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Ruben Peeters

Active
Private limited companyfounded 200718 yrs activeSpaltlaan 11, 3090 Overijse, BelgiumKBO/BCE: BE 0894.401.366
Summary

Ruben Peeters has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €355,857 and a net result of €84,793. Equity is growing by ~25.8% per year across the filed fiscal years. Its solvency ranks better than 93% of 9439 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Risk analysisWatch ReportCompare
Ruben PeetersActiveChecked score 98/100
Risk analysis ReportCompare

Overview

Activity
Other business support services
NACE 82990
1 site
Size
€380,795total assets 2025
Equity
€355,857
Profit
€84,793
Turnover not published (abridged schema)
Financial health
98 Excellent Checked score 2025
Bankruptcy chance 12 m
< 0.1%
Structure
Accounts 28 d early0 of 3 deeds read
Why 98+ Liquidity: current ratio 15.58, cash €349,607+ Equity €355,857 (93.5% of total assets)+ Size: total assets €380,795+ Sector Office administrative, office support and other business support activities (NACE 82)Show the evidence

Checked score

Score 2025
98 / 100
Excellent
Probability in this band: under 0.55%
Better than 82% of its sector peers (NACE 82, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 100=
equity 93.5% of total assets
Liquidity 100+5
short-term debt 6.4% · cash 91.8%
Profitability 97-1
return on assets 22.3%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (12,482 companies)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● 0.0% vs 11-2024 01-2025: < 0.1%▼ -8.3% vs 12-2024lowest value 02-2025: < 0.1%▲ +4.5% vs 01-2025 03-2025: < 0.1%● 0.0% vs 02-2025 04-2025: < 0.1%▼ -4.3% vs 03-2025lowest value 05-2025: < 0.1%● 0.0% vs 04-2025lowest value 06-2025: < 0.1%▲ +4.5% vs 05-2025 07-2025: < 0.1%▲ +13.0% vs 06-2025highest value 08-2025: < 0.1%▼ -3.8% vs 07-2025 09-2025: < 0.1%● 0.0% vs 08-2025 10-2025: < 0.1%● 0.0% vs 09-2025 11-2025: < 0.1%● 0.0% vs 10-2025 12-2025: < 0.1%● 0.0% vs 11-2025 01-2026: < 0.1%▼ -8.0% vs 12-2025 02-2026: < 0.1%● 0.0% vs 01-2026 03-2026: < 0.1%● 0.0% vs 02-2026 04-2026: < 0.1%● 0.0% vs 03-2026 05-2026: < 0.1%● 0.0% vs 04-2026 06-2026: < 0.1%● 0.0% vs 05-2026 07-2026: < 0.1%▲ +8.7% vs 06-2026 08-2026: < 0.1%● 0.0% vs 07-2026 09-2026: < 0.1%● 0.0% vs 08-2026 10-2026: < 0.1%● 0.0% vs 09-2026
  • Liquidity: current ratio 15.58, cash €349,607 lowers the probability
  • Equity €355,857 (93.5% of total assets) lowers the probability
  • Size: total assets €380,795 lowers the probability for this profile
  • Sector Office administrative, office support and other business support activities (NACE 82) lowers the probability
Credit up to €30,000 at 30 days acceptable
Liquidity ample (current ratio 15.58 against 5.7 in 2024; short-term debt: 6.4% and cash: 91.8% of total assets), and 6.5% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 82, micro). Better than this share of them on solvency 88%, liquidity 97%, profitability 71%, growth against the median 72%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Liquidity: current ratio 15.58, cash €349,607
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Equity €355,857 (93.5% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Size: total assets €380,795
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · Sector Office administrative, office support and other business support activities (NACE 82)
In the bankruptcy model this factor lowers the probability.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
28 d early
2024
23 d early
2023
44 d early
2022
29 d late
2021
48 d early
2020
32 d early
2019
52 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 28 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 3 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
04-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Highest result since 2018net €84,793 ▲9.5%
  3. Liquidity triplescurrent ratio 15.58

Key points

  • Positive: Among the best 8% on solvencysector median 51.2% · 9,439 companies 93.5% View
  • Positive: 8 profitable years in a rowprofit 2025: €84,793 8 years View
  • Positive: Equity rose in 2025from €271,064 to €355,857 ▲ 31.3% View

By topic

Financials

Fiscal year
2025
Total assets
€380,795
Profit
€84,793
Solvency
93.5%
Total assets▲ 15.9%
Net result
20182025
Go to Financials

Timeline

Events
17
Since
2017
Next accounts
by 31-07-2027
  1. 03-07-2026Annual accounts filed
  2. 31-12-2025Highest result since 2018
  3. 31-12-2025Liquidity triples
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Other business support servicesNACE 82990
Founded
21-12-2007
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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