RT INVEST
ActiveRT INVEST has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €334k and a net result of €75k. Equity is growing by ~34.5% per year across the filed fiscal years. Its solvency ranks better than 28% of 16527 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability78▼-11
Solvency60▼-40
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €24k at 30 days acceptable
Liquidity tight (current ratio 1.3 against 5.06 in 2024; short-term debt: 16.9% and cash: 16.2% of total assets), and 65.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
34.5%
Return on assets
7.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
7 d early
2024
28 d late
2023
30 d early
2022
28 d early
2021
24 d early
2020
1 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€334k▼ 23.5%
2024 · €437k
2020: €106k
2021: €180k
2022: €218k
2023: €352k
2024: €437k
2020 → 2025
Total assets
€968k▲ 84.6%
2024 · €525k
2020: €136k
2021: €261k
2022: €356k
2023: €412k
2024: €525k
2020 → 2025
Net result
€75k▼ 11.6%
2024 · €85k
2020: €104k
2021: €74k
2022: €38k
2023: €134k
2024: €85k
2020 → 2025
Working capital
€49k▼ 86.2%
2024 · €355k
2020: €19k
2021: €110k
2022: €163k
2023: €317k
2024: €355k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€180k-€218k▲ 21.2%€352k▲ 61.6%€437k▲ 24.2%€334k▼ 23.5%
Operating result€111k-€59k▼ 46.5%€197k▲ 233%€127k▼ 35.7%€128k▲ 0.7%
Net result€74k-€38k▼ 48.7%€134k▲ 252%€85k▼ 36.6%€75k▼ 11.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 1% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €968k
Fixed assets
€756k▲ 825%
Current assets
€212k▼ 52.0%
Equity and liabilities €968k
Equity
€334k▼ 23.5%
Debt
€634k▲ 624%
The debt ratio rises from 16.7% to 65.5%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€177k▲
2024 · €146k
Cash flow
€124k▲
2024 · €104k
Solvency
34.5%▼
2024 · 83.3%
Current ratio
1.30▼
2024 · 5.06
Quick ratio
1.30▼
2024 · 5.06
Debt / equity
1.90▲
2024 · 0.20
ROE
22.5%▲
2024 · 19.5%
ROA
7.8%▼
2024 · 16.2%
Interest coverage
9.95▼
2024 · 217.85
Debt
€634k▲
2024 · €88k
Debt ≤ 1 year
€163k▲
2024 · €88k
Debt > 1 year
€471k
Income taxes
€35k▼
2024 · €41k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€525k€968k▲
Fixed assets21/28€82k€756k▲
Intangible fixed assets21-€21k
Tangible fixed assets22/27€82k€735k▲
Land and buildings22-€729k
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€15k-
Other tangible fixed assets26-€4k
Assets under construction and advance payments27€64k-
Current assets29/58€443k€212k▼
Amounts receivable within one year40/41€47k€38k▼
Trade receivables40€34k€26k▼
Other amounts receivable41€12k€12k▼
Cash at bank and in hand54/58€365k€157k▼
Deferred charges and accrued income490/1€32k€17k▼
Equity and liabilities
Total equity and liabilities10/49€525k€968k▲
Equity10/15€437k€334k▼
Contributions10/11€2k€2k=
Reserves13€435k€332k▼
Distributable reserves133€435k€332k▼
Amounts payable17/49€88k€634k▲
Amounts payable after more than one year17-€471k
Financial debts170/4-€471k
Amounts payable within one year42/48€88k€163k▲
Current portion of amounts payable after more than one year42-€27k
Trade debts44€31k€21k▼
Suppliers440/4€31k€21k▼
Taxes, remuneration and social security45€57k€115k▲
Taxes450/3€57k€115k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€49k▲
Other operating charges640/8€4k€5k▲
Gross operating margin9900€150k€182k▲
Operating profit (loss)9901€127k€128k▲
Financial income75/76B-€33
Recurring financial income75-€33
Financial charges65/66B€672€18k▲
Recurring financial charges65€672€18k▲
Profit (loss) for the period before taxes9903€126k€110k▼
Income taxes67/77€41k€35k▼
Profit (loss) for the period9904€85k€75k▼
Profit (loss) for the period to be appropriated9905€85k€75k▼
Appropriation of the result
Profit (loss) to be appropriated9906€85k€75k▼
Transfer from equity791/2-€178k
Transfer to equity691/2€85k€75k▼
To other reserves6921€85k€75k▼
Profit to be distributed694/7-€178k
Return on contributions (dividend)694-€178k
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-08
State Gazette act
Registered officeBoard meeting · Registered-office move2 facts ▸
State Gazette act
Registered office
Board meeting · Registered-office move2 facts ▸
- Board meeting, 2026-08-12
- Registered-office move, Vilvoordelaan 17, 1930 Zaventem
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
01-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2020net €134k ▲252%
Operating result €197k, net result €134k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 6.25
Current ratio from 2.18 to 6.25; short-term debt falls from €138k to €60k.
03-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €38k ▼48.7%
Net result drops to €38k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €200kEq €218k ▲21.2%
3 profitable years in a row build equity to €218k.
07-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €150kEq €180k ▲70.2%
2 profitable years in a row build equity to €180k.
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zaventem · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vilvoordelaan 171930 ZaventemGround area
926 m²
Building footprint
662 m²
Volume, LiDAR
4,145 m³
2 parcels, Flanders · tallest building 13.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Vilvoordelaan 17, 1930 Zaventem
since 20192.297.003.649
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23094D0354/00W003 | Flanders | 592 m² | 1 · 397 m² | 10.9 m · 2 fl. |
| 71016I0882/00F000 | Flanders | 334 m² | 1 · 265 m² | 13.5 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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ON THE PIC
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Of 16,628 companies in sector 86220 we hold annual accounts for 7,973. 6,639 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-12-2019
Fiscal year end31-12
Activities, NACEBEL
86220Specialist medical practice
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:taraquois.romuald@hotmail.fr