Turnover
≈ €160,000 estimated
The micro format states no turnover.
RTMU
Overview
Lifetime
1 annual account with figurespeak €72,243 (2025)
€72,243
peak €44,423 (2025)
€44,423
peak €54,423 (2025)
€54,423
€188,328
Board1 name since 2025
1 directorMULLIEZ Thomas
Documentsfilings and deeds
20-07-202611 days before the deadline
2025micro format
Incorporation 03-091 establishment registeredFirst year with figures
Key points
from the 2025 annual accountsDebts
€188,328 78% of the balance sheet
Suppliers 1%Taxes and wages 12%Other 87%
Starting capital
€10,000 1,000 shares
Checked score
90
Excellent
Financially stronger than 24% of micro companies in human health (NACE 86)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: < 0.1% across 24,183 companies (NACE 86, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Financial strengthAverage
Score breakdown
raises risk
Founded in 2025
lowers risk
Sector: Human health activities (NACE 86)
Figures for financial year 2025 (filed on 20-07-2026)
Size: total assets €242,751
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 86, micro). It does better than 22% of them on solvency, 2% on liquidity and 48% on profitability.
The bankruptcy probability was computed on 07-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,390 companies had the same profile as RTMU has now. Each dot stands for 6 companies, two years later.
96.7%
were still trading
2.0%
stopped another way
1.2%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of RTMU itself is lower: 0.1% within 12 months. It rests on far more data about RTMU than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,390 companies, not a prediction for RTMU. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €4,500 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.56, below 1. Short-term debt is 77.6% and cash 5% of total assets. 77.6% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 20760 sector peers (2025).
NBB · sector comparisonPosition among 20760 sector peers
Solvency
better than 21%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-07-2026, 11 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
11 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
Recent changes
Amendment of the articles
General meeting of 29-10-2026 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1027079847
Incorporation
Founding capital of €10,000, 1,000 shares · Founder: MULLIEZ Thomas (comparant) · Appointment: MULLIEZ Thomas (director) · published on 03-09-2025 · Gazette deed
First establishment
Burgemeesterstraat 13, Sint-Martens-Latem
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| RTMU Sint-Martens-Latem | €242,751 | €72,243 | 22.4% | - |
| YAPAD MEDICAL Verlaine | €247,210 | €65,000 | 40.2% | - |
| CARDIOACTIF Woluwe-Saint-Lambert | €307,270 | €52,803 | 14.2% | - |
| DR KAHACK Liège | €169,990 | €78,961 | 31.6% | - |
| ESSR Analytics Mechelen | €231,019 | €85,047 | 77.0% | - |
| Ceriuz Business Ghent | €171,039 | €85,228 | 86.5% | - |
| DocRoyezPsy Gembloux | €186,243 | €98,222 | 67.2% | - |
These companies have the same main activity as RTMU: specialist medical practice (NACE 86220). They are comparable in size and age: total assets between €170,000 and €307,000, founded between 2024 and 2025.
Official details
Source: KBO- Status
- Active since 01-09-2025Normal situation
- Activity
- Specialist medical practiceNACE 86220and 1 other
- Establishment unit
- 2.377.523.5479830 Sint-Martens-Latem, since 01-09-2025
- Financial year end
- 31 December
- Peppol
- Reachable since 06-10-2025
Annual accounts 2025
- €72,243
- €44,423
- €54,423
- €242,751
- Filing
- Filed on 20-07-2026, 11 days before the end of the filing period
Insights on RTMU
RTMU has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €54,423 and a net result of €44,423.
Its solvency ranks better than 21% of 20,760 sector peers (NACE 86, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 20-07-2026, 11 days before the deadline€72,243
€66,264
€44,423
-€82,537
22.4%
0.56
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €160,000. Estimated: probably between €130,000 and €210,000.
Balance sheet
balance sheet total €242,751 on 31-12-2025What the company ownsHow it is paid for
Position in the sector
22.4%
Higher than 21% of 20,760 companies in 2025.
0.56
Higher than 7% of 20,335 companies in 2025.
18.3%
Higher than 45% of 20,616 companies in 2025.
RTMU
Middle half of the sector
80% of the sector
Micro accounts in human health (NACE 86)
Net result: middle half · Equity: middle half · Balance sheet total: middle half · Working capital: bottom quarter
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 |
|---|---|---|
| Balance sheet: assets | ||
20/58 |
242,751 | |
20 |
1,163 | |
21/28 |
135,797 | |
22/27 |
135,797 | |
24 |
135,797 | |
29/58 |
105,791 | |
40/41 |
90,003 | |
40 |
90,003 | |
54/58 |
12,111 | |
490/1 |
3,677 | |
| Balance sheet: equity and liabilities | ||
10/49 |
242,751 | |
10/15 |
54,423 | |
10/11 |
10,000 | |
13 |
44,423 | |
133 |
44,423 | |
17/49 |
188,328 | |
42/48 |
188,328 | |
44 |
1,286 | |
440/4 |
1,286 | |
45 |
22,303 | |
450/3 |
22,303 | |
47/48 |
164,740 | |
| Income statement | ||
9900 |
72,243 | |
630 |
4,336 | |
640/8 |
1,643 | |
9901 |
66,264 | |
65/66B |
19 | |
65 |
19 | |
9903 |
66,245 | |
67/77 |
21,822 | |
9904 |
44,423 | |
9905 |
44,423 | |
| Appropriation of the result | ||
9906 |
44,423 | |
691/2 |
44,423 | |
6921 |
44,423 | |
| Document | ||
The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 20-07-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 20-07-2026 | 2026-00311825 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 |
|---|---|---|
| 70,600 | ||
| 48,759 | ||
| 139,549 | ||
| -82,537 | ||
| 22.4% | ||
| 0.56 | ||
| 3.46 | ||
| 81.6% | ||
| 18.3% | ||
| over 100 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 |
|---|---|
| Tangible fixed assets | €139,549 |
| €4,336 |
Source: notes to the 2025 annual accounts (statement of fixed assets)
Insights on RTMU
Debt's share of the balance-sheet total is 77.6%.
Board & ownership
Board
1 director, since incorporationDirector (not named in the articles)
since 01-09-2025
term without a fixed end
listed in the 2025 annual accounts, filed on 20-07-2026
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- “De bestuurders kunnen de uitoefening van een deel van hun bevoegdheid ten titel van bijzondere volmacht opdragen aan een derde aangestelde…”deed of 03-09-2025
Mandates through the years
1 name, the dashed line is todayMULLIEZ Thomas
Director (not named in the articles)
Director (not named in the articles)
Board
Mandates as a list
- MULLIEZ Thomas
- Director (not named in the articles), from 01-09-2025 to date
Control
Capital
- Contribution
- €10,000
- Shares
- 1,000
- Contribution per share
- €10
- Equity per share
- €54.42 in 2025
- Source
- deed of 03-09-2025
Articles of association
deed of 03-09-2025 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- 1 director“Één of meer bestuurders, natuurlijke personen of rechtspersonen, al dan niet aandeelhouder, enkel een arts-aandeelhouder tot (statutair)…”“Maximaal de duur van diens medische activiteiten binnen de vennootschap, zes (6) jaar”“De bestuurders kunnen de uitoefening van een deel van hun bevoegdheid ten titel van bijzondere volmacht opdragen aan een derde aangestelde…”
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
- Auditor ruleThe articles set how a statutory auditor is appointed and what they check.
- “Hernieuwbare termijn van drie jaar, Wanneer het door de wet vereist is en binnen de wettelijke grenzen of indien de algemene vergadering…”
Shareholders
At incorporation
deed of 03-09-2025 ↗
- MULLIEZ Thomas 1,000 shares (100%) · €10,000 in cash
Network & group
No group
RTMU has no parent and no holdings in its annual accounts. MULLIEZ Thomas is the only director. RTMU shares no director with another company.
At the same address
Burgemeesterstraat 13, 9830 Sint-Martens-Latem · 1 other company| STEPHANIE EECKHOUT
registered office since 09-01-2017 · founded in 2017 |
total assets €237,581 (2025) 0668.887.254 |
Timeline
Timeline
5 events since 2025Filings
Establishments
Other
20252026
2026
Amendment of the articlesGeneral meeting of 29-10-20263 points ▸
- General meeting, 29-10-2026
- Amendment of the articles, article 20
- Power of attorney, Emmanuelle VAN HAMME
- The deed holds 2 more points.
Annual accounts 2025 filed NBBmicro format · 11 days before the deadline
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:1027079847
IncorporationFounding capital of €10,000, 1,000 shares · Founder: MULLIEZ Thomas (comparant) · Appointment: MULLIEZ Thomas (director) · published on 03-09-20254 points ▸
- Founder, MULLIEZ Thomas (comparant)
- Founding capital, €10,000, 1,000 shares
- Registered office clause, Sint-Martens-Latem (B-9830 Sint-Martens-Latem), Burgemeesterstraat 13
- Director appointment, MULLIEZ Thomas (director (not named in the articles))
First establishment Burgemeesterstraat 13, Sint-Martens-Latem
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
RTMU was incorporated on 1 September 2025 as a private limited company by one natural person, with a starting capital of €10,000.12 Since 2025, MULLIEZ Thomas has served as director.3 The company has filed annual accounts once, for financial year 2025.3
Company details
Identity
- Enterprise number
- 1027.079.847
- VAT number
- BE 1027.079.847
- Peppol ID
- 0208:1027079847
- Other Peppol ID
- 9925:BE1027079847
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 01-09-2025
- Financial year
- ends on 31 December
- Peppol
- Reachable since 06-10-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- RTMU in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 03-09-2025 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Vlaams Gewest”deed of 03-09-2025 (in Dutch)
Activities
NACEBEL 202586220
Specialist medical practice main activity
85599
Other education
- PurposeThe purpose describes the activities the company may carry out under its articles.
- In binnen- en buitenland,voor eigen rekening of voor rekening van derden,het uitoefenen van de geneeskunde door een arts-aandeelhouder algemeen,onder meer-doch niet beperkend-op…deed of 06-11-2026
7 activities
- In binnen- en buitenland,voor eigen rekening of voor rekening van derden,het uitoefenen van de geneeskunde door een arts-aandeelhouder algemeen,onder meer-doch niet beperkend-op het gebied van de radiotherapie,rekening houdend met de regels van de Medische Deontologie,op voorwaarde dat hij ingeschreven is op de lijst van de Orde der Artsen,met dien verstande dat het geheel of een deel van de medische activiteiten worden uitgeoefend in naam en voor rekening van de vennootschap en alle daaruit voortvloeiende honoraria geïnd worden door en voor de vennootschap.
- Het inrichten van algemene diensten en een medisch secretariaat in het bijzonder die nuttig of nodig zijn voor de uitoefening van voormelde activiteit.
- De aankoop,het huren en/of leasen van alle medische apparatuur en begeleidende accommodaties,inclusief gebouwen,kortom van een volledige materiële infrastructuur om deze ter beschikking te stellen van de arts-aandeelhouder.
- Het scheppen van de mogelijkheden om de arts-aandeelhouder toe te laten zich verder te bekwamen in voormelde medische discipline,dit teneinde een kwalitatief hoogstaande praktijkuitoefening mogelijk te maken.
- Het verstrekken van informatie en/of onderricht inzake de geneeskunde in het algemeen en de radiotherapie in het bijzonder en dit in de breedste betekenis van het woord,zonder dat dit de vorm van een aanvullende commerciële activiteit mag aannemen.
- Het uitvoeren van wetenschappelijk onderzoek in de breedste betekenis van het woord.
- Het organiseren van opleidingen,seminaries,lezingen,webinars,congressen,evenementen en publicaties van algemene en educatieve aard,onder meer over gezondheid,preventie en gezond ouder worden,financiële geletterdheid,vermogensopbouw,fiscaliteit en successie- en vermogensplanning,met uitdrukkelijke uitsluiting van (i) elke activiteiten die een vergunning of inschrijving bij de FSMA vereist,zoals beleggingsadvies,vermogensbeheer,financiële planning of bemiddeling in financiële producten,en (ii) individuele medische diagnose of behandeling buiten een therapeutische relatie.
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Burgemeesterstraat 13 registered office 9830 Sint-Martens-Latem | 01-09-2025 | 2.377.523.547 |
Buildings and parcels at the address
- Ground area
- 2,980 m²
- Buildings
- 23 m²
- Volume, LiDAR
- 154 m³
- Tallest building
- 10.6 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 44064A0248/00F000 | 2,980 m² | 1 · 23 m² | 10.6 m · 3 |