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RST FINANCES

Active
Private limited company (pre-2019)founded 2017active for 9 yearsRue Ferrée(NAL) 60, 6120 Ham-sur-Heure-Nalinnes, BelgiumKBO/BCE: BE 0672.471.207
Summary

The computed 12-month bankruptcy probability of RST FINANCES is 1.6% (moderate). The 2024 annual accounts show equity of €134,487 and a net result of -€11,853. Equity is growing by about 8.5% per year across the filed financial years. Its solvency ranks better than 67% of 9,458 sector peers (NACE 82, financial year 2024). The company has been active since 2017 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Other business support services
NACE 82990
1 site
Size
€197,337total assets 2024
Equity
€134,487
Loss
-€11,853
Turnover not published (micro format)
Financial health
55 Fair Checked score 2024
Bankruptcy probabilitywithin 12 months
1.6%
Structure
Holdings
1
Accounts 81 days overdue0 of 2 deeds read
Why 55raises riskCapped at 59: a confirmed filing findingFigures for financial year 2024 (filed 29-07-2025)Liquidity: current ratio 3.07, cash €1,1211 financial year not filed after the legal deadline; 1 of the last 3 latelowers riskSector: Office administrative, office support and other business support activities (NACE 82)Show the evidence

Checked score

Score 2024
55 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 36% of its sector peers (NACE 82, micro)
A confirmed filing finding caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick = 2023
Average
Solvency 93+2
equity 68.2% of total assets
Liquidity 49-2
short-term debt 12.6% · cash 0.6%
Profitability 11+4
return on assets -6.0%
Bankruptcy probability, 12 months
1.6% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (12,637 companies, NACE 82, micro)
Last 24 months 11-2024: 1.1% 12-2024: 1.1%● unchanged vs 11-2024 01-2025: 1.1%● unchanged vs 12-2024 02-2025: 1.1%● unchanged vs 01-2025 03-2025: 1.1%● unchanged vs 02-2025 04-2025: 1.1%● unchanged vs 03-2025 05-2025: 1.1%● unchanged vs 04-2025 06-2025: 1.1%● unchanged vs 05-2025 07-2025: 1.1%● unchanged vs 06-2025 08-2025: 0.6%▼ -0.5 percentage points vs 07-2025 09-2025: 0.6%● unchanged vs 08-2025 10-2025: 0.6%● unchanged vs 09-2025 11-2025: 0.6%● unchanged vs 10-2025 12-2025: 0.6%● unchanged vs 11-2025 01-2026: 0.6%● unchanged vs 12-2025lowest value 02-2026: 0.6%● unchanged vs 01-2026lowest value 03-2026: 0.6%● unchanged vs 02-2026 04-2026: 0.6%● unchanged vs 03-2026 05-2026: 0.6%● unchanged vs 04-2026 06-2026: 0.6%● unchanged vs 05-2026 07-2026: 0.6%● unchanged vs 06-2026 08-2026: 0.9%▲ +0.3 percentage points vs 07-2026 09-2026: 1.0%▲ +0.1 percentage points vs 08-2026 10-2026: 1.6%▲ +0.6 percentage points vs 09-2026highest value
Credit of up to €7,000 on 30-day terms, only on tighter conditions: an expected filing is missing beyond Checked's processing allowance
Liquidity ample (current ratio 3.07, compared with 4.0 in 2023, above the usual 1.5; short-term debt: 12.6% and cash: 0.6% of total assets), and 31.8% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, micro): better than 68% on solvency, 34% on liquidity, 13% on profitability and 28% on growth.

The bankruptcy probability was computed on 19-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Seven signals.
lowers riskraises riskneutral
raises risk · Figures for financial year 2024 (filed 29-07-2025)
NBB · annual accounts
lowers risk · Sector: Office administrative, office support and other business support activities (NACE 82)
KBO
raises risk · Liquidity: current ratio 3.07, cash €1,121
NBB · annual accounts
raises risk · 1 financial year not filed after the legal deadline; 1 of the last 3 late
NBB · filings
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024
Net result per financial year
18192021222324
2018 to 2024 · latest year -€11,853
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 81 days later.
NBB · 8 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline20-10-2026 today
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-07-2025, 2 days ahead of the deadline.
NBB · 8 filings
Deviation from the deadline
2025
not filed
2024
2 days early
2023
31 days late
2022
29 days late
2021
129 days late
2020
88 days late
2019
91 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 61 days after the deadline; the sector median (NACE 82) for financial year 2024 is 7 days before the deadline, and 35% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2024 · micro…
  2. General meeting · ShareholdingRegistered-office move · Director resignation
  3. Annual accounts filedfinancial year 2023 · micro…

Key points

  • Caution: Among the weakest 12% on net resultsector median €14,038 · 9,458 companies -€11,853 View
  • Caution: Accounts not fileddeadline was 31-07-2026 81 days late View
  • Caution: 2 loss-making years in a rowloss financial year 2024 -€11,853 View

By topic

Financials

Financial year
2024
Total assets
€197,337
Loss
-€11,853
Solvency
68.2%
Total assets▼ 10.8%
Net result
20182024
Go to Financials

Timeline

Events
14
Since
2018
  1. 31-12-2023Weakest financial year
  2. 29-08-2023Annual accounts filed
  3. 31-12-2022Back to profit
Go to Timeline

Company details

Sites
1
Legal form
Private limited company (pre-2019)
Activity
Other business support servicesNACE 82990
Founded
07-03-2017
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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