Ruben Projects

Active

Private limited companyfounded 2022active for 4 yearsSint-Jansberg 5, 3680 Maaseik, BelgiumKBO/BCE: BE 0791.489.910

Summary

Ruben Projects has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€37,553) and a net result of -€27,962. Its solvency ranks better than 15% of 17,042 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 1.0% (low).

Risk analysisFollow Report Compare

Ruben ProjectsActiveChecked score 53/100

Risk analysis Report Compare

Activity

Development of residential building projects

NACE 68121

1 site

Size

€706,707total assets 2025

Equity: -€37,553
Loss: -€27,962

Turnover not published (micro format)

Financial health

53 Fair Checked score 2025

Bankruptcy probabilitywithin 12 months: 1.0%

Structure

2025 accounts 18 days early1 deed in the Belgian Official Gazette

Why 53raises riskCapped at 59: negative equityLiquidity: current ratio 2.12, cash €349, halvedNegative equity -€37,553lowers riskSector: Real estate activities (NACE 68)Size: total assets €706,707Show the evidence

Checked score

Score 2025

53 / 100

Fair

Probability in this band: 1.5% to 4.2%

Financially better than 16% of its sector peers (NACE 68, micro)

Negative equity caps the score at 59. Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Weak

Solvency 20-4

equity -5.3% of total assets

Liquidity 27=

short-term debt 47.2% · cash 0.0%

Profitability 28+11

return on assets -4.0%

Bankruptcy probability, 12 months

1.0% Low

0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,614 companies, NACE 68, micro)

Last 24 months 11-2024: 1.1% 12-2024: 1.1%● unchanged vs 11-2024 01-2025: 1.1%● unchanged vs 12-2024 02-2025: 1.1%● unchanged vs 01-2025 03-2025: 0.5%▼ -0.6 percentage points vs 02-2025lowest value 04-2025: 0.5%● unchanged vs 03-2025lowest value 05-2025: 0.5%● unchanged vs 04-2025lowest value 06-2025: 0.5%● unchanged vs 05-2025lowest value 07-2025: 0.5%● unchanged vs 06-2025 08-2025: 0.5%● unchanged vs 07-2025 09-2025: 0.5%● unchanged vs 08-2025 10-2025: 0.5%● unchanged vs 09-2025 11-2025: 0.5%● unchanged vs 10-2025 12-2025: 0.6%▲ +0.1 percentage points vs 11-2025 01-2026: 0.6%● unchanged vs 12-2025 02-2026: 1.1%▲ +0.5 percentage points vs 01-2026highest value 03-2026: 1.1%● unchanged vs 02-2026highest value 04-2026: 1.1%● unchanged vs 03-2026highest value 05-2026: 1.1%● unchanged vs 04-2026 06-2026: 1.0%▼ -0.1 percentage points vs 05-2026 07-2026: 1.0%● unchanged vs 06-2026 08-2026: 1.0%● unchanged vs 07-2026 09-2026: 1.0%● unchanged vs 08-2026 10-2026: 1.0%● unchanged vs 09-2026

No credit on open account

Liquidity ample (current ratio 2.12, compared with 2.12 in 2024, above the usual 1.5; short-term debt: 47.2% and cash: 0% of total assets), but equity is negative.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro): better than 15% on solvency, 20% on liquidity, 24% on profitability and 2% on growth.

The bankruptcy probability was computed on 25-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.

lowers riskraises riskneutral

Liquidity: current ratio 2.12, cash €349, halved

NBB · annual accounts

Sector: Real estate activities (NACE 68)

KBO

Size: total assets €706,707

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Negative equity -€37,553

NBB · annual accounts

Negative equity

The 2025 annual accounts show negative equity and a net loss.

NBB · annual accounts 2025

Equity per financial year

2425

2024 to 2025 · latest year -€37,553

Latest accounts filed on time

The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 13-01-2026, 18 days ahead of the deadline.

NBB · 2 filings

Deviation from the deadline

2025

18 days early

2024

3 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 8 days before the deadline; the sector median (NACE 68) for financial year 2024 is 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today.

Companies Code · seven months

Where today falls in the filing period

30-06-2026 year end26-10-2026 today31-01-2027 deadline

No strike-offs in the KBO publications

Searched since incorporation in 2022.

KBO publications · our coverage

13-01-2026 Annual accounts filedfinancial year 2025 · micro…
03-02-2025 Annual accounts filedfinancial year 2024 · micro…

Key points

Risk: Negative equityfinancial year 2025: debts exceed assets -€37,553 View
Caution: Among the weakest 12% on equitysector median €73,257 · 17,057 companies -€37,553 View
Total assets 20252 financial years filed €706,707 View

By topic

Financials

Financial year: 2025
Total assets: €706,707
Loss: -€27,962
Solvency: -5.3%

Total assets▼ 4.3%

Net result

20242025

Go to Financials

Timeline

Events: 2
Since: 2025
Next accounts: by 31-01-2027

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Development of residential building projectsNACE 68121
Founded: 28-09-2022
Year ends: 30-06
Peppol: Reachable for e-invoices

Go to Company details

Key facts about Ruben Projects

What is the company number of Ruben Projects?: 0791.489.910. In Belgium the VAT number is the company number with BE in front: BE 0791.489.910.
Where is Ruben Projects based?: The registered office is at Sint-Jansberg 5, 3680 Maaseik.Company details
What does Ruben Projects do?: According to the KBO register, the main activity is development of residential building projects (NACE 68121).
What is the legal form of Ruben Projects?: Private limited company (BV).
When was Ruben Projects founded?: On 28-09-2022.
Is Ruben Projects still active?: Yes, Ruben Projects is an active enterprise in the KBO register.
What is the turnover of Ruben Projects?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is Ruben Projects profitable?: In financial year 2025, Ruben Projects made a loss of €27,962.
Where can I find the annual accounts of Ruben Projects?: Ruben Projects filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Ruben Projects due?: By 31-01-2027, for financial year 2026.Timeline