RTB Verschaeve

Active

Private limited companyfounded 20206 yrs activeBavikhoofsestraat(O) 70, 8710 Wielsbeke, BelgiumKBO/BCE: BE 0745.552.886

RTB Verschaeve has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €8k and a net result of €375k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 10% of 9450 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).

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Checked score

Score 2025

48 / 100

Fair

The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability50▼-29

Solvency27=

Growth58=

Track record100

Bankruptcy probability, 12 months

0.5% Very low

0%0.5%1.5%4%10%≥ 25%

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 71

Relative position

BE, all sectors

reference

Sector 71

lower

← fewer bankruptcies more bankruptcies →

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

1.6%

Return on assets

74.5%

Age of the figures

9 mo

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 9450 sector peers (2025).

NBB · sector comparison

Position among 9450 sector peers

Solvency

better than 10%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.

NBB · 6 filings

Deviation from the deadline

2025

15 d early

2024

1 d early

2023

28 d early

2022

38 d early

2021

3 d early

2020

4 d early

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

22-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€8k▲ 5.7%

2024 · €7k

2020: €23k 2021: €46k 2022: €71k 2023: €95k 2024: €7k

2020 → 2025

Total assets

€504k▲ 20.7%

2024 · €417k

2020: €38k 2021: €279k 2022: €299k 2023: €310k 2024: €417k

2020 → 2025

Net result

€375k▲ 1,049%

2024 · €33k

2020: €22k 2021: €25k 2022: €25k 2023: €24k 2024: €33k

2020 → 2025

Working capital

€-13k▲ 20.7%

2024 · €-16k

2020: €8k 2021: €30k 2022: €58k 2023: €27k 2024: €-16k

2020 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20212022202320242025Trend

Equity€46k-€71k▲ 55.8%€95k▲ 33.5%€7k▼ 92.1%€8k▲ 5.7%

Operating result€27k-€31k▲ 13.0%€36k▲ 17.5%€51k▲ 41.9%€-26k

Net result€25k-€25k▲ 3.8%€24k▼ 6.6%€33k▲ 37.4%€375k▲ 1,049%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result turns negative in 2025: a loss of €26k after €51k in 2024, the lowest result in the available series.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €504k

45.3%

54.7%

Fixed assets €228k▼ 6.8%

Current assets €276k▲ 59.9%

Equity and liabilities €504k

98.4%

Equity €8k▲ 5.7%

Debt €496k▲ 21.0%

The debt ratio rises from 98.2% to 98.4%. Equity and debt are higher.

Key figures and ratios

2025 value · change against 2024

EBITDA

€-406▼

2024 · €83k

Cash flow

€401k▲

2024 · €65k

Solvency

1.6%▼

2024 · 1.8%

Current ratio

0.96▲

2024 · 0.91

Quick ratio

0.96▲

2024 · 0.91

Debt / equity

62.71▲

2024 · 54.78

ROA

74.5%▲

2024 · 7.8%

Interest coverage

-0.04▼

2024 · 6.77

Debt

€496k▲

2024 · €410k

Debt ≤ 1 year

€289k▲

2024 · €189k

Debt > 1 year

€207k▼

2024 · €221k

Income taxes

€123k▲

2024 · €11k

Staff costs

€12k▼

2024 · €47k

A ratio outside any meaningful range has been withheld (balance sheet total €504k, equity €8k).

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€417k€504k▲

Fixed assets21/28€245k€228k▼

Intangible fixed assets21€128-

Tangible fixed assets22/27€245k€228k▼

Land and buildings22€204k€192k▼

Plant, machinery and equipment23€15k€9k▼

Furniture and vehicles24€26k€27k▲

Current assets29/58€172k€276k▲

Amounts receivable after more than one year29-€212k

Other amounts receivable291-€212k

Amounts receivable within one year40/41€136k€35k▼

Trade receivables40€43k€19k▼

Other amounts receivable41€93k€17k▼

Cash at bank and in hand54/58€21k€19k▼

Deferred charges and accrued income490/1€15k€9k▼

Equity and liabilities

Total equity and liabilities10/49€417k€504k▲

Equity10/15€7k€8k▲

Contributions10/11€3k€3k=

Profit (loss) carried forward14€5k€5k▲

Amounts payable17/49€410k€496k▲

Amounts payable after more than one year17€221k€207k▼

Financial debts170/4€221k€207k▼

Amounts payable within one year42/48€189k€289k▲

Current portion of amounts payable after more than one year42€13k€13k▲

Financial debts43€3k€4k▲

Other loans439€3k€4k▲

Trade debts44€38k€6k▼

Suppliers440/4€38k€6k▼

Taxes, remuneration and social security45€14k€4k▼

Taxes450/3€11k€3k▼

Remuneration and social security454/9€3k€1k▼

Other amounts payable47/48€120k€261k▲

Accrued charges and deferred income492/3€664€208▼

Income statement Code20242025

Remuneration, social security and pensions62€47k€12k▼

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€32k€26k▼

Other operating charges640/8€2k€2k▲

Gross operating margin9900€133k€14k▼

Operating profit (loss)9901€51k€-26k▼

Financial income75/76B€4k€536k▲

Recurring financial income75€4k€8k▲

Non-recurring financial income76B-€528k

Financial charges65/66B€12k€10k▼

Recurring financial charges65€12k€10k▼

Profit (loss) for the period before taxes9903€44k€499k▲

Income taxes67/77€11k€123k▲

Profit (loss) for the period9904€33k€375k▲

Profit (loss) for the period to be appropriated9905€33k€375k▲

Appropriation of the result

Profit (loss) to be appropriated9906€125k€380k▲

Profit (loss) brought forward from the previous period14P€92k€5k▼

Profit to be distributed694/7€120k€375k▲

Return on contributions (dividend)694€120k€375k▲

The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 7Financial 1Filings 6

Next filing, fiscal year 2026, expected by 31-07-2027

2026

16-07

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

31-12

Financial Highest result since 2020net €375k ▲1049%

Net result €375k, the highest in the series.

30-07

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

03-07

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

2023

23-06

NBB filing Annual accounts filed

fiscal year 2022 · micro schema

2022

28-07

NBB filing Annual accounts filed

fiscal year 2021 · micro schema

2021

27-07

NBB filing Annual accounts filed

fiscal year 2020 · micro schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Wielsbeke · 1 establishment unit since 2020

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Bavikhoofsestraat(O) 708710 Wielsbeke

Ground area

1,386 m²

Building footprint

112 m²

Volume, LiDAR

789 m³

Parcel 37009A0334/00N018, Flanders · tallest building 11.9 m, ±2 floors. Linked by address, not a title deed.

1 establishment unit

RTB Verschaeve

Bavikhoofsestraat(O) 70, 8710 WielsbekeSpecialised construction activities

since 20202.300.472.784

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
37009A0334/00N018	Flanders	1,386 m²	1 · 112 m²	11.8 m · 2 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

THALLO LANDSCAPE DESIGN

Of 2,264 companies in sector 71113 we hold annual accounts for 658. 369 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded20-03-2020

Fiscal year end31-12

Activities, NACEBEL

71113Urban planning and landscape architecture

71121Engineering and related technical consultancy, excluding land surveyors

Sources

Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers

Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.