RUBIC

Active

Private limited companyfounded 20242 yrs activeWipstraat 8, 1880 Kapelle-op-den-Bos, BelgiumKBO/BCE: BE 1005.098.954

Summary

RUBIC has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€46,068) and a net result of €33,867. The computed 12-month bankruptcy probability is 0.3% (very low).

Risk analysisWatch Report Compare

RUBICActiveChecked score 55/100

Risk analysis Report Compare

Activity

Activity not known1 site

Size

€673,489total assets 2025

Equity: -€46,068
Profit: €33,867

Turnover not published (abridged schema)

Financial health

55 Fair Checked score 2025

Bankruptcy chance 12 m: 0.3%

Structure

Accounts 31 d early0 of 1 deed read

Why 55Capped at 59: negative equity- Negative equity -€46,068- Founded in 2024+ Size: total assets €673,489+ No main activity registeredShow the evidence

Checked score

Score 2025

55 / 100

Fair

Probability in this band: 1.5% to 4.2%

Better than 39% of its sector peers (no NACE code, micro)

Performance against the sector, not lower risk

Negative equity caps the score at 59. Every signal that weighs is under Signals.

Financial strength · tick = 2024

Weak

Solvency 18+5

equity -6.8% of total assets

Liquidity 36+2

short-term debt 39.5% · cash 3.6%

Profitability 52+35

return on assets 5.0%

Bankruptcy probability, 12 months

0.3% Very low

0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 02-2025: 2.4% 03-2025: 2.4%● 0.0% vs 02-2025 04-2025: 2.5%▲ +4.5% vs 03-2025 05-2025: 2.9%▲ +15.8% vs 04-2025 06-2025: 3.1%▲ +5.6% vs 05-2025highest value 07-2025: 0.5%▼ -84.9% vs 06-2025 08-2025: 0.5%● 0.0% vs 07-2025 09-2025: 0.5%▲ +0.6% vs 08-2025 10-2025: 0.5%● 0.0% vs 09-2025 11-2025: 0.5%▼ -1.5% vs 10-2025 12-2025: 0.5%▼ -0.6% vs 11-2025 01-2026: 0.5%▲ +1.5% vs 12-2025 02-2026: 0.5%▲ +6.4% vs 01-2026 03-2026: 0.5%▼ -1.4% vs 02-2026 04-2026: 0.5%▼ -2.9% vs 03-2026 05-2026: 0.5%▲ +1.1% vs 04-2026 06-2026: 0.5%▲ +9.4% vs 05-2026 07-2026: 0.6%▲ +7.0% vs 06-2026 08-2026: 0.6%▲ +9.1% vs 07-2026 09-2026: 0.7%▲ +8.6% vs 08-2026 10-2026: 0.3%▼ -59.0% vs 09-2026lowest value

Size: total assets €673,489 lowers the probability for this profile
No main activity registered lowers the probability
Negative equity -€46,068 raises the probability
Founded in 2024 raises the probability for this profile

No credit on open account

Liquidity short (current ratio 0.09 against 0.04 in 2024; short-term debt: 39.5% and cash: 3.6% of total assets), and equity is negative.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, micro). Better than this share of them on solvency 13%, liquidity 20%, profitability 37%, growth against the median 85%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 06-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

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Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Size: total assets €673,489

In the bankruptcy model this factor lowers the probability for this profile.

NBB · annual accounts

No main activity registered

In the bankruptcy model this factor lowers the probability.

KBO

Negative equity -€46,068

In the bankruptcy model this factor raises the probability.

NBB · annual accounts

Founded in 2024

In the bankruptcy model this factor raises the probability for this profile.

KBO

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.

NBB · 2 filings

Deviation from the deadline

2025

31 d early

2024

36 d early

← before the deadline after the deadline →

tick = median of all Belgian filings

This company filed its last 2 accounts on average 34 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

07-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage