Rubycare
ActiveSummary
The computed 12-month bankruptcy probability of Rubycare is 2.6% (moderate). The 2025 annual accounts show equity of €83,112 and a net result of €38,986. The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency97▲+16
Growth52
Track record82
Bankruptcy probability, 12 months
2.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €6,000 at 30 days only on tighter terms
Liquidity ample (current ratio 3.52 against 2.28 in 2024; short-term debt: 28.4% and cash: 99.5% of total assets), and 28.4% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
71.6%
Return on assets
33.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
24 d early
2024
8 d late
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 2 accounts on average 8 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€83,112▲ 88.4%
2024 · €44,126
Total assets
€116,097▲ 47.7%
2024 · €78,587
Net result
€38,986▼ 7.5%
2024 · €42,126
Working capital
€83,112▲ 88.4%
2024 · €44,126
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20242025
Operating result€54,025-€49,742▼ 7.9%
Net result€42,126-€38,986▼ 7.5%
Equity€44,126-€83,112▲ 88.4%
Total assets€78,587-€116,097▲ 47.7%
Debt€34,461-€32,986▼ 4.3%
Working capital€44,126-€83,112▲ 88.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 8% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €116,097
Equity
€83,112 ▲ 88.4%
Debt
€32,986 ▼ 4.3%
Debt's share of the balance-sheet total falls from 43.9% to 28.4%. Equity is higher and debt is lower.
Key figures and ratios
Current ratio
3.52▲
2024 · 2.28
Debt to equity
0.40▼
2024 · 0.78
ROE
46.9%▼
2024 · 95.5%
ROA
33.6%▼
2024 · 53.6%
Debt ≤ 1 year
€32,986▼
2024 · €34,461
Income taxes
€10,643▼
2024 · €11,887
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Other operating charges640/8 | €25 | €549 | ▲ 2,095% |
| Gross operating margin9900 | €54,050 | €50,291 | ▼ 7.0% |
| Operating profit (loss)9901 | €54,025 | €49,742 | ▼ 7.9% |
| Financial charges65/66B | €13 | €114 | ▲ 782% |
| Recurring financial charges65 | €13 | €114 | ▲ 782% |
| Profit (loss) for the period before taxes9903 | €54,012 | €49,628 | ▼ 8.1% |
| Income taxes67/77 | €11,887 | €10,643 | ▼ 10.5% |
| Profit (loss) for the period9904 | €42,126 | €38,986 | ▼ 7.5% |
| Profit (loss) for the period to be appropriated9905 | €42,126 | €38,986 | ▼ 7.5% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €78,587 | €116,097 | ▲ 47.7% |
| Current assets29/58 | €78,587 | €116,097 | ▲ 47.7% |
| Cash at bank and in hand54/58 | €78,444 | €115,562 | ▲ 47.3% |
| Deferred charges and accrued income490/1 | €143 | €535 | ▲ 275% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €78,587 | €116,097 | ▲ 47.7% |
| Equity10/15 | €44,126 | €83,112 | ▲ 88.4% |
| Contributions10/11 | €2,000 | €2,000 | = |
| Profit (loss) carried forward14 | €42,126 | €81,112 | ▲ 92.5% |
| Amounts payable17/49 | €34,461 | €32,986 | ▼ 4.3% |
| Amounts payable within one year42/48 | €34,461 | €32,986 | ▼ 4.3% |
| Trade debts44 | €4,083 | €1,866 | ▼ 54.3% |
| Suppliers440/4 | €4,083 | €1,866 | ▼ 54.3% |
| Taxes, remuneration and social security45 | €28,381 | €28,770 | ▲ 1.4% |
| Taxes450/3 | €17,940 | €26,429 | ▲ 47.3% |
| Remuneration and social security454/9 | €10,441 | €2,341 | ▼ 77.6% |
| Other amounts payable47/48 | €1,997 | €2,350 | ▲ 17.7% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €42,126 | €38,986 | ▼ 7.5% |
| Operating cash flow (approximation) | €42,126 | €38,986 | ▼ 7.5% |
| Change in cash | - | €37,118 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
08-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 8 days late
NBB filing
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Braine-le-Comte · 1 establishment unit since 2024
Ground area
1,103 m²
Building footprint
214 m²
2 parcels, Wallonia. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
Rubycare
since 20242.356.375.765
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55033A0298/00V000 | Wallonia | 852 m² | 1 · 101 m² | - |
| 55004H0440/00L000 | Wallonia | 251 m² | 1 · 112 m² | - |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Identification & contact
Identification
Legal formPrivate limited company
Founded13-02-2024
Fiscal year end31-12
Scores and ratios are computed by Checked and are not a credit decision.