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RUBROGYPS

Active
Private limited company (pre-2019)founded 201313 years activeKBO/BCE: BE 0521.937.006
Summary

The computed 12-month bankruptcy probability of RUBROGYPS is 2.1% (moderate). The 2025 annual accounts show equity of €65,840 and a net result of €4,481. Equity is growing by ~10.2% per year across the filed fiscal years. Its solvency ranks better than 47% of 33,994 sector peers (NACE 43, fiscal year 2025). The company has been active since 2013 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags).

Overview

Activity
Laying of wooden floor and wall coverings
NACE 43332
1 site
Size
€147,455total assets 2025
Equity
€65,840
Profit
€4,481
Turnover not published (abridged schema)
Financial health
53 Fair Checked score 2025
Bankruptcy probability, 12 months
2.1%
Structure
Accounts filed 55 days late0 of 6 deeds read
Why 53- Latest accounts 55 days late; 1 of the last 3 late- Ex-officio strike-off in the KBO- Sector Specialised construction activities (NACE 43)+ Founded in 2013Show the evidence

Checked score

Score 2025
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 33% of its sector peers (NACE 43, micro)
Financial strength · tick = 2024
Weak
Solvency 70-2
equity 44.7% of total assets
Liquidity 23-2
short-term debt 55.3% · cash 1.3%
Profitability 47-12
return on assets 3.0%
Bankruptcy probability, 12 months
2.1% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,513 companies)
Last 24 months 11-2024: 1.9% 12-2024: 1.9%● unchanged vs 11-2024 01-2025: 1.9%● unchanged vs 12-2024 02-2025: 1.9%● unchanged vs 01-2025 03-2025: 0.9%▼ -1.0 percentage point vs 02-2025 04-2025: 0.9%● unchanged vs 03-2025 05-2025: 0.9%● unchanged vs 04-2025 06-2025: 0.9%● unchanged vs 05-2025 07-2025: 1.0%▲ +0.1 percentage points vs 06-2025 08-2025: 1.4%▲ +0.4 percentage points vs 07-2025 09-2025: 0.5%▼ -0.9 percentage points vs 08-2025 10-2025: 0.5%● unchanged vs 09-2025 11-2025: 0.5%● unchanged vs 10-2025 12-2025: 0.5%● unchanged vs 11-2025 01-2026: 0.5%● unchanged vs 12-2025lowest value 02-2026: 0.5%● unchanged vs 01-2026lowest value 03-2026: 0.5%● unchanged vs 02-2026lowest value 04-2026: 0.6%▲ +0.1 percentage points vs 03-2026 05-2026: 0.6%● unchanged vs 04-2026 06-2026: 0.6%● unchanged vs 05-2026 07-2026: 0.6%● unchanged vs 06-2026 08-2026: 1.1%▲ +0.5 percentage points vs 07-2026 09-2026: 1.3%▲ +0.2 percentage points vs 08-2026 10-2026: 2.1%▲ +0.8 percentage points vs 09-2026highest value
Credit up to €3,000 at 30 days acceptable
Liquidity ample (current ratio 1.79 against 1.85 in 2024; short-term debt: 55.3% and cash: 1.3% of total assets), but 55.3% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 48% on solvency, 13% on liquidity, 22% on profitability and 51% on growth.

The bankruptcy probability was computed on 06-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
−lowers risk+raises risk○neutral
raises risk · Latest accounts 55 days late; 1 of the last 3 late
NBB · filings
raises risk · Ex-officio strike-off in the KBO
KBO publications
raises risk · Sector Specialised construction activities (NACE 43)
KBO
lowers risk · Founded in 2013
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-09-2026, 55 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
55 days late
2024
12 days late
2023
13 days late
2022
15 days late
2021
31 days late
2019
436 days late
2018
375 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 134 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 43% of the sector filed late.

raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publications
Publications
Address struck
Checked, nothing found (1)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 15 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
07-10-2026 today31-12-2026 close31-07-2027 deadline
  1. Address struckRue de la Vallée 81…
  2. Annual accounts filedfiscal year 2025 · micro…
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Total assets 20256 fiscal years filed €147,455 View
  • Active since 2013founded 12-03-2013 13 years View

By topic

Financials

Fiscal year
2025
Total assets
€147,455
Profit
€4,481
Solvency
44.7%
Total assets▲ 13.8%
Net result
20182025
Go to Financials

Timeline

Events
15
Since
2016
Next accounts
by 31-07-2027
  1. 13-08-2024Annual accounts filed
  2. 31-12-2023Back to profit
  3. 15-08-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company (pre-2019)
Activity
Laying of wooden floor and wall coveringsNACE 43332
Founded
12-03-2013
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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