RTM CONSULT
ActiveSummary
RTM CONSULT has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €20,202 and a net result of €17,702. Its solvency ranks better than 35% of 39,272 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
Overview
Official details
Source: KBO- Status
- Active since 28-08-2024 Normal situation
- Activity
- Activities of head offices NACE 70100and 1 other
- Establishment unit
- 2.363.524.269 3600 Genk, since 28-08-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 08-01-2025
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.1%
- Gross margin
- €29,208
- Turnover
- ≈ €84,000
- estimated
- Profit
- €17,702
- Equity
- €20,202
- Total assets
- €53,916
- 2025 accounts filed 55 days after the deadline
Score breakdownraises riskLast filed accounts filed 55 days late; 1 of the last 3 accounts lateFounded in 2024lowers riskSector: Activities of head offices; management consultancy activities (NACE 70)Liquidity: current ratio 3.00, cash €21,269Show the evidence
Checked score
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 36% of them on solvency, 83% on liquidity and 84% on profitability.
The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Searched, nothing found (1)
Financials
Financials · financial year 2025, micro format
2025 annual accounts filed 55 days after the deadline Filed on 24 September 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00522138.
Annual accounts 2025 filed on 24-09-2026 at the NBB
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Investments
| Item | 2025 |
|---|---|
| Tangible fixed assets | €16,455 |
| Depreciation and write-downs of the year | €2,181 |
Source: notes to the 2025 annual accounts (statement of fixed assets)
| Line | 2025 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2,181 |
| Other operating charges640/8 | €1,200 |
| Gross operating margin9900 | €29,208 |
| Operating profit (loss)9901 | €25,826 |
| Financial income75/76B | €94 |
| Recurring financial income75 | €94 |
| Financial charges65/66B | €2,457 |
| Recurring financial charges65 | €2,457 |
| Profit (loss) for the period before taxes9903 | €23,464 |
| Income taxes67/77 | €5,761 |
| Profit (loss) for the period9904 | €17,702 |
| Profit (loss) for the period to be appropriated9905 | €17,702 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €53,916 | |
| Fixed assets21/28 | €14,274 | |
| Tangible fixed assets22/27 | €14,274 | |
| Land and buildings22 | €11,712 | |
| Furniture and vehicles24 | €2,562 | |
| Current assets29/58 | €39,643 | |
| Amounts receivable within one year40/41 | €16,904 | |
| Trade receivables40 | €12,100 | |
| Other amounts receivable41 | €4,804 | |
| Cash at bank and in hand54/58 | €21,269 | |
| Deferred charges and accrued income490/1 | €1,469 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €53,916 | |
| Equity10/15 | €20,202 | |
| Contributions10/11 | €2,500 | |
| Profit (loss) carried forward14 | €17,702 | |
| Amounts payable17/49 | €33,714 | |
| Amounts payable after more than one year17 | €20,504 | |
| Financial debts170/4 | €20,504 | |
| Amounts payable within one year42/48 | €13,210 | |
| Trade debts44 | €3,675 | |
| Suppliers440/4 | €3,675 | |
| Taxes, remuneration and social security45 | €9,535 | |
| Taxes450/3 | €9,535 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €17,702 |
| + Depreciation and write-downs630 | €2,181 |
| Operating cash flow (approximation) | €19,883 |
A Belgian filing has no cash-flow statement. These rows are therefore an approximation, derived from the income statement and the balance-sheet moves.
Historical observation
In July 2024, 39,278 companies had the same profile as RTM CONSULT has now. Two years later, 95.9% were still going and 1.8% had gone bankrupt.
- Micro
- 2 to 5 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
The bankruptcy probability of RTM CONSULT itself is lower: 0.1% within 12 months. It rests on far more data about RTM CONSULT than the profile alone.
Test of the method
The method was tested on the 497,446 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for RTM CONSULT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Filings with the National Bank (1)
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 24-09-2026 | 2026-00522138 |
Board & ownership
Directors
Owners and capital
Shareholders
- STROY Joeri 100 shares (100%) · €2,500
Capital transactions
- 30-08-2024 Incorporation · €2,500 · 100 shares
Articles of association
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- “1, al dan niet aandeelhouders”
Articles of association, deed of 30-08-2024 (in Dutch)
Network & group
RTM CONSULT shares no director with another company.
Connections & network
1 current directorThe network starts from the directors of RTM CONSULT. Every other company they run is a node.
Timeline
Acts, filings and financial milestones
30-08
Gazette deed
IncorporationStarting capital €2,500 · Appointment: STROY Joeri (director) · Founder7 points ▸
- Founder, STROY Joeri
- Incorporation, 28-08-2024
- Founding capital, €2,500
- Pre-incorporation commitments, “takeover, alle handelingen voor haar rekening en in haar naam” (deed in Dutch)
- Director appointment, STROY Joeri (director (not named in the articles))
- Bank account, “vennootschap in oprichting, BE64 7380 4392 4652” (deed in Dutch)
- Other provision, “reserves,winstverdeling,saldo na vereffening” (deed in Dutch)
Sources:Publications in the Belgian Official GazetteFilings with the National Bank
Company details
Register details
Identity
KBO recordRegistered office and establishments
Activities
NACEBEL 2025Codes under NACEBEL 2008
9 activities
- Managementvennootschp
- IT-Consultancy in de meest brede zin van het woord
- Software ontwikkeling en allerlei software toepassingen voor business applicaties
- Verzorgen van muziek en artistieke ondersteuning
- Inrichten van Muzikale en ontspanningsevenementen
- Organiseren van evenementen en verzorgen van catering.
- Algemeen bedrijfsadvies/consultancy.
- De aankoop,het beheer en de verkoop van alle mogelijke roerende en onroerende waarden,van alle mogelijke verrichtingen in de meest brede zin.
- De bedrijvigheden coördineren die betrekking hebben op de gehele en gedeeltelijke uitvoering van voltooiingswerken door onderaannemers.
Invoicing and payment
Financial year and general meeting
Accounts at the NBBSites & property
Buildings and parcels at the address
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 71308A0827/00C212 | Flanders | 625 m² | 1 · 150 m² | 11.7 m · 2 |