RSVL Consulting
ActiveRSVL Consulting has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €35k and a net result of €11k. Equity is growing by ~29% per year across the filed fiscal years. Its solvency ranks better than 91% of 31697 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
95
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+14
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 11.91 against 2.33 in 2024; short-term debt: 7.7% and cash: 73.4% of total assets), and 7.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
92.3%
Return on assets
28.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-03-2026, 140 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
140 d early
2024
69 d early
2023
8 d early
2022
33 d early
2021
20 d early
2020
9 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€35k▲ 44.1%
2024 · €25k
2020: €2k
2021: €8k
2022: €22k
2023: €34k
2024: €25k
2020 → 2025
Total assets
€38k▼ 4.1%
2024 · €40k
2020: €36k
2021: €26k
2022: €36k
2023: €42k
2024: €40k
2020 → 2025
Net result
€11k▲ 4.8%
2024 · €10k
2020: €719
2021: €6k
2022: €14k
2023: €12k
2024: €10k
2020 → 2025
Working capital
€32k▲ 56.4%
2024 · €20k
2020: €-7k
2021: €-6k
2022: €7k
2023: €25k
2024: €20k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€8k-€22k▲ 183%€34k▲ 56.7%€25k▼ 28.3%€35k▲ 44.1%
Operating result€9k-€19k▲ 105%€17k▼ 11.8%€17k▼ 3.9%€16k▼ 1.5%
Net result€6k-€14k▲ 135%€12k▼ 12.3%€10k▼ 16.7%€11k▲ 4.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 2% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €38k
Fixed assets
€3k▼ 18.3%
Current assets
€35k▼ 2.5%
Equity and liabilities €38k
Equity
€35k▲ 44.1%
Debt
€3k▼ 80.9%
The debt ratio falls from 38.6% to 7.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€18k▼
2024 · €22k
Cash flow
€13k▼
2024 · €16k
Solvency
92.3%▲
2024 · 61.4%
Current ratio
11.91▲
2024 · 2.33
Quick ratio
11.91▲
2024 · 2.33
Debt / equity
0.08▼
2024 · 0.63
ROE
30.6%▼
2024 · 42.1%
ROA
28.2%▲
2024 · 25.8%
Interest coverage
106.89▲
2024 · 93.96
Debt
€3k▼
2024 · €15k
Debt ≤ 1 year
€3k▼
2024 · €15k
Income taxes
€5k▼
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€40k€38k▼
Fixed assets21/28€4k€3k▼
Tangible fixed assets22/27€4k€3k▼
Land and buildings22€2k€2k▼
Plant, machinery and equipment23€163€1k▲
Furniture and vehicles24€2k€286▼
Financial fixed assets28€250€250=
Current assets29/58€36k€35k▼
Amounts receivable within one year40/41€11k€6k▼
Trade receivables40€8k€6k▼
Other amounts receivable41€2k€378▼
Cash at bank and in hand54/58€24k€28k▲
Deferred charges and accrued income490/1€2k€408▼
Equity and liabilities
Total equity and liabilities10/49€40k€38k▼
Equity10/15€25k€35k▲
Contributions10/11€1k€1k=
Reserves13€24k€34k▲
Distributable reserves133€24k€34k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€15k€3k▼
Amounts payable within one year42/48€15k€3k▼
Trade debts44€386€476▲
Suppliers440/4€386€476▲
Taxes, remuneration and social security45€5k€2k▼
Taxes450/3€5k€2k▼
Other amounts payable47/48€10k€0▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€2k▼
Other operating charges640/8€2k€1k▼
Gross operating margin9900€24k€20k▼
Operating profit (loss)9901€17k€16k▼
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€235€172▼
Recurring financial charges65€235€172▼
Profit (loss) for the period before taxes9903€16k€16k▼
Income taxes67/77€6k€5k▼
Profit (loss) for the period9904€10k€11k▲
Profit (loss) for the period to be appropriated9905€10k€11k▲
Appropriation of the result
Profit (loss) to be appropriated9906€10k€11k▲
Transfer from equity791/2€10k€0▼
Transfer to equity691/2€308€11k▲
To other reserves6921€308€11k▲
Profit to be distributed694/7€20k€0▼
Return on contributions (dividend)694€20k€0▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity times 5current ratio 11.91
Current ratio from 2.33 to 11.91; short-term debt falls from €15k to €3k.
23-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
23-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity triplescurrent ratio 4.29
Current ratio from 1.48 to 4.29; short-term debt falls from €14k to €7k.
28-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2020net €14k ▲135%
Operating result €19k, net result €14k, both a record.
31-12
Financial
Liquidity triplescurrent ratio 1.48
Current ratio from 0.54 to 1.48.
11-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
22-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Merelbeke-Melle · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Roskamstraat 819820 Merelbeke-MelleGround area
778 m²
Building footprint
136 m²
Parcel 44043A0749/00E000, Flanders. Linked by address, not a title deed.
1 establishment unit
RSVL Consulting
since 20192.294.760.969
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44043A0749/00E000 | Flanders | 778 m² | 1 · 136 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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EDOUARD AV
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Of 5,700 companies in sector 70100 we hold annual accounts for 3,495. 1,894 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-10-2019
Fiscal year end31-12
Activities, NACEBEL
70100Activities of head offices
64200Holdings
64210Activities of holding companies
68110Buying and selling of own real estate
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.