RUBBERINDUSTRIE
ActiveSummary
The computed 12-month bankruptcy probability of RUBBERINDUSTRIE is 2.3% (moderate). The 2025 annual accounts show negative equity (-€1,426) and a net result of -€23,496. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 19% of 11547 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency21▼-42
Growth32=
Track record100
Bankruptcy probability, 12 months
2.3%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.72 against 1.1 in 2024; short-term debt: 103.6% and cash: 2.2% of total assets), and equity is negative.
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Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-3.7%
Return on assets
-60.5%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
202122232425
2020 to 2025 · latest year -€1,426
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
17 d early
2024
18 d late
2023
15 d early
2022
8 d early
2021
23 d late
2020
18 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 3 days after the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 23 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
-€1,426
2024 · €22,071
Total assets
€38,859▼ 33.7%
2024 · €58,649
Net result
-€23,496▲ 7.9%
2024 · -€25,526
Working capital
-€11,198
2024 · €3,725
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€17,079▼ 37.9%-€15,599€32,313-€23,630-€21,922▲ 7.2%
Net result€13,924within the sector's middle half▼ 28.8%-€18,058below the sector's middle half€25,975above the sector's middle half-€25,526below the sector's middle half-€23,496below the sector's middle half▲ 7.9%
Equity€39,679within the sector's middle half▲ 54.1%€21,622within the sector's middle half▼ 45.5%€47,596within the sector's middle half▲ 120%€22,071within the sector's middle half▼ 53.6%-€1,426below the sector's middle half
Total assets€126,792within the sector's middle half▲ 60.6%€81,444within the sector's middle half▼ 35.8%€76,680within the sector's middle half▼ 5.8%€58,649below the sector's middle half▼ 23.5%€38,859below the sector's middle half▼ 33.7%
Debt€87,113▲ 63.7%€59,822▼ 31.3%€29,084▼ 51.4%€36,579▲ 25.8%€40,285▲ 10.1%
Working capital€2,515within the sector's middle half▼ 95.4%-€2,194within the sector's middle half€25,571within the sector's middle half€3,725within the sector's middle half▼ 85.4%-€11,198below the sector's middle half
Solvency31.3%within the sector's middle half▼ 1.3pp26.5%within the sector's middle half▼ 4.7pp62.1%within the sector's middle half▲ 35.5pp37.6%within the sector's middle half▼ 24.4pp-3.7%below the sector's middle half▼ 41.3pp
Current ratio1.05within the sector's middle half▼ 2.870.95within the sector's middle half▼ 0.092.15within the sector's middle half▲ 1.201.10within the sector's middle half▼ 1.050.72below the sector's middle half▼ 0.38
Return on assets (ROA)11.0%within the sector's middle half▼ 13.8pp-22.2%below the sector's middle half▼ 33.2pp33.9%above the sector's middle half▲ 56.0pp-43.5%below the sector's middle half▼ 77.4pp-60.5%below the sector's middle half▼ 16.9pp
above
within
below
the middle half (P25 to P75) of NACE 46, Wholesale trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €21,922 in 2025 against €23,630 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €38,859
Fixed assets
€9,791 ▼ 48.2%
Current assets
€29,068 ▼ 26.8%
Key figures and ratios
EBITDA
-€12,797▲
2024 · -€13,607
Cash flow
-€14,371▲
2024 · -€15,503
Quick ratio
0.09▼
2024 · 0.67
Debt to equity
-28.25▼
2024 · 1.66
Interest coverage
-8.49▼
2024 · -7.47
Debt ≤ 1 year
€40,266▲
2024 · €36,007
Debt > 1 year
€0▼
2024 · €534
Income taxes
€75▲
2024 · €74
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 6,010 companies that looked in July 2024 the way this one looks now, 7.9% went bankrupt within 24 months and 83% are still going.
- Micro
- 5 to 10 years old
- negative equity
- a loss of 10% of the balance sheet or more
7.9%
went bankrupt
8.4%
stopped otherwise
83%
still going
A further 0.8% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 2.3% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,010 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €218 | €0 | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €7,809 | €12,834 | €9,947 | €10,023 | €9,125 | ▼ 9.0% |
| Other operating charges640/8 | €1,461 | €1,599 | €1,933 | €2,017 | €1,548 | ▼ 23.2% |
| Gross operating margin9900 | €26,350 | -€1,166 | €44,193 | -€11,591 | -€11,248 | ▲ 3.0% |
| Operating profit (loss)9901 | €17,079 | -€15,599 | €32,313 | -€23,630 | -€21,922 | ▲ 7.2% |
| Financial income75/76B | €74 | €1 | €0 | €0 | €8 | ▲ 37,550% |
| Recurring financial income75 | €74 | €1 | €0 | €0 | €8 | ▲ 37,550% |
| Financial charges65/66B | €1,578 | €2,413 | €2,932 | €1,821 | €1,507 | ▼ 17.3% |
| Recurring financial charges65 | €1,578 | €2,413 | €2,932 | €1,821 | €1,507 | ▼ 17.3% |
| Profit (loss) for the period before taxes9903 | €15,576 | -€18,010 | €29,381 | -€25,451 | -€23,421 | ▲ 8.0% |
| Income taxes67/77 | €1,652 | €48 | €3,406 | €74 | €75 | ▲ 1.0% |
| Profit (loss) for the period9904 | €13,924 | -€18,058 | €25,975 | -€25,526 | -€23,496 | ▲ 7.9% |
| Profit (loss) for the period to be appropriated9905 | €13,924 | -€18,058 | €25,975 | -€25,526 | -€23,496 | ▲ 7.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €126,792 | €81,444 | €76,680 | €58,649 | €38,859 | ▼ 33.7% |
| Fixed assets21/28 | €68,746 | €37,051 | €28,939 | €18,917 | €9,791 | ▼ 48.2% |
| Tangible fixed assets22/27 | €68,746 | €37,051 | €28,939 | €18,917 | €9,791 | ▼ 48.2% |
| Land and buildings22 | €13,870 | €12,431 | €10,991 | €9,552 | €8,113 | ▼ 15.1% |
| Plant, machinery and equipment23 | €1,451 | €1,160 | €2,652 | €1,994 | €1,336 | ▼ 33.0% |
| Furniture and vehicles24 | €31,624 | €23,460 | €15,296 | €7,370 | €342 | ▼ 95.4% |
| Leasing and similar rights25 | €21,802 | €0 | - | - | - | - |
| Current assets29/58 | €58,046 | €44,393 | €47,741 | €39,733 | €29,068 | ▼ 26.8% |
| Stocks and contracts in progress3 | €17,805 | €32,182 | €23,512 | €15,598 | €25,408 | ▲ 62.9% |
| Stocks30/36 | €17,805 | €32,182 | €23,512 | €15,598 | €25,408 | ▲ 62.9% |
| Amounts receivable within one year40/41 | €23,393 | €4,128 | €1,772 | €4,424 | €1,376 | ▼ 68.9% |
| Trade receivables40 | €20,783 | €4,092 | €1,749 | €3,964 | €929 | ▼ 76.6% |
| Other amounts receivable41 | €2,610 | €36 | €24 | €460 | €446 | ▼ 2.9% |
| Cash at bank and in hand54/58 | €14,241 | €5,625 | €19,160 | €3,620 | €839 | ▼ 76.8% |
| Deferred charges and accrued income490/1 | €2,607 | €2,458 | €3,296 | €16,091 | €1,445 | ▼ 91.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €126,792 | €81,444 | €76,680 | €58,649 | €38,859 | ▼ 33.7% |
| Equity10/15 | €39,679 | €21,622 | €47,596 | €22,071 | -€1,426 | ▼ 106% |
| Contributions10/11 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | €33,479 | €33,479 | €41,396 | €41,396 | €41,396 | = |
| Distributable reserves133 | €33,479 | €33,479 | €41,396 | €41,396 | €41,396 | = |
| Profit (loss) carried forward14 | - | -€18,058 | €0 | -€25,526 | -€49,022 | ▼ 92.1% |
| Amounts payable17/49 | €87,113 | €59,822 | €29,084 | €36,579 | €40,285 | ▲ 10.1% |
| Amounts payable after more than one year17 | €31,537 | €13,171 | €6,895 | €534 | €0 | ▼ 100% |
| Financial debts170/4 | €31,537 | €13,171 | €6,895 | €534 | €0 | ▼ 100% |
| Amounts payable within one year42/48 | €55,531 | €46,587 | €22,170 | €36,007 | €40,266 | ▲ 11.8% |
| Current portion of amounts payable after more than one year42 | €9,131 | €6,192 | €6,276 | €6,361 | €534 | ▼ 91.6% |
| Financial debts43 | - | €20,128 | €0 | €5,189 | €9,241 | ▲ 78.1% |
| Credit institutions430/8 | - | €20,128 | €0 | €5,189 | €9,241 | ▲ 78.1% |
| Trade debts44 | €36,485 | €2,061 | €1,442 | €2,299 | €731 | ▼ 68.2% |
| Suppliers440/4 | €36,485 | €2,061 | €1,442 | €2,299 | €731 | ▼ 68.2% |
| Taxes, remuneration and social security45 | €9,916 | €2,994 | €8,214 | €3,481 | €75 | ▼ 97.8% |
| Taxes450/3 | €8,464 | €2,994 | €8,214 | €3,481 | €75 | ▼ 97.8% |
| Remuneration and social security454/9 | €1,452 | €0 | - | - | - | - |
| Other amounts payable47/48 | - | €15,213 | €6,238 | €18,678 | €29,686 | ▲ 58.9% |
| Accrued charges and deferred income492/3 | €45 | €64 | €19 | €37 | €19 | ▼ 50.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €13,924 | -€18,058 | €25,975 | -€25,526 | -€23,496 | ▲ 7.9% |
| + Depreciation and write-downs630 | €7,809 | €12,834 | €9,947 | €10,023 | €9,125 | ▼ 9.0% |
| Operating cash flow (approximation) | €21,733 | -€5,224 | €35,922 | -€15,503 | -€14,371 | ▲ 7.3% |
| Investment in fixed assets (approximation) | - | €18,862 | -€1,836 | €0 | €0 | - |
| Change in cash | - | -€8,616 | €13,535 | -€15,540 | -€2,781 | ▲ 82.1% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-08
State Gazette act
Registered officeRegistered-office move · Power of attorney11 facts ▸
State Gazette act
Registered office
Registered-office move · Power of attorney11 facts ▸
- Registered-office move, Tervantstraat 269, 3583 Paal
- Power of attorney, Moore Finance & Tax BV
- Power of attorney, Tanja De Naeyer
- Power of attorney, Dominique Jaminet
- Power of attorney, Valira Baleci
- Power of attorney, Marie Decloedt
- Power of attorney, Tessa Loverix
- Power of attorney, Els Huyghebaert
- Power of attorney, Ellen Geuens
- Power of attorney, Charlotte Billiet
- Power of attorney, Yasmina Abazar
14-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
18-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 18 days late
2024
31-12
Financial
Weakest financial yearnet -€25,526
Net result drops to -€25,526, the lowest in the series; recovery starts the following year.
16-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €25,975
Net result €25,975 after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 2.15
Current ratio from 0.95 to 2.15; short-term debt falls from €46,587 to €22,170.
23-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
23-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 23 days late
2021
18-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 18 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 2 acts read
About the unread acts
Of the 2 Belgian State Gazette acts we know for this company, 1 has been read. The other one has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beringen · 1 establishment unit since 2020
Ground area
3,724 m²
Building footprint
364 m²
Volume, LiDAR
735 m³
2 parcels, Flanders · tallest building 6.9 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
RUBBERINDUSTRIE
since 20202.298.717.678
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71049B0212/00R000 | Flanders | 3,488 m² | 1 · 180 m² | - |
| 71049A0375/00V000 | Flanders | 236 m² | 1 · 184 m² | 6.8 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 432 companies in sector 46869 we hold annual accounts for 244. 72 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded04-02-2020
Fiscal year end31-12
Activities, NACEBEL 2025
46869Wholesale trade
41001General construction of residential buildings
Contact
E-mail
info@rubberindustrie.euBeringen
E-invoicing
Reachable via Peppol
Peppol ID
0208:0742890633
Also
9925:BE0742890633
Registered
11-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.