RUCO - TRANS
ActiveRUCO - TRANS has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €157k and a net result of €60k. Equity is growing by ~24.2% per year across the filed fiscal years. Its solvency ranks better than 43% of 4488 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability84▲+5
Solvency56▲+3
Growth78=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity tight (current ratio 1.11 against 1.13 in 2024; short-term debt: 48.4% and cash: 17.1% of total assets), and 68.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
31.4%
Return on assets
12%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
21 d early
2024
34 d early
2023
40 d early
2022
12 d early
2021
2 d early
2020
11 d early
2019
28 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€157k▼ 1.7%
2024 · €160k
2018: €16k
2019: €39k
2020: €61k
2021: €81k
2022: €90k
2023: €112k
2024: €160k
2018 → 2025
Total assets
€500k▼ 12.1%
2024 · €569k
2018: €79k
2019: €235k
2020: €269k
2021: €319k
2022: €536k
2023: €478k
2024: €569k
2018 → 2025
Net result
€60k▲ 26.3%
2024 · €47k
2018: €-4k
2019: €23k
2020: €22k
2021: €20k
2022: €9k
2023: €22k
2024: €47k
2018 → 2025
Working capital
€25k▼ 15.7%
2024 · €30k
2018: €-7k
2019: €-4k
2020: €13k
2021: €16k
2022: €-6k
2023: €35k
2024: €30k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€81k-€90k▲ 11.4%€112k▲ 24.3%€160k▲ 42.2%€157k▼ 1.7%
Operating result€89k-€74k▼ 17.2%€47k▼ 36.0%€88k▲ 85.7%€95k▲ 8.6%
Net result€20k-€9k▼ 54.2%€22k▲ 138%€47k▲ 116%€60k▲ 26.3%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 9% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €500k
Fixed assets
€233k▼ 24.3%
Current assets
€267k▲ 2.1%
Equity and liabilities €500k
Equity
€157k▼ 1.7%
Debt
€343k▼ 16.2%
The debt ratio falls from 71.9% to 68.6%. Equity and debt are lower.
Key figures and ratios
EBITDA
€192k▲
2024 · €165k
Cash flow
€157k▲
2024 · €125k
Solvency
31.4%▲
2024 · 28.1%
Current ratio
1.11▼
2024 · 1.13
Quick ratio
1.11▼
2024 · 1.13
Debt / equity
2.18▼
2024 · 2.56
ROE
38.1%▲
2024 · 29.7%
ROA
12.0%▲
2024 · 8.3%
Interest coverage
16.85▲
2024 · 10.12
Debt
€343k▼
2024 · €409k
Debt ≤ 1 year
€242k▲
2024 · €232k
Debt > 1 year
€101k▼
2024 · €177k
Income taxes
€27k▲
2024 · €26k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€569k€500k▼
Fixed assets21/28€307k€233k▼
Tangible fixed assets22/27€307k€232k▼
Plant, machinery and equipment23€11k€7k▼
Furniture and vehicles24€7k€14k▲
Leasing and similar rights25€272k€183k▼
Other tangible fixed assets26€17k€29k▲
Financial fixed assets28€228€228=
Current assets29/58€262k€267k▲
Amounts receivable within one year40/41€158k€153k▼
Trade receivables40€110k€107k▼
Other amounts receivable41€47k€46k▼
Current investments50/53€19k€28k▲
Cash at bank and in hand54/58€75k€85k▲
Deferred charges and accrued income490/1€10k€2k▼
Equity and liabilities
Total equity and liabilities10/49€569k€500k▼
Equity10/15€160k€157k▼
Contributions10/11€19k€19k=
Reserves13€123k€139k▲
Non-distributable reserves130/1€2k-
Reserves not available under the articles1311€2k-
Distributable reserves133€121k€139k▲
Profit (loss) carried forward14€18k-
Amounts payable17/49€409k€343k▼
Amounts payable after more than one year17€177k€101k▼
Financial debts170/4€177k€101k▼
Amounts payable within one year42/48€232k€242k▲
Current portion of amounts payable after more than one year42€83k€81k▼
Financial debts43-€4k
Credit institutions430/8-€4k
Trade debts44€131k€157k▲
Suppliers440/4€131k€157k▲
Taxes, remuneration and social security45€17k€533▼
Taxes450/3€17k€533▼
Other amounts payable47/48€1k-
Accrued charges and deferred income492/3€600-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€78k€97k▲
Other operating charges640/8€4k€3k▼
Gross operating margin9900€170k€196k▲
Operating profit (loss)9901€88k€95k▲
Financial income75/76B€2k€4k▲
Recurring financial income75€2k€4k▲
Financial charges65/66B€16k€11k▼
Recurring financial charges65€16k€11k▼
Profit (loss) for the period before taxes9903€74k€87k▲
Income taxes67/77€26k€27k▲
Profit (loss) for the period9904€47k€60k▲
Profit (loss) for the period to be appropriated9905€47k€60k▲
Appropriation of the result
Profit (loss) to be appropriated9906€66k€60k▼
Profit (loss) brought forward from the previous period14P€18k-
Transfer from equity791/2-€63k
Transfer to equity691/2€47k€60k▲
To other reserves6921€47k€60k▲
Profit to be distributed694/7-€63k
Return on contributions (dividend)694-€63k
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €60k ▲26.3%
Net result €60k, the highest in the series.
27-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €150kEq €160k ▲42.2%
6 profitable years in a row build equity to €160k.
21-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Equity above €100kEq €112k ▲24.3%
5 profitable years in a row build equity to €112k.
19-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
20-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
31-12
Financial
Back to profitnet €23k
Net result €23k after one loss-making year.
25-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
26-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 57 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wingene · 1 establishment unit since 2002
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lichterveldestraat 508750 WingeneGround area
1,352 m²
Building footprint
315 m²
Volume, LiDAR
1,347 m³
Parcel 37019E0854/00G002, Flanders · tallest building 6.8 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Lichterveldestraat 50, 8750 Wingene
since 20022.115.629.287
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 37019E0854/00G002 | Flanders | 1,352 m² | 1 · 315 m² | 6.8 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 3 entries · 3,153 EUR awarded · 3,153 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 92 EUR | 92 EUR |
| 2023 | 1 | 61 EUR | 61 EUR |
| 2022 | 1 | 3,000 EUR | 3,000 EUR |
Schemes
Subsidies ecologisch en veilig transport (stopgezet)
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Food safety, FASFC
1 siteWingene2.115.629.287
Similar companies · same sector, comparable size
Maes
BE 0433.871.892
Beringen · Eq €157k
VDM TRUCKING
BE 0684.732.106
Wielsbeke · Eq €157k
REVE GROUP
BE 0788.359.283
Brussel · Eq €157k
DAPA
BE 0459.037.751
Herzele · Eq €157k
MENI
BE 0822.878.120
Jette · Eq €157k
Of 12,606 companies in sector 49410 we hold annual accounts for 8,195. 6,345 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-11-2002
Fiscal year end31-12
Activities, NACEBEL
49410Freight transport by road
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.