Turnover
≈ €220,000 estimated
The micro format states no turnover.
RTCO
Overview
Lifetime
1 annual account with figurespeak €108,372 (2025)
€108,372
peak €84,100 (2025)
€84,100
peak €87,424 (2025)
€87,424
€22,906
Board1 name since 2024
1 directorTINCO
Documentsfilings and deeds
31-07-2026on the last day
2025micro format
Transfer: TINCO transfers a branch of activity to RTCO 12-02First year with figures
Key points
from the 2025 annual accountsRestructuring
2024
Branch taken over from TINCO. Takeover on 01-07-2024.
Position in the sector
€84,100
Higher net result than 90% of companies in architecture and engineering. Sector median €16,709 · 11,795 companies.
Checked score
98
Excellent
Financially stronger than 87% of micro companies in architecture and engineering (NACE 71)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 14,828 companies (NACE 71, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
10-2025: 0.5%
11-2025: 0.5%● unchanged vs 10-2025
12-2025: 0.5%● unchanged vs 11-2025
01-2026: 0.5%● unchanged vs 12-2025
02-2026: 0.5%● unchanged vs 01-2026
03-2026: 0.6%▲ +0.1 percentage points vs 02-2026
04-2026: 0.6%● unchanged vs 03-2026
05-2026: 0.6%● unchanged vs 04-2026
06-2026: 0.7%▲ +0.1 percentage points vs 05-2026highest value
07-2026: 0.6%▼ -0.1 percentage points vs 06-2026
08-2026: < 0.1%▼ -0.6 percentage points vs 07-2026lowest value
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: < 0.1%● unchanged vs 09-2026
11-2026: < 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Founded in 2024
lowers risk
Liquidity: current ratio 4.76, cash €57,682
Sector: Architectural and engineering activities; technical testing and analysis (NACE 71)
Equity €87,424 (79.2% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 71, micro). It does better than 87% of them on solvency, 86% on liquidity and 88% on profitability.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as RTCO has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of RTCO itself is lower: < 0.1% within 12 months. It rests on far more data about RTCO than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for RTCO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €8,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record
Liquidity is ample, with a current ratio of 4.76, above the usual 1.5. Short-term debt is 20.8% and cash 52.3% of total assets. 20.8% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
on the day
← before the deadline
after the deadline →
Searched, nothing found (1)
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1014209234
Transfer: TINCO transfers a branch of activity to RTCO
Capital increase of €2,323.95 to €3,323.95 · Capital from €1,000 to €3,323.95, 232 new shares · Gazette deed
Transfer proposal: TINCO transfers a branch of activity to RTCO
Permanent representative: Tim Roels · Gazette deed
Incorporation
Founding capital of €1,000 · Appointment: TINCO (director) · Permanent representative: ROELS Tim · published on 30-09-2024 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| RTCO Pajottegem | €110,329 | €108,372 | 79.2% | - |
| PMC2C Kortenberg | €130,663 | €117,288 | 69.7% | - |
| KELTYS Brussels | €103,154 | €107,343 | 71.8% | - |
| Helix Solutions Etterbeek | €105,842 | €101,748 | 78.7% | - |
| Mireka Diepenbeek | €120,386 | €105,860 | 71.6% | - |
| CLAMAT CONSULTING Courcelles | €105,643 | €115,672 | 74.5% | - |
| LTN-CONSULT Marchin | €111,856 | €111,237 | 65.7% | - |
These companies have the same main activity as RTCO: engineering and related technical consultancy, excluding land surveyors (NACE 71121). They are comparable in size and age: total assets between €103,000 and €131,000, founded between 2024 and 2025.
Official details
Source: KBO- Status
- Active since 26-09-2024Normal situation
- Activity
- Engineering and related technical consultancy, excluding land surveyorsNACE 71121
- Establishment unit
- 2.364.790.0211755 Pajottegem, since 26-09-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 15-12-2025
Annual accounts 2025
- €108,372
- €84,100
- €87,424
- €110,329
- Filing
- Filed on 31-07-2026, on the last day of the filing period
Insights on RTCO
RTCO has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €87,424 and a net result of €84,100.
Its solvency ranks better than 78% of 11,794 sector peers (NACE 71, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 31-07-2026, on the day of the deadline€108,372
€105,681
€84,100
€86,166
79.2%
4.76
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €220,000. Estimated: probably between €170,000 and €280,000.
Balance sheet
balance sheet total €110,329 on 31-12-2025What the company ownsHow it is paid for
Position in the sector
79.2%
Higher than 78% of 11,794 companies in 2025.
4.76
Higher than 78% of 11,521 companies in 2025.
76.2%
Higher than 95% of 11,605 companies in 2025.
RTCO
Middle half of the sector
80% of the sector
Micro accounts in architecture and engineering (NACE 71)
Net result: top quarter · Equity: middle half · Balance sheet total: middle half · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 |
|---|---|---|
| Balance sheet: assets | ||
20/58 |
110,329 | |
21/28 |
1,257 | |
22/27 |
1,257 | |
24 |
1,257 | |
29/58 |
109,072 | |
40/41 |
51,390 | |
40 |
21,007 | |
41 |
30,383 | |
54/58 |
57,682 | |
| Balance sheet: equity and liabilities | ||
10/49 |
110,329 | |
10/15 |
87,424 | |
10/11 |
3,324 | |
13 |
84,100 | |
133 |
84,100 | |
17/49 |
22,906 | |
42/48 |
22,906 | |
44 |
28 | |
440/4 |
28 | |
45 |
22,878 | |
450/3 |
22,878 | |
| Income statement | ||
9900 |
108,372 | |
630 |
2,121 | |
640/8 |
569 | |
9901 |
105,681 | |
75/76B |
3 | |
75 |
3 | |
65/66B |
217 | |
65 |
217 | |
9903 |
105,466 | |
67/77 |
21,367 | |
9904 |
84,100 | |
9905 |
84,100 | |
| Appropriation of the result | ||
9906 |
84,100 | |
691/2 |
84,100 | |
6920 |
84,100 | |
| Document | ||
The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 31-07-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 31-07-2026 | 2026-00390065 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 |
|---|---|---|
| 107,802 | ||
| 86,221 | ||
| 3,379 | ||
| 86,166 | ||
| 79.2% | ||
| 4.76 | ||
| 0.26 | ||
| 96.2% | ||
| 76.2% | ||
| over 100 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 |
|---|---|
| Tangible fixed assets | €3,379 |
| €2,121 |
Source: notes to the 2025 annual accounts (statement of fixed assets)
Insights on RTCO
Debt's share of the balance-sheet total is 20.8%.
Board & ownership
Board
1 director, since incorporationTINCO BV
Director (not named in the articles), permanent representative ROELS Tim
since 25-09-2024
term without a fixed end
also on the board of 1 other company
listed in the 2025 annual accounts, filed on 31-07-2026
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- Each director alonedeed of 30-09-2024
Permanent representatives 1
Mandates through the years
1 name, the dashed line is todayTINCO
Director (not named in the articles)
Director (not named in the articles)
Board
Mandates as a list
- TINCO
- Director (not named in the articles), from 25-09-2024 to date
Control
Capital
- Contribution
- €3,323.95
- Shares
- 332
- Contribution per share
- €10.01
- Equity per share
- €263 in 2025
- Source
- deed of 12-02-2025
Articles of association
deed of 30-09-2024 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Daily managementDay-to-day management handles the everyday running of the business without the full board.
- The board decides whether the delegates act alone or jointly
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- At least 1 director
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- First Friday of June at 20:00
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
Capital transactions
Capital over time
- 12-02-2025 Capital increase of €2,323.95 · to €3,323.95 · 232 new shares, 69.9% of the 332 shares after the increase
- 30-09-2024 Incorporation · €1,000
Network & group
No group
RTCO has no parent and no holdings in its annual accounts. TINCO is the only director.
At the same address
Edingsesteenweg 117, 1755 Pajottegem · 3 other companies| TINCO
registered office since 14-07-2014 · founded in 2014 |
total assets €1.5m (2025) 0555.974.504 |
| LSCO
registered office since 26-09-2024 · founded in 2024 · negative equity (2025) |
total assets €71,249 (2025) 1014.209.135 |
| BTWE Tinco
registered office since 16-12-2025 |
founded in 2025 1031.688.535 |
Acquisitions and mergers
1 transactionReceived a branch of activity from:TINCO
Connections & network
3 connected companiesThis company
Company
Director
Shareholding
+N: links not shown yet
Click a node to look further, drag to arrange, zoom with the mouse wheel.
Linked via shared directors
LSCO
via TINCO · Director (not named in the articles) · deed of 30-09-2024
Founded in 2024 · total assets €71,249 (2025) · negative equity
→
→
→
Timeline
Timeline
6 events since 2024Capital
Filings
Establishments
202420252026
2026
Annual accounts 2025 filed NBBmicro format · on the deadline day
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:1014209234
Transfer: TINCO transfers a branch of activity to RTCOCapital increase of €2,323.95 to €3,323.95 · Capital from €1,000 to €3,323.95, 232 new shares6 points ▸
- Capital increase, €2,323.95
- Transfer of a branch of activity or universality, EUR
- Accounting effect, 01-07-2024
- Share issue, 3323.95, 232
- Capital, €3,323.95, 332 shares
- Amendment of the articles, article 5
- The deed holds 17 more points.
2024
Transfer proposal: TINCO transfers a branch of activity to RTCOPermanent representative: Tim Roels5 points ▸
- Board composition, Tim Roels (director)
- Board composition, Lindsay Schets (director)
- Board composition, TINCO (director)
- Permanent representative, Tim Roels
- Accounting effect, 01-07-2024
- The deed holds 5 more points.
IncorporationFounding capital of €1,000 · Appointment: TINCO (director) · Permanent representative: ROELS Tim · published on 30-09-20245 points ▸
- Founding capital, €1,000
- Registered office clause, Edingsesteenweg 117, 1755 Gooik
- Board rule, 1
- Director appointment, TINCO (director (not named in the articles))
- Permanent representative, ROELS Tim
- The deed holds 2 more points.
First establishment Edingsesteenweg 117, Pajottegem
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Identity
- Enterprise number
- 1014.209.234
- VAT number
- BE 1014.209.234
- Peppol ID
- 0208:1014209234
- Other Peppol ID
- 9925:BE1014209234
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 26-09-2024
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- First Friday of June at 20:00deed of 30-09-2024 (in Dutch)
- Peppol
- Reachable since 15-12-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- RTCO in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 30-09-2024 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Edingsesteenweg 117, 1755 Gooik”deed of 30-09-2024 (in Dutch)
Activities
NACEBEL 202571121
Engineering and related technical consultancy, excluding land surveyors main activity
Codes under NACEBEL 2008
71121
Engineering activities main activity
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Het verlenen van advies en diensten,begeleiding,bijstand en leiding aan vennootschappen,ondernemingen,instellingen en…”deed of 19-12-2024 (in Dutch)
19 activities
- Het verlenen van advies en diensten,begeleiding,bijstand en leiding aan vennootschappen,ondernemingen,instellingen en privépersonen,voornamelijk doch niet uitsluitend op het vlak van het algemeen beleid,het marketingbeleid,het productie-,logistiek- en ontwikkelingsbeleid,het technisch beleid,het promotie-en verkoopbeleid,het financieel-administratief- en personeelsbeleid.
- Het verrichten van studiewerk ter zake en het verlenen van alle diensten.
- De rekrutering,vorming,plaatsing en ter beschikking stelling van (gespecialiseerd) personeel- de (re)organisatie van vennootschappen/ondernemingen,en het verlenen van alle advies en diensten met betrekking tot de verhoudingen (in- en extern) binnen ondernemingen en vennootschappen.
- Het besturen van vennootschappen en ondernemingen in ruimste zin.
- Het optreden als vereffenaar in andere vennootschappen.
- De vennootschap kan alle hulpmiddelen verschaffen en alle diensten leveren die rechtstreeks of onrechtstreeks verband houden met wat voorafgaat,zowel krachtens een contractuele als een statutaire benoeming,in hoedanigheid van extern raadgever of als orgaan van de cliënt.
- Het beheer en de uitbouw en uitbreiding van haar patrimonium,bestaande uit roerende en onroerende goederen en rechten in de ruimste zin.
- Alle verrichtingen en rechtshandelingen met betrekking tot onroerende goederen en - rechten in de ruimste zin,zoals het (ver)bouwen,inrichten,het verwerven,vervreemden,het (ver)huren,het beheren,uitbaten,valoriseren en ordenen van alle onroerende goederen,leasing inbegrepen.
- Alle verrichtingen en rechtshandelingen met betrekking tot roerende goederen en - rechten in de ruimste zin,zoals het verwerven,vervreemden,het uitbaten,(ver)huren,en in het bijzonder het beheren en valoriseren van aandelen,obligaties,participatiebewijzen en andere waardepapieren.
- Belangen nemen in alle vennootschappen of ondernemingen (ongeacht hun activiteiten) onder welke vorm ook (aandelen,al dan niet converteerbare obligaties en andere) en op welke wijze ook (inbreng,inschrijving,opslorping,fusie en andere) en deze beheren.
- De vennootschap mag (hypothecaire) waarborgen verlenen voor derden en zich voor derden borg stellen in het algemeen.
- De vennootschap mag investeringen en beleggingen uitvoeren (zoals onder meer de aankoop,het beheer,het verhuren en het oprichten van roerende en onroerende goederen),met het oog op het verlonen van haar bestuurders in geld of natura.
- Aannemen van bouw- metsel- en betonwerken,leggen van vloeren en rioleringswerken,leggen van kabels en van diverse leidingen,slopingswerken van gebouwen en kunstwerken,water dichtmaken en bedekken van gebouwen met asfalt en teer,aanleggen van speelpleinen en sportvelden,evenals parken en tuinen,grondwerken,bouwen van stellingen alsmede voor het invoegen en reinigen van gevels,optrekken van niet-metalen uitneembare paviljoenen en barakken,plaatsen van afsluitingen,warmte en geluidsisolering,vervaardigen en plaatsen van sierschouwen,plaatsen van ijzerwerk,metalenvensterluiken en metalen schrijnwerk,plaatsen van bliksemafleiders,reinigen en ontsmetten van huizen,lokalen,meubelen,meubilering en verscheidene voorwerpen,schoorsteenvegen,aanleggen van chapes,valse plafonds en wegneembare omheiningen,het plaatsen van kroonlijsten met decoratieve plankjes in kunststoffen.
- Algemene verbouwingen,uitvoering en/of coördinatie van deze verbouwingen in de meest ruime betekenis van het woord,algemene elektriciteitswerken,algemene loodgieterij,algemene werken inzake chauffage,algemene plakwerken,chape en vloerwerken,tegelwerken en grondwerken in de meest ruime betekenis van het woord,aanleggen van klinkers en opritten,dakwerken,isolatie-werken en gyprocwerken,algemene schrijnwerkerij.
- Verkoop,verhuur,plaatsing van keukens,dressings,inbouwkasten,badkamers,zolders,...
- Algemene zuivere bouwcoördinatie met alle werkzaamheden dewelke hiermee direct hetzij indirect in verband staan
- Kopen van onroerend goed,renoveren en opnieuw verkopen en of verhuren,projectontwikkeling en/of promotie in de meest ruime betekenis van het woord,leasen van gebouwen,ter beschikking stellen van ruimten of gebouwen
- Het algemeen verstrekken van logistieke diensten in de meest ruime betekenis van het woord
- Zij mag alle roerende en onroerende,handels,financiële en nijverheidshandelingen verrichten,die rechtstreeks of onrechtstreeks in verband staan met haar voorwerp.
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Edingsesteenweg 117 registered office 1755 Pajottegem | 26-09-2024 | 2.364.790.021 |
Buildings and parcels at the address
- Ground area
- 590 m²
- Buildings
- 263 m²
- Volume, LiDAR
- 1,049 m³
- Tallest building
- 8.9 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 23024A0540/00P000 | 590 m² | 1 · 263 m² | 8.9 m · 1 |