RUBBENS BEHEER
ActiveRUBBENS BEHEER has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €631k and a net result of €6k. Equity remains stable across the filed fiscal years (±2.1% per year). Its solvency ranks better than 92% of 8073 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
86
/ 100
Excellent= vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability5▼-5
Solvency99▲+9
Growth78=
Stability100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €55k at 30 days acceptable
Liquidity ample (current ratio 1.97 against 1.55 in 2023), and 4.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
95.4%
Return on assets
0.9%
Age of the figures
20 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 24-07-2025, 7 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
7 d early
2023
20 d early
2022
4 d early
2021
27 d early
2020
33 d early
2019
32 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€631k▲ 0.9%
2023 · €625k
2018: €566k
2019: €567k
2020: €584k
2021: €593k
2022: €612k
2023: €625k
2018 → 2024
Total assets
€662k▼ 1.4%
2023 · €671k
2018: €633k
2019: €655k
2020: €656k
2021: €708k
2022: €641k
2023: €671k
2018 → 2024
Net result
€6k▼ 55.7%
2023 · €13k
2018: €2k
2019: €1k
2020: €17k
2021: €95k
2022: €19k
2023: €13k
2018 → 2024
Working capital
€30k▲ 18.4%
2023 · €25k
2018: €-34k
2019: €-35k
2020: €-17k
2021: €-7k
2022: €12k
2023: €25k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€584k-€593k▲ 1.6%€612k▲ 3.2%€625k▲ 2.1%€631k▲ 0.9%
Operating result€25k-€22k▼ 9.0%€27k▲ 21.3%€19k▼ 28.4%€9k▼ 54.3%
Net result€17k-€95k▲ 464%€19k▼ 80.2%€13k▼ 30.4%€6k▼ 55.7%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 54% below 2023 and is the lowest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €662k
Fixed assets
€601k▲ 0.2%
Current assets
€60k▼ 14.8%
Equity and liabilities €662k
Equity
€631k▲ 0.9%
Debt
€31k▼ 33.0%
The debt ratio falls from 6.8% to 4.6%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€9k▼
2023 · €25k
Cash flow
€6k▼
2023 · €19k
Solvency
95.4%▲
2023 · 93.2%
Current ratio
1.97▲
2023 · 1.55
Quick ratio
1.97▲
2023 · 1.55
Debt / equity
0.05▼
2023 · 0.07
ROE
0.9%▼
2023 · 2.1%
ROA
0.9%▼
2023 · 1.9%
Interest coverage
63.12▼
2023 · 95.66
Debt
€31k▼
2023 · €46k
Debt ≤ 1 year
€31k▼
2023 · €46k
Income taxes
€4k▼
2023 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€671k€662k▼
Fixed assets21/28€600k€601k▲
Tangible fixed assets22/27€0€1k▲
Furniture and vehicles24€0€1k▲
Financial fixed assets28€600k€600k=
Current assets29/58€71k€60k▼
Amounts receivable after more than one year29€40k€41k▲
Other amounts receivable291€40k€41k▲
Amounts receivable within one year40/41-€1k
Other amounts receivable41-€1k
Cash at bank and in hand54/58€26k€18k▼
Deferred charges and accrued income490/1€5k€0▼
Equity and liabilities
Total equity and liabilities10/49€671k€662k▼
Equity10/15€625k€631k▲
Contributions10/11€486k€486k=
Reserves13€139k€145k▲
Distributable reserves133€139k€145k▲
Amounts payable17/49€46k€31k▼
Amounts payable after more than one year17€0-
Financial debts170/4€0-
Amounts payable within one year42/48€46k€31k▼
Current portion of amounts payable after more than one year42€6k€0▼
Trade debts44€3k€2k▼
Suppliers440/4€3k€2k▼
Taxes, remuneration and social security45€3k€4k▲
Taxes450/3€3k€2k▼
Remuneration and social security454/9-€2k
Other amounts payable47/48€35k€25k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€51▼
Other operating charges640/8€793€815▲
Gross operating margin9900€26k€10k▼
Operating profit (loss)9901€19k€9k▼
Financial income75/76B-€1k
Recurring financial income75-€1k
Financial charges65/66B€265€142▼
Recurring financial charges65€265€142▼
Profit (loss) for the period before taxes9903€19k€10k▼
Income taxes67/77€6k€4k▼
Profit (loss) for the period9904€13k€6k▼
Profit (loss) for the period to be appropriated9905€13k€6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€13k€6k▼
Transfer to equity691/2€13k€6k▼
To other reserves6921€13k€6k▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
24-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
11-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
27-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
04-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Highest result since 2018net €95k ▲464%
Net result €95k, the highest in the series.
28-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
29-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €1k ▼10.4%
Net result drops to €1k, the lowest in the series; recovery starts the following year.
26-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
25-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
28-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2008
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vrijhandelstraat 482170 AntwerpenGround area
618 m²
Building footprint
522 m²
Volume, LiDAR
2,364 m³
Parcel 11422C0282/00S044, Flanders · tallest building 8.5 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
RUBBENS BEHEER
since 20082.172.666.673
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11422C0282/00S044 | Flanders | 618 m² | 1 · 521 m² | 8.5 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
P.O. Management
BE 0869.932.127
Antwerpen · Eq €631k
DUURZAAM INVESTEREN
BE 0867.723.297
Schilde · Eq €631k
PROMS
BE 0442.622.777
Tremelo · Eq €631k
ESTUSA
BE 0872.165.503
Izegem · Eq €631k
Foreign Trade Consultants
BE 0861.356.931
Blankenberge · Eq €631k
Of 82,241 companies in sector 70200 we hold annual accounts for 52,386. 32,491 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-07-2008
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
64200Holdings
64210Activities of holding companies
68110Buying and selling of own real estate
Sources
Crossroads Bank for EnterprisesNational Bank · 16 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.