Depreciation and write-downs630€144,202€124,778€124,848€125,072€118,099▼ 5.6%
Operating cash flow (approximation)€83,399€98,382€95,490€99,949€110,853▲ 10.9%
Investment in fixed assets (approximation)--€2,546-€703-€2,242€0▲ 100%
Change in cash-€20,649-€31,315€12,668€12,700▲ 0.3%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
28-06
NBB filing Annual accounts filed
fiscal year 2025 · full schema
2025
22-06
NBB filing Annual accounts filed
fiscal year 2024 · full schema
2024
16-06
NBB filing Annual accounts filed
fiscal year 2023 · full schema
2023
03-08
NBB filing Annual accounts filed
fiscal year 2022 · full schema · 3 days late
2022
22-07
NBB filing Annual accounts filed
fiscal year 2021 · full schema
2021
24-07
NBB filing Annual accounts filed
fiscal year 2020 · full schema
2020
14-07
NBB filing Annual accounts filed
fiscal year 2019 · full schema
2019
30-07
NBB filing Annual accounts filed
fiscal year 2018 · full schema
2018
22-06
NBB filing Annual accounts filed
fiscal year 2017 · full schema
2017
01-08
NBB filing Annual accounts filed
fiscal year 2016 · full schema · 1 day late
NBB filing
0 of 5 acts read
About the unread acts

We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ganshoren
exact location from the address register On OpenStreetMap
Ground area
132 m²
Parcel 21008A0399/00F002, Brussels. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21008A0399/00F002 Brussels 132 m² - -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPublic limited company
Founded09-01-1991
Fiscal year end31-12
E-invoicing
Reachable via Peppol
Peppol ID 0208:0442999592
Registered 27-03-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.