Skip to content

Ruby Solution

Active Private limited companyfounded 2016active for 9 yearsAlfons De Saegherstraat 13, 2870 Puurs-Sint-AmandsKBO/BCE: BE 0667.973.969

Lifetime

9 annual accounts with figures on one time axis
peak €78,645 (2024)
€41,538▼ 47.2%
peak €51,230 (2024)
€16,297▼ 68.2%
peak €93,042 (2024)
€49,338▼ 47.0%
€317,328▲ 15×
Board1 name since 2016
1 director
Documentsfilings and deeds
16-07-202615 days before the deadline
2025micro format
Gross margin from €78,645 to €41,538Result from €51,230 to €16,297Registered office moved from Londerzeel to Puurs-Sint-Amands 03-10Dividend €60,000Equity from €93,042 to €49,338Debts from €20,579 to €317,328

Key points

from the 2025 annual accounts

Equity

€49,338 ▼ 47.0%
93,0422024+16,297Profit-60,000Dividend49,3382025

Ruby Solution paid out €60,000 in dividends. That is 368% of the 2025 profit.

Turnover

≈ €140,000 estimated

The micro format states no turnover.

Debts

€317,328 87% of the balance sheet
Financial debts 70%Suppliers 1%Taxes and wages 6%Other 23%

Of this, €95,444 falls due within a year.

Investments

€269,514 19.9 × depreciation
2021202220242025

Green is investment, beige is depreciation.

Liquidity

0.78 was 3.78 in 2024

Short-term debts rose from €20,579 to €95,444.

Position in the sector

13.5%

Lower solvency than 83% of companies in computer programming and consultancy. Sector median 60.0% · 22,039 companies.

Checked score

Bankruptcy probability within 12 months

Financial strength

Score breakdown

Comparable companies, two years later

In July 2024, 3,272 companies had the same profile as Ruby Solution has now. Each dot stands for 9 companies, two years later.

94.7%
were still trading
2.5%
stopped another way
2.5%
went bankrupt
  • Micro
  • 5 to 10 years old
  • solvency 10 to 30%
  • a profit under 5% of the balance sheet

Another 0.2% stopped without a precise date, possibly only after those two years.

Test of the method

The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 2.9% 3.1%
10 5.6% 6.1%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 3,272 companies, not a prediction for Ruby Solution. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Board and ownership

Director, since 21-12-2016
  • 95 sharesdeed of 23-12-2016
  • 5 sharesdeed of 23-12-2016
Board & ownership

Recent changes

Registered office moved from Londerzeel to Puurs-Sint-Amands New registered office: Alfons De Saegherstraat 13, 2870 Puurs-Sint-Amands · Previous registered office: Kloosterstraat 34, 1840 Londerzeel · General meeting of 13-08-2025 · Gazette deed
Registered in the Peppol Directory Reachable for e-invoices through 0208:0667973969
Purpose change · Amendment of the articles · Legal-form change · Resignations & appointments Change of role: , from manager to director · “overeenkomstig artikel 3 van de integraal vernieuwde statuten” (deed in Dutch) · Legal-form conversion: from private limited company (pre-2019) to private limited company · General meeting of 04-03-2021 · Gazette deed
Incorporation Founding capital of €18,600, 100 shares, €6,200 paid up · Founders: and · Appointment: (manager) · published on 23-12-2016 · Gazette deed
All 18 events

Comparable companies

same main activity, similar in size and age
Company
Ruby Solution Puurs-Sint-Amands €366,666 €41,538 13.5% -
Xylar Boechout €414,280 €36,201 22.1% -
ABRIT Aartselaar €391,112 €52,383 50.2% -
SHARELOCK Meise €341,141 €43,457 98.0% -
FDC engineering Anzegem €320,039 €40,857 97.2% -
Smarts Analytics Antwerp €324,170 €49,766 9.7% -
MiMec Schilde €297,539 €31,976 67.5% -

These companies have the same main activity as Ruby Solution: computer programming (NACE 62100). They are comparable in size and age: total assets between €298,000 and €414,000, founded between 2015 and 2018.

Official details

Source: KBO
Status
Active since 21-12-2016Normal situation
Activity
Computer programmingNACE 62100and 5 others
Establishment unit
2.260.690.6112870 Puurs-Sint-Amands, since 21-12-2016
Financial year end
31 December
Peppol
Reachable since 31-10-2023
Company details

Annual accounts 2025

€366,666▲ 223%
Filing
Filed on 16-07-2026, 15 days before the end of the filing period
Financials

Insights on Ruby Solution

Ruby Solution files the micro format. That format states no turnover. The gross margin rose from €10,183 in 2017 to €41,538 in 2025.

The balance sheet grew most from 2024 to 2025 through fixed assets, financed with long-term debt.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about Ruby Solution

What is the company number of Ruby Solution?
The company number of Ruby Solution is 0667.973.969. The VAT number is the same number with BE in front: BE 0667.973.969.
Where is Ruby Solution based?
The registered office is at Alfons De Saegherstraat 13, 2870 Puurs-Sint-Amands.Company details
What does Ruby Solution do?
According to the KBO register, the main activity is computer programming (NACE 62100).
What is the legal form of Ruby Solution?
Ruby Solution is a private limited company (BV).
When was Ruby Solution founded?
Ruby Solution was founded on 21-12-2016.
Is Ruby Solution still active?
Yes, Ruby Solution is an active enterprise in the KBO register.
What is the turnover of Ruby Solution?
The turnover in financial year 2025 is ≈ €140,000. This figure is estimated from the gross margin of €41,538 and 84 comparable companies (NACE 62). It probably lies between €110,000 and €180,000.Financials
Is Ruby Solution profitable?
In financial year 2025, Ruby Solution made a profit of €16,297.
Where can I find the annual accounts of Ruby Solution?
Ruby Solution filed 9 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Ruby Solution due?
Ruby Solution must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

See how customers, suppliers and banks see your own company and what to improve first.

Keep this company with today's facts in a case file.