Ruben Dom
ActiveSummary
The computed 12-month bankruptcy probability of Ruben Dom is 1.6% (moderate). The 2025 annual accounts show equity of €236k and a net result of €77k. Equity is growing by ~18.5% per year across the filed fiscal years. Its solvency ranks better than 95% of 4522 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+30
Solvency100=
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €19k at 30 days acceptable
Liquidity ample (current ratio 8.74 against 11.48 in 2024; short-term debt: 4.9% and cash: 24.7% of total assets), and 5% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Services to buildings and landscape activities (NACE 81)
about 79% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
95%
Return on assets
31%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
28 d early
2024
38 d early
2023
37 d early
2022
42 d early
2021
41 d early
2020
39 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€236k▼ 1.7%
2024 · €240k
2020: €57klowest in 6 years
2021: €118k▲ +109% vs 2020
2022: €203k▲ +72.0% vs 2021
2023: €254k▲ +24.7% vs 2022highest in 6 years
2024: €240k▼ -5.4% vs 2023
2025: €236k▼ -1.7% vs 2024
2020 → 2025
Total assets
€248k▲ 0.1%
2024 · €248k
2020: €119klowest in 6 years
2021: €297k▲ +149% vs 2020highest in 6 years
2022: €243k▼ -18.0% vs 2021
2023: €280k▲ +15.0% vs 2022
2024: €248k▼ -11.4% vs 2023
2025: €248k▲ +0.1% vs 2024
2020 → 2025
Net result
€77k▲ 2,793%
2024 · €3k
2020: €54k
2021: €62k▲ +15.3% vs 2020
2022: €85k▲ +38.0% vs 2021highest in 6 years
2023: €59k▼ -30.6% vs 2022
2024: €3k▼ -95.5% vs 2023lowest in 6 years
2025: €77k▲ +2793% vs 2024
2020 → 2025
Working capital
€94k▲ 11.7%
2024 · €84k
2020: €23klowest in 6 years
2021: €47k▲ +102% vs 2020
2022: €80k▲ +72.8% vs 2021
2023: €95k▲ +17.5% vs 2022highest in 6 years
2024: €84k▼ -10.6% vs 2023
2025: €94k▲ +11.7% vs 2024
2020 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€118k-€203k▲ 72.0%€254k▲ 24.7%€240k▼ 5.4%€236k▼ 1.7%
2021: €118klowest in 5 years
2022: €203k▲ +72.0% vs 2021
2023: €254k▲ +24.7% vs 2022highest in 5 years
2024: €240k▼ -5.4% vs 2023
2025: €236k▼ -1.7% vs 2024
Operating result€71k-€113k▲ 60.1%€79k▼ 30.0%€3k▼ 95.7%€105k▲ 2,982%
2021: €71k
2022: €113k▲ +60.1% vs 2021highest in 5 years
2023: €79k▼ -30.0% vs 2022
2024: €3k▼ -95.7% vs 2023lowest in 5 years
2025: €105k▲ +2982% vs 2024
Net result€62k-€85k▲ 38.0%€59k▼ 30.6%€3k▼ 95.5%€77k▲ 2,793%
2021: €62k
2022: €85k▲ +38.0% vs 2021highest in 5 years
2023: €59k▼ -30.6% vs 2022
2024: €3k▼ -95.5% vs 2023lowest in 5 years
2025: €77k▲ +2793% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 2,982% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €248k
Fixed assets
€142k ▼ 8.9%
Current assets
€107k ▲ 15.1%
Equity and liabilities €248k
Equity
€236k ▼ 1.7%
Debt
€12k ▲ 54.6%
Debt's share of the balance-sheet total rises from 3.3% to 5.0%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€147k▲
2024 · €43k
Cash flow
€119k▲
2024 · €43k
Current ratio
8.74▼
2024 · 11.48
Debt to equity
0.05▲
2024 · 0.03
ROE
32.7%▲
2024 · 1.1%
ROA
31.0%▲
2024 · 1.1%
Interest coverage
1005.83▲
2024 · 138.60
Debt ≤ 1 year
€12k▲
2024 · €8k
Income taxes
€28k▲
2024 · €432
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 46 lines
Balance sheet
Code20242025
Assets
Total assets20/58€248k€248k▲
Fixed assets21/28€155k€142k▼
Tangible fixed assets22/27€155k€142k▼
Plant, machinery and equipment23€17k€12k▼
Furniture and vehicles24€115k€109k▼
Other tangible fixed assets26€23k€21k▼
Current assets29/58€93k€107k▲
Amounts receivable within one year40/41€46k€43k▼
Trade receivables40€35k€41k▲
Other amounts receivable41€12k€3k▼
Cash at bank and in hand54/58€23k€61k▲
Deferred charges and accrued income490/1€23k€2k▼
Equity and liabilities
Total equity and liabilities10/49€248k€248k▲
Equity10/15€240k€236k▼
Contributions10/11€3k€3k=
Reserves13€237k€156k▼
Distributable reserves133€237k€156k▼
Profit (loss) carried forward14-€77k
Amounts payable17/49€8k€12k▲
Amounts payable within one year42/48€8k€12k▲
Trade debts44€2k€4k▲
Suppliers440/4€2k€4k▲
Taxes, remuneration and social security45€5k€8k▲
Taxes450/3€2k€8k▲
Remuneration and social security454/9€3k-
Other amounts payable47/48€656-
Accrued charges and deferred income492/3-€274
Income statement
Code20242025
Remuneration, social security and pensions62€33k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€40k€42k▲
Other operating charges640/8€6k€10k▲
Gross operating margin9900€81k€157k▲
Operating profit (loss)9901€3k€105k▲
Financial income75/76B€0€89▲
Recurring financial income75€0€89▲
Financial charges65/66B€312€147▼
Recurring financial charges65€312€147▼
Profit (loss) for the period before taxes9903€3k€105k▲
Income taxes67/77€432€28k▲
Profit (loss) for the period9904€3k€77k▲
Profit (loss) for the period to be appropriated9905€3k€77k▲
Appropriation of the result
Profit (loss) to be appropriated9906€3k€77k▲
Transfer from equity791/2€16k€81k▲
Transfer to equity691/2€3k-
To other reserves6921€3k-
Profit to be distributed694/7€16k€81k▲
Return on contributions (dividend)694€16k€81k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €3k | €15k | €42k | €33k | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €25k | €26k | €39k | €40k | €42k | ▲ 6.4% |
| Other operating charges640/8 | €5k | €4k | €20k | €6k | €10k | ▲ 78.6% |
| Gross operating margin9900 | €103k | €158k | €181k | €81k | €157k | ▲ 93.4% |
| Operating profit (loss)9901 | €71k | €113k | €79k | €3k | €105k | ▲ 2,982% |
| Financial income75/76B | €290 | €140 | €0 | €0 | €89 | ▲ 221,475% |
| Recurring financial income75 | €290 | €140 | €0 | €0 | €89 | ▲ 221,475% |
| Financial charges65/66B | €3k | €2k | €500 | €312 | €147 | ▼ 53.1% |
| Recurring financial charges65 | €3k | €2k | €500 | €312 | €147 | ▼ 53.1% |
| Profit (loss) for the period before taxes9903 | €68k | €111k | €79k | €3k | €105k | ▲ 3,291% |
| Income taxes67/77 | €6k | €26k | €20k | €432 | €28k | ▲ 6,360% |
| Profit (loss) for the period9904 | €62k | €85k | €59k | €3k | €77k | ▲ 2,793% |
| Profit (loss) for the period to be appropriated9905 | €62k | €85k | €59k | €3k | €77k | ▲ 2,793% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €297k | €243k | €280k | €248k | €248k | ▲ 0.1% |
| Fixed assets21/28 | €224k | €134k | €159k | €155k | €142k | ▼ 8.9% |
| Tangible fixed assets22/27 | €224k | €134k | €159k | €155k | €142k | ▼ 8.9% |
| Land and buildings22 | €157k | - | - | - | - | - |
| Plant, machinery and equipment23 | €10k | €16k | €24k | €17k | €12k | ▼ 31.1% |
| Furniture and vehicles24 | €56k | €119k | €117k | €115k | €109k | ▼ 5.7% |
| Other tangible fixed assets26 | - | - | €19k | €23k | €21k | ▼ 8.4% |
| Current assets29/58 | €73k | €109k | €121k | €93k | €107k | ▲ 15.1% |
| Amounts receivable after more than one year29 | €7k | €7k | - | - | - | - |
| Other amounts receivable291 | €7k | €7k | - | - | - | - |
| Amounts receivable within one year40/41 | €14k | €30k | €28k | €46k | €43k | ▼ 5.9% |
| Trade receivables40 | €13k | €30k | €25k | €35k | €41k | ▲ 17.3% |
| Other amounts receivable41 | €781 | €155 | €3k | €12k | €3k | ▼ 74.9% |
| Cash at bank and in hand54/58 | €32k | €72k | €88k | €23k | €61k | ▲ 164% |
| Deferred charges and accrued income490/1 | €20k | - | €4k | €23k | €2k | ▼ 92.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €297k | €243k | €280k | €248k | €248k | ▲ 0.1% |
| Equity10/15 | €118k | €203k | €254k | €240k | €236k | ▼ 1.7% |
| Contributions10/11 | €3k | €3k | €3k | €3k | €3k | = |
| Reserves13 | €115k | €200k | €251k | €237k | €156k | ▼ 34.3% |
| Distributable reserves133 | €115k | €200k | €251k | €237k | €156k | ▼ 34.3% |
| Profit (loss) carried forward14 | - | - | - | - | €77k | - |
| Amounts payable17/49 | €178k | €40k | €26k | €8k | €12k | ▲ 54.6% |
| Amounts payable after more than one year17 | €152k | €11k | - | - | - | - |
| Financial debts170/4 | €152k | €11k | - | - | - | - |
| Amounts payable within one year42/48 | €27k | €29k | €26k | €8k | €12k | ▲ 51.2% |
| Current portion of amounts payable after more than one year42 | €14k | €8k | - | - | - | - |
| Trade debts44 | €8k | €8k | €13k | €2k | €4k | ▲ 65.5% |
| Suppliers440/4 | €8k | €8k | €13k | €2k | €4k | ▲ 65.5% |
| Taxes, remuneration and social security45 | €3k | €13k | €13k | €5k | €8k | ▲ 64.1% |
| Taxes450/3 | €1k | €10k | €7k | €2k | €8k | ▲ 232% |
| Remuneration and social security454/9 | €2k | €3k | €6k | €3k | - | - |
| Other amounts payable47/48 | €1k | €331 | €174 | €656 | - | - |
| Accrued charges and deferred income492/3 | - | - | - | - | €274 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €62k | €85k | €59k | €3k | €77k | ▲ 2,793% |
| + Depreciation and write-downs630 | €25k | €26k | €39k | €40k | €42k | ▲ 6.4% |
| Operating cash flow (approximation) | €86k | €111k | €99k | €43k | €119k | ▲ 181% |
| Investment in fixed assets (approximation) | - | €63k | €-64k | €-36k | €-29k | ▲ 20.6% |
| Change in cash | - | €40k | €16k | €-65k | €38k | ▲ 158% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
23-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €3k ▼95.5%
Net result drops to €3k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity doublescurrent ratio 11.48
Current ratio from 4.59 to 11.48; short-term debt falls from €26k to €8k.
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
19-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2020net €85k ▲38%
Operating result €113k, net result €85k, both a record.
31-12
Financial
Equity above €200kEq €203k ▲72%
3 profitable years in a row build equity to €203k.
20-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €100kEq €118k ▲109%
2 profitable years in a row build equity to €118k.
22-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heist-op-den-Berg · 1 establishment unit since 2020
Ground area
1,467 m²
Building footprint
106 m²
Volume, LiDAR
409 m³
Parcel 12017C0174/00L000, Flanders · tallest building 6.9 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Ruben Dom
since 20202.298.308.892
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12017C0174/00L000 | Flanders | 1,467 m² | 1 · 106 m² | 6.9 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 21,213 companies in sector 81300 we hold annual accounts for 4,364. 3,284 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded17-01-2020
Fiscal year end31-12
Activities, NACEBEL 2025
81300Landscape service activities
Scores and ratios are computed by Checked and are not a credit decision.