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RS ASSISTANCE

Active
Private limited companyfounded 20206 yrs activeZeshoekstraat(STE) 3, 9190 Stekene, BelgiumKBO/BCE: BE 0742.833.027
Summary

The computed 12-month bankruptcy probability of RS ASSISTANCE is 1.6% (moderate). The 2025 annual accounts show equity of €27,716 and a net result of -€3,475. Equity remains stable across the filed fiscal years (±2.1% per year). Its solvency ranks better than 12% of 30651 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

Overview

Activity
Roofing work
NACE 43410
1 site
Size
€479,215total assets 2025
Equity
€27,716
Loss
-€3,475
Turnover not published (abridged schema)
Financial health
54 Fair Checked score 2025
Bankruptcy chance 12 m
1.6%
Structure
Accounts filed 31 d late0 of 3 deeds read
Why 54- Latest accounts 31 days late; 1 of the last 3 late- Sector Specialised construction activities (NACE 43)- Founded in 2020+ Size: total assets €479,215Show the evidence

Checked score

Score 2025
54 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 27% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Weak
Solvency 31=
equity 5.8% of total assets
Liquidity 55+2
short-term debt 7.7% · cash 4.2%
Profitability 43-2
return on assets -0.7%
Bankruptcy probability, 12 months
1.6% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,004 companies)
Last 14 months 09-2025: 1.8%highest value 10-2025: 0.9%▼ -47.5% vs 09-2025lowest value 11-2025: 0.9%● 0.0% vs 10-2025lowest value 12-2025: 0.9%● 0.0% vs 11-2025lowest value 01-2026: 0.9%▲ +0.7% vs 12-2025 02-2026: 1.0%▲ +1.6% vs 01-2026 03-2026: 1.0%● 0.0% vs 02-2026 04-2026: 1.0%▲ +8.7% vs 03-2026 05-2026: 1.0%▼ -3.5% vs 04-2026 06-2026: 1.0%▼ -4.4% vs 05-2026 07-2026: 1.0%▲ +5.9% vs 06-2026 08-2026: 1.5%▲ +49.1% vs 07-2026 09-2026: 1.6%▲ +5.8% vs 08-2026 10-2026: 1.6%● 0.0% vs 09-2026
  • Latest accounts 31 days late; 1 of the last 3 late raises the probability
  • Size: total assets €479,215 lowers the probability for this profile
  • Sector Specialised construction activities (NACE 43) raises the probability
  • Founded in 2020 raises the probability for this profile
Credit up to €1,000 at 30 days acceptable
Liquidity tight (current ratio 1.37 against 1.38 in 2024; short-term debt: 7.7% and cash: 4.2% of total assets), and 94.2% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 11%, liquidity 52%, profitability 21%, growth against the median 23%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Latest accounts 31 days late; 1 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
lowers risk · Size: total assets €479,215
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Sector Specialised construction activities (NACE 43)
In the bankruptcy model this factor raises the probability.
KBO
raises risk · Founded in 2020
In the bankruptcy model this factor raises the probability for this profile.
KBO
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 30651 sector peers (2025).
NBB · sector comparison
Position among 30651 sector peers
Solvency
better than 12%
← weakest strongest →
neutral · A punctual record breaks
This company filed 5 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 6 filings
Deviation from the deadline
2025
31 d late
2024
35 d early
2023
6 d early
2022
46 d early
2021
40 d early
2020
39 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 23 days before the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 26 June (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Weakest financial yearnet -€3,475
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Caution: Among the weakest 12% on solvencysector median 47.2% · 30,651 companies 5.8% View
  • Total assets 20256 fiscal years filed €479,215 View
  • Active since 2020founded 03-02-2020 6 years View

By topic

Financials

Fiscal year
2025
Total assets
€479,215
Loss
-€3,475
Solvency
5.8%
Total assets▼ 2.0%
Net result
20202025
Go to Financials

Timeline

Events
8
Since
2021
Next accounts
by 31-07-2027
  1. 31-08-2026Annual accounts filed
  2. 31-12-2025Weakest financial year
  3. 26-06-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Roofing workNACE 43410
Founded
03-02-2020
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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