RSZ GROUP
ActiveSummary
RSZ GROUP has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €867k and a net result of €258k. Equity is growing by ~62% per year across the filed fiscal years. Its solvency ranks better than 87% of 7777 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
90
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability98▼-2
Solvency100▲+7
Growth78=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €75k at 30 days acceptable
Liquidity ample (current ratio 5.57 against 3.16 in 2024; short-term debt: 16.5% and cash: 42.2% of total assets), and 20.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
79.3%
Return on assets
23.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
4 d early
2024
9 d early
2023
8 d early
2022
6 d early
2021
12 d early
2020
32 d early
2019
31 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€867k▲ 42.3%
2024 · €609k
2018: €31k
2019: €46k
2020: €98k
2021: €175k
2022: €272k
2023: €372k
2024: €609k
2018 → 2025
Total assets
€1.09M▲ 21.9%
2024 · €897k
2018: €48k
2019: €62k
2020: €114k
2021: €177k
2022: €322k
2023: €512k
2024: €897k
2018 → 2025
Net result
€258k▲ 11.7%
2024 · €231k
2018: €13k
2019: €16k
2020: €51k
2021: €78k
2022: €97k
2023: €217k
2024: €231k
2018 → 2025
Working capital
€825k▲ 37.3%
2024 · €601k
2018: €31k
2019: €46k
2020: €98k
2021: €175k
2022: €263k
2023: €363k
2024: €601k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€175k-€272k▲ 55.5%€372k▲ 36.7%€609k▲ 63.8%€867k▲ 42.3%
Operating result€103k-€132k▲ 27.7%€298k▲ 126%€316k▲ 6.2%€347k▲ 9.7%
Net result€78k-€97k▲ 25.2%€217k▲ 124%€231k▲ 6.2%€258k▲ 11.7%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 10% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.09M
Fixed assets
€89k ▲ 378%
Current assets
€1.01M ▲ 14.4%
Equity and liabilities €1.09M
Equity
€867k ▲ 42.3%
Debt
€227k ▼ 21.3%
Debt's share of the balance-sheet total falls from 32.1% to 20.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€362k▲
2024 · €326k
Cash flow
€273k▲
2024 · €241k
Current ratio
5.57▲
2024 · 3.16
Debt to equity
0.26▼
2024 · 0.47
ROE
29.7%▼
2024 · 37.9%
ROA
23.6%▼
2024 · 25.8%
Interest coverage
109.69▼
2024 · 223.40
Debt ≤ 1 year
€180k▼
2024 · €278k
Debt > 1 year
€46k▲
2024 · €10k
Income taxes
€88k▲
2024 · €86k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet
Code20242025
Assets
Total assets20/58€897k€1.09M▲
Fixed assets21/28€19k€89k▲
Tangible fixed assets22/27€19k€89k▲
Leasing and similar rights25€19k€89k▲
Current assets29/58€878k€1.01M▲
Amounts receivable within one year40/41€538k€544k▲
Trade receivables40€538k€541k▲
Other amounts receivable41€104€3k▲
Cash at bank and in hand54/58€337k€461k▲
Deferred charges and accrued income490/1€4k€0▼
Equity and liabilities
Total equity and liabilities10/49€897k€1.09M▲
Equity10/15€609k€867k▲
Contributions10/11€19k€19k=
Reserves13€591k€849k▲
Distributable reserves133€591k€849k▲
Profit (loss) carried forward14€0-
Amounts payable17/49€288k€227k▼
Amounts payable after more than one year17€10k€46k▲
Financial debts170/4€10k€46k▲
Amounts payable within one year42/48€278k€180k▼
Current portion of amounts payable after more than one year42€10k€22k▲
Trade debts44€188k€54k▼
Suppliers440/4€188k€54k▼
Taxes, remuneration and social security45€77k€104k▲
Taxes450/3€77k€104k▲
Other amounts payable47/48€3k€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€15k▲
Other operating charges640/8€384€2k▲
Gross operating margin9900€327k€364k▲
Operating profit (loss)9901€316k€347k▲
Financial income75/76B€2k€2k▼
Recurring financial income75€2k€2k▼
Financial charges65/66B€1k€3k▲
Recurring financial charges65€1k€3k▲
Profit (loss) for the period before taxes9903€317k€346k▲
Income taxes67/77€86k€88k▲
Profit (loss) for the period9904€231k€258k▲
Profit (loss) for the period to be appropriated9905€231k€258k▲
Appropriation of the result
Profit (loss) to be appropriated9906€231k€258k▲
Transfer from equity791/2€0-
Transfer to equity691/2€231k€258k▲
To other reserves6921€231k€258k▲
Profit to be distributed694/7€0-
Return on contributions (dividend)694€0-
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Highest result since 2018net €258k ▲11.7%
Operating result €347k, net result €258k, both a record.
22-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial
Equity above €500kEq €609k ▲63.8%
7 profitable years in a row build equity to €609k.
23-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
25-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €200kEq €272k ▲55.5%
5 profitable years in a row build equity to €272k.
19-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity times 14current ratio 100.96
Current ratio from 7.08 to 100.96; short-term debt falls from €16k to €2k.
31-12
Financial
Equity above €150kEq €175k ▲79.5%
4 profitable years in a row build equity to €175k.
29-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
26-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
23-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Diepenbeek · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Mizerikstraat 273590 DiepenbeekGround area
2,133 m²
Building footprint
426 m²
Volume, LiDAR
2,042 m³
Parcel 71011A0066/00X000, Flanders · tallest building 9.3 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
RSZ GROUP
since 20162.256.996.592
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71011A0066/00X000 | Flanders | 2,133 m² | 1 · 426 m² | 9.3 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 8,455 companies in sector 43120 we hold annual accounts for 3,233. 1,806 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded29-09-2016
Fiscal year end31-12
Activities, NACEBEL 2025
43120Site preparation
41001General construction of residential buildings
41002Construction of residential and non-residential buildings
41003General construction of other non-residential buildings
43331Floor and wall tiling
43341Painting of buildings
43422Screed work
43910Bricklaying and masonry work
64210Activities of holding companies
71111Activities of building architects
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:+40720030182