RUBELIS
ActiveRUBELIS has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €560k and a net result of €34k. Equity is shrinking by ~2.9% per year across the filed fiscal years. Its solvency ranks better than 94% of 9183 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability76=
Solvency100=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity ample (current ratio 10.99 against 4.4 in 2024; short-term debt: 4.4% and cash: 10.5% of total assets), and 4.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
95.6%
Return on assets
5.9%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
29 d early
2024
29 d early
2023
34 d early
2022
42 d early
2021
33 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€560k▼ 3.6%
2024 · €580k
2021: €632k
2022: €610k
2023: €591k
2024: €580k
2021 → 2025
Total assets
€585k▼ 9.8%
2024 · €649k
2021: €642k
2022: €620k
2023: €614k
2024: €649k
2021 → 2025
Net result
€34k▼ 3.9%
2024 · €36k
2021: €59k
2022: €28k
2023: €24k
2024: €36k
2021 → 2025
Working capital
€256k▲ 9.2%
2024 · €234k
2021: €211k
2022: €211k
2023: €203k
2024: €234k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€632k-€610k▼ 3.5%€591k▼ 3.1%€580k▼ 1.8%€560k▼ 3.6%
Operating result€78k-€37k▼ 52.4%€40k▲ 6.5%€48k▲ 20.4%€45k▼ 5.1%
Net result€59k-€28k▼ 52.7%€24k▼ 14.3%€36k▲ 49.2%€34k▼ 3.9%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 5% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €585k
Fixed assets
€304k▼ 12.2%
Current assets
€281k▼ 7.2%
Equity and liabilities €585k
Equity
€560k▼ 3.6%
Debt
€26k▼ 62.8%
The debt ratio falls from 10.6% to 4.4%. Equity and debt are lower.
Key figures and ratios
EBITDA
€87k▼
2024 · €90k
Cash flow
€76k▼
2024 · €78k
Solvency
95.6%▲
2024 · 89.4%
Current ratio
10.99▲
2024 · 4.40
Quick ratio
10.99▲
2024 · 4.40
Debt / equity
0.05▼
2024 · 0.12
ROE
6.1%▼
2024 · 6.2%
ROA
5.9%▲
2024 · 5.5%
Interest coverage
1995.71▼
2024 · 2101.78
Debt
€26k▼
2024 · €69k
Debt ≤ 1 year
€26k▼
2024 · €69k
Income taxes
€16k▲
2024 · €15k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€649k€585k▼
Fixed assets21/28€346k€304k▼
Tangible fixed assets22/27€346k€304k▼
Land and buildings22€346k€304k▼
Current assets29/58€303k€281k▼
Amounts receivable within one year40/41€19k€20k▲
Trade receivables40€4k€4k=
Other amounts receivable41€15k€16k▲
Current investments50/53€230k€200k▼
Cash at bank and in hand54/58€54k€62k▲
Equity and liabilities
Total equity and liabilities10/49€649k€585k▼
Equity10/15€580k€560k▼
Contributions10/11€23k€23k=
Reserves13€557k€537k▼
Distributable reserves133€557k€537k▼
Amounts payable17/49€69k€26k▼
Amounts payable within one year42/48€69k€26k▼
Trade debts44€330€4k▲
Suppliers440/4€330€4k▲
Taxes, remuneration and social security45€24k€22k▼
Taxes450/3€24k€22k▼
Other amounts payable47/48€44k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€42k€42k=
Other operating charges640/8€6k€6k▼
Gross operating margin9900€96k€93k▼
Operating profit (loss)9901€48k€45k▼
Financial income75/76B€3k€5k▲
Recurring financial income75€3k€5k▲
Financial charges65/66B€43€44▲
Recurring financial charges65€43€44▲
Profit (loss) for the period before taxes9903€51k€51k▼
Income taxes67/77€15k€16k▲
Profit (loss) for the period9904€36k€34k▼
Profit (loss) for the period to be appropriated9905€36k€34k▼
Appropriation of the result
Profit (loss) to be appropriated9906€36k€34k▼
Transfer from equity791/2€47k€55k▲
Transfer to equity691/2€36k€34k▼
To other reserves6921€36k€34k▼
Profit to be distributed694/7€47k€55k▲
Return on contributions (dividend)694€47k€55k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Liquidity doublescurrent ratio 10.99
Current ratio from 4.40 to 10.99; short-term debt falls from €69k to €26k.
02-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Weakest financial yearnet €24k ▼14.3%
Net result drops to €24k, the lowest in the series; recovery starts the following year.
19-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
28-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brasschaat · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Tolbareel 202930 BrasschaatGround area
688 m²
Building footprint
165 m²
Volume, LiDAR
808 m³
Parcel 11324D0077/00S000, Flanders · tallest building 9.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
RUBELIS
since 20202.306.105.714
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11324D0077/00S000 | Flanders | 688 m² | 1 · 165 m² | 9.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BEHEERSMAATSCHAPPIJ COOLS-ELEN
BE 0447.856.027
Mol · Eq €559k
CENTRAL VIANDES
BE 0429.993.773
Charleroi · Eq €559k
JOSIANE MATERNE - PERIN
BE 0457.365.886
Esneux · Eq €559k
IMMO LVT
BE 0878.174.454
Lasne · Eq €560k
CAVIRAN
BE 0429.599.637
Sint-Lambrechts-Woluwe · Eq €560k
Of 9,140 companies in sector 68201 we hold annual accounts for 6,769. 5,015 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-08-2020
Fiscal year end31-12
Activities, NACEBEL
68201Renting and operating of own or leased residential real estate, excluding social housing
62020IT consultancy
62200Computer consultancy and computer facilities management
70200Business and other management consultancy
70210Activities of head offices; management consultancy activities
70220Business consulting
73300Public relations and communication consultancy
82100Office administrative and support services
82110Office administrative, office support and other business support activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.