Equity
-€96,574
Debts exceed assets in financial year 2025.
RESIDENTIELE STADSKERN VERDICHTING
abbreviatedRSVLifetime
20 annual accounts with figures on one time axis, 35 filings since 1987peak €447,764 (2014)
-€4,553▼ €1,011
lowest -€65,590 (2009)
-€32,606▼ €1,785
peak €561,926 (2014)
-€96,574▼ €32,606
€419,921▲ 8.6%
Board2 names since 2017
-
Owners
97.7%V13
Documentsfilings and deeds
19-06-202642 days before the deadline
2025financial year
Gross margin from -€3,542 to -€4,553Loss of €32,606Equity from -€63,968 to -€96,574Cash from €1,525 to €246
Key points
from the 2025 annual accountsChecked score
53
Fair
Financially stronger than 8% of micro companies in real estate (NACE 68)
Probability in this band: 1.5% to 4.2%
Negative equity caps the score at 59.
Bankruptcy probability within 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 26,626 companies (NACE 68, micro).
About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.7%
01-2025: 0.7%● unchanged vs 12-2024
02-2025: 0.7%● unchanged vs 01-2025
03-2025: 0.7%● unchanged vs 02-2025
04-2025: 0.7%● unchanged vs 03-2025
05-2025: 0.7%● unchanged vs 04-2025
06-2025: 0.8%▲ +0.1 percentage points vs 05-2025
07-2025: 0.9%▲ +0.1 percentage points vs 06-2025
08-2025: 1.1%▲ +0.2 percentage points vs 07-2025highest value
09-2025: 0.5%▼ -0.6 percentage points vs 08-2025
10-2025: 0.5%● unchanged vs 09-2025
11-2025: 0.5%● unchanged vs 10-2025
12-2025: 0.5%● unchanged vs 11-2025
01-2026: 0.5%● unchanged vs 12-2025lowest value
02-2026: 0.5%● unchanged vs 01-2026
03-2026: 0.5%● unchanged vs 02-2026
04-2026: 0.5%● unchanged vs 03-2026
05-2026: 0.5%● unchanged vs 04-2026
06-2026: 0.6%▲ +0.1 percentage points vs 05-2026
07-2026: 0.7%▲ +0.1 percentage points vs 06-2026
08-2026: 0.8%▲ +0.1 percentage points vs 07-2026
09-2026: 0.9%▲ +0.1 percentage points vs 08-2026
10-2026: 0.8%▼ -0.1 percentage points vs 09-2026
11-2026: 0.8%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Capped at 59: negative equity
Negative equity -€96,574
Loss of €32,606, the second in a row (financial year 2025)
Liquidity: current ratio 0.80, cash €246, halved
lowers risk
Size: total assets €323,346
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 5% of them on solvency, 2% on liquidity, 15% on profitability and 12% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 6,619 companies had the same profile as RESIDENTIELE STADSKERN VERDICHTING has now. Each dot stands for 17 companies, two years later.
84.5%
were still trading
10.0%
stopped another way
4.5%
went bankrupt
Another 1.0% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of RESIDENTIELE STADSKERN VERDICHTING itself is lower: 0.8% within 12 months. It rests on far more data about RESIDENTIELE STADSKERN VERDICHTING than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,619 companies, not a prediction for RESIDENTIELE STADSKERN VERDICHTING. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No credit on open account
Liquidity is insufficient, with a current ratio of 0.8 (0.86 in 2024), below 1. Short-term debt is 124.9% and cash 0.1% of total assets. Equity is negative.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€96,574
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-06-2026, 42 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
42 days early
2024
18 days late
2023
29 days late
2022
29 days late
2021
26 days late
2020
30 days late
2019
91 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 26 days after the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 26 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
last known board- V13 97.7%equity €4.4m (2025) · annual accounts 2025
- V13 BV consolidatesannual accounts 2025
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0429495907
First establishment
RESIDENTIËLE STADSKERN VERDICHTING afgekort RSV, Turrepoortsteeg 2, Ghent
Incorporation
published on 09-10-1986 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| RESIDENTIELE STADSKERN VERDICHTING Ghent | €323,346 | -€4,553 | -29.9% | - |
| DERIMMO Ghent | €289,654 | -€7,093 | 73.8% | - |
| W.I.M. Beveren-Kruibeke-Zwijndrecht | €364,359 | -€5,144 | 96.1% | - |
| DE WINNE PROJECTS INVEST Aalst | €402,867 | -€4,960 | 100.0% | - |
| Castrum Sint-Niklaas | €249,479 | -€84,510 | -53.1% | - |
| ACKEBI Pelt | €344,915 | -€1,994 | 98.7% | - |
| IMMO EN STUDIEBUREEL ALDIMO Tienen | €301,073 | -€11,690 | 51.0% | - |
These companies have the same main activity as RESIDENTIELE STADSKERN VERDICHTING: real estate agency activities (NACE 68310). They are comparable in size and age: total assets between €249,000 and €403,000, founded between 1983 and 1988.
Official details
Source: KBO- Status
- Active since 10-09-1986Normal situation
- Activity
- Real estate agency activitiesNACE 68310
- Establishment unit
- 2.033.406.6449000 Ghent, since 13-03-1987
- Financial year end
- 31 December
- Peppol
- Reachable since 25-03-2026
Annual accounts 2025
- €323,346▲ 0.2%
- Filing
- Filed on 19-06-2026, 42 days before the end of the filing period
Insights on RESIDENTIELE STADSKERN VERDICHTING
RESIDENTIELE STADSKERN VERDICHTING has existed since 1986. In 2013 the gross margin rose from €85,093 to €315,888.
Solvency fell in 2025 from -19.8% to -29.9% because of the loss.
V13 holds 97.7% of the shares.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about RESIDENTIELE STADSKERN VERDICHTING
- What is the company number of RESIDENTIELE STADSKERN VERDICHTING?
- The company number of RESIDENTIELE STADSKERN VERDICHTING is 0429.495.907. The VAT number is the same number with BE in front: BE 0429.495.907.
- Where is RESIDENTIELE STADSKERN VERDICHTING based?
- The registered office is at Turrepoortsteeg 2, 9000 Ghent.Company details
- What does RESIDENTIELE STADSKERN VERDICHTING do?
- According to the KBO register, the main activity is real estate agency activities (NACE 68310).
- What is the legal form of RESIDENTIELE STADSKERN VERDICHTING?
- RESIDENTIELE STADSKERN VERDICHTING is a public limited company (NV).
- When was RESIDENTIELE STADSKERN VERDICHTING founded?
- RESIDENTIELE STADSKERN VERDICHTING was founded on 10-09-1986.
- Is RESIDENTIELE STADSKERN VERDICHTING still active?
- Yes, RESIDENTIELE STADSKERN VERDICHTING is an active enterprise in the KBO register.
- What is the turnover of RESIDENTIELE STADSKERN VERDICHTING?
- The annual accounts for financial year 2025 state no turnover.Financials
- Is RESIDENTIELE STADSKERN VERDICHTING profitable?
- In financial year 2025, RESIDENTIELE STADSKERN VERDICHTING made a loss of €32,606.
- Where can I find the annual accounts of RESIDENTIELE STADSKERN VERDICHTING?
- RESIDENTIELE STADSKERN VERDICHTING filed 35 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of RESIDENTIELE STADSKERN VERDICHTING due?
- RESIDENTIELE STADSKERN VERDICHTING must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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