Financials
- Fiscal year
- 2025
- Total assets
- €92,991
- Profit
- €47,895
- Solvency
- 64.1%
Total assets▼ 57.3%
Net result
20202025
RUBEN VAES
ActiveSummary
RUBEN VAES has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €59,573 and a net result of €47,895. Equity is growing by ~22.5% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.2% (very low).
Overview
What they do
Activity not known1 site
How big
€92,991total assets 2025
- Equity
- €59,573
- Profit
- €47,895
Turnover not published (abridged schema)
Who decides
- Holdings
- 1
Accounts 123 d early0 of 2 deeds read
Why 89- No main activity registered- Founded in 2019+ Liquidity: current ratio 2.78, cash €83,715, halved+ Size: total assets €92,991Show the evidence
Checked score
Score 2025
89
/ 100
Excellent
Probability in this band: under 0.55%
Better than 56% of its sector peers (no NACE code, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency
89-11
equity 64.1% of total assets
Liquidity
84-16
short-term debt 35.9% · cash 90.0%
Profitability
100+15
return on assets 51.5%
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
- Liquidity: current ratio 2.78, cash €83,715, halved lowers the probability
- Size: total assets €92,991 lowers the probability for this profile
- No main activity registered raises the probability
- Founded in 2019 raises the probability for this profile
Credit up to €5,000 at 30 days acceptable
Liquidity ample (current ratio 2.78 against 21.43 in 2024; short-term debt: 35.9% and cash: 90% of total assets), and 35.9% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (no NACE code, micro). Better than this share of them on solvency 54%, liquidity 76%, profitability 90%, growth against the median 6%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610020317, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-03-2026, 123 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
123 d early
2024
15 d early
2023
7 d early
2022
6 d early
2021
9 d early
2020
2 d early
← before the deadline
after the deadline →
tick = median of all Belgian filings
This company filed its last 6 accounts on average 27 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 22 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Annual accounts filedfiscal year 2024 · micro…
- Equity above €200,000Eq €207,968 ▲16.2%
Key points
By topic
Network & group
- Holdings
- 1
1 holding
Timeline
- Events
- 12
- Since
- 2021
- Next accounts
- by 31-07-2027
- 30-03-2026Annual accounts filed
- 16-07-2025Annual accounts filed
- 31-12-2024Equity above €200,000
Company details
- Sites
- 1
- Legal form
- Private limited company
- Founded
- 08-11-2019
- Year ends
- 31-12
- Peppol
- Not found in the Peppol directory
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check What other support did companies like this one receive, and it did not?Subsidies How does this company compare with its sector?Sector benchmark
Your own company? See how customers, suppliers and banks see it and what to improve first.
Investigating this company? Keep it with today's facts in a case file.