RR7349
ActiveSummary
RR7349 has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €57,318 and a net result of €24,396. Equity is growing by ~19.8% per year across the filed fiscal years. Its solvency ranks better than 44% of 17179 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability97▲+13
Solvency78▼-22
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4,500 at 30 days acceptable
Liquidity ample (current ratio 1.81 against 4.64 in 2024; short-term debt: 45.3% and cash: 56.9% of total assets), and 46.8% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
53.2%
Return on assets
22.6%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 08-04-2026, 22 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
22 d early
2024
12 d early
2023
35 d early
2022
24 d early
2021
5 d early
2020
24 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 20 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today30-09-2026 close30-04-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€57,318▼ 19.0%
2024 · €70,786
Total assets
€107,818▲ 15.7%
2024 · €93,164
Net result
€24,396▲ 108%
2024 · €11,716
Working capital
€39,343▼ 22.7%
2024 · €50,889
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€7,127▼ 74.9%€6,131▼ 14.0%€36,701▲ 499%€17,376▼ 52.7%€34,382▲ 97.9%
Net result€3,667below the sector's middle half▼ 80.7%€3,507below the sector's middle half▼ 4.4%€26,700within the sector's middle half▲ 661%€11,716within the sector's middle half▼ 56.1%€24,396within the sector's middle half▲ 108%
Equity€28,864within the sector's middle half▲ 14.6%€32,371within the sector's middle half▲ 12.1%€59,071within the sector's middle half▲ 82.5%€70,786within the sector's middle half▲ 19.8%€57,318within the sector's middle half▼ 19.0%
Total assets€36,152below the sector's middle half▼ 18.7%€47,640below the sector's middle half▲ 31.8%€91,480within the sector's middle half▲ 92.0%€93,164within the sector's middle half▲ 1.8%€107,818within the sector's middle half▲ 15.7%
Debt€7,288▼ 62.2%€15,270▲ 110%€32,409▲ 112%€22,377▼ 31.0%€50,500▲ 126%
Working capital€19,458▲ 25.7%€33,893▲ 74.2%€39,843▲ 17.6%€50,889▲ 27.7%€39,343▼ 22.7%
Solvency79.8%above the sector's middle half▲ 23.2pp67.9%within the sector's middle half▼ 11.9pp64.6%within the sector's middle half▼ 3.4pp76.0%within the sector's middle half▲ 11.4pp53.2%within the sector's middle half▼ 22.8pp
above
within
below
the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 98% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €107,818
Fixed assets
€19,646 ▼ 30.6%
Current assets
€88,172 ▲ 35.9%
Equity and liabilities €107,818
Equity
€57,318 ▼ 19.0%
Debt
€50,500 ▲ 126%
Debt's share of the balance-sheet total rises from 24.0% to 46.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€43,028▲
2024 · €25,637
Cash flow
€33,042▲
2024 · €19,976
Current ratio
1.81▼
2024 · 4.64
Debt to equity
0.88▲
2024 · 0.32
ROE
42.6%▲
2024 · 16.6%
ROA
22.6%▲
2024 · 12.6%
Interest coverage
83.31▲
2024 · 30.88
Debt ≤ 1 year
€48,829▲
2024 · €13,983
Debt > 1 year
€1,649▼
2024 · €8,126
Income taxes
€9,906▲
2024 · €5,206
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 26,964 companies that looked in July 2024 the way this one looks now, 1.5% went bankrupt within 24 months and 95% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
1.5%
went bankrupt
3.4%
stopped otherwise
95%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 26,964 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4,142 | €4,048 | €6,557 | €8,260 | €8,646 | ▲ 4.7% |
| Other operating charges640/8 | €888 | €1,491 | €976 | €1,501 | €1,140 | ▼ 24.1% |
| Gross operating margin9900 | €12,157 | €11,670 | €44,234 | €27,138 | €44,168 | ▲ 62.8% |
| Operating profit (loss)9901 | €7,127 | €6,131 | €36,701 | €17,376 | €34,382 | ▲ 97.9% |
| Financial income75/76B | €2 | €39 | €32 | €375 | €436 | ▲ 16.3% |
| Recurring financial income75 | €2 | €39 | €32 | €375 | €436 | ▲ 16.3% |
| Financial charges65/66B | €173 | €150 | €788 | €830 | €516 | ▼ 37.8% |
| Recurring financial charges65 | €173 | €150 | €788 | €830 | €516 | ▼ 37.8% |
| Profit (loss) for the period before taxes9903 | €6,956 | €6,021 | €35,946 | €16,921 | €34,302 | ▲ 103% |
| Income taxes67/77 | €3,289 | €2,514 | €9,246 | €5,206 | €9,906 | ▲ 90.3% |
| Profit (loss) for the period9904 | €3,667 | €3,507 | €26,700 | €11,716 | €24,396 | ▲ 108% |
| Profit (loss) for the period to be appropriated9905 | €3,667 | €3,507 | €26,700 | €11,716 | €24,396 | ▲ 108% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €36,152 | €47,640 | €91,480 | €93,164 | €107,818 | ▲ 15.7% |
| Fixed assets21/28 | €9,406 | €8,478 | €33,646 | €28,292 | €19,646 | ▼ 30.6% |
| Intangible fixed assets21 | - | €2,909 | €2,285 | €3,853 | €2,747 | ▼ 28.7% |
| Tangible fixed assets22/27 | €9,406 | €5,569 | €31,361 | €24,439 | €16,899 | ▼ 30.9% |
| Furniture and vehicles24 | €8,506 | €4,669 | €30,461 | €23,539 | €15,999 | ▼ 32.0% |
| Other tangible fixed assets26 | €900 | €900 | €900 | €900 | €900 | = |
| Current assets29/58 | €26,747 | €39,162 | €57,834 | €64,872 | €88,172 | ▲ 35.9% |
| Amounts receivable after more than one year29 | - | - | - | €15,370 | €15,793 | ▲ 2.8% |
| Other amounts receivable291 | - | - | - | €15,370 | €15,793 | ▲ 2.8% |
| Amounts receivable within one year40/41 | €8,072 | €12,211 | €10,636 | €16,785 | €8,593 | ▼ 48.8% |
| Trade receivables40 | €6,919 | €11,132 | €8,712 | €16,785 | €8,073 | ▼ 51.9% |
| Other amounts receivable41 | €1,153 | €1,079 | €1,924 | €0 | €519 | - |
| Cash at bank and in hand54/58 | €17,718 | €25,670 | €44,561 | €30,593 | €61,348 | ▲ 101% |
| Deferred charges and accrued income490/1 | €956 | €1,281 | €2,636 | €2,123 | €2,438 | ▲ 14.8% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €36,152 | €47,640 | €91,480 | €93,164 | €107,818 | ▲ 15.7% |
| Equity10/15 | €28,864 | €32,371 | €59,071 | €70,786 | €57,318 | ▼ 19.0% |
| Contributions10/11 | €6,200 | €6,200 | €6,200 | €6,200 | €6,200 | = |
| Reserves13 | €22,664 | €26,164 | €41,164 | €64,564 | €51,075 | ▼ 20.9% |
| Distributable reserves133 | €22,664 | €26,164 | €41,164 | €64,564 | €51,075 | ▼ 20.9% |
| Profit (loss) carried forward14 | - | €7 | €11,706 | €22 | €43 | ▲ 93.3% |
| Amounts payable17/49 | €7,288 | €15,270 | €32,409 | €22,377 | €50,500 | ▲ 126% |
| Amounts payable after more than one year17 | - | - | €14,418 | €8,126 | €1,649 | ▼ 79.7% |
| Financial debts170/4 | - | - | €14,418 | €8,126 | €1,649 | ▼ 79.7% |
| Amounts payable within one year42/48 | €7,288 | €5,270 | €17,991 | €13,983 | €48,829 | ▲ 249% |
| Current portion of amounts payable after more than one year42 | €2,933 | - | €6,112 | €6,292 | €6,477 | ▲ 2.9% |
| Financial debts43 | €583 | €597 | €527 | €15 | €66 | ▲ 329% |
| Credit institutions430/8 | €583 | €597 | €527 | €15 | €66 | ▲ 329% |
| Trade debts44 | €525 | €2,654 | €3,970 | €1,404 | €2,594 | ▲ 84.8% |
| Suppliers440/4 | €525 | €2,654 | €3,970 | €1,404 | €2,594 | ▲ 84.8% |
| Taxes, remuneration and social security45 | €3,228 | €1,717 | €4,288 | €4,973 | €1,742 | ▼ 65.0% |
| Taxes450/3 | €3,228 | €1,717 | €4,288 | €4,973 | €1,742 | ▼ 65.0% |
| Other amounts payable47/48 | €19 | €302 | €3,094 | €1,299 | €37,950 | ▲ 2,822% |
| Accrued charges and deferred income492/3 | - | €10,000 | €0 | €269 | €22 | ▼ 91.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €3,667 | €3,507 | €26,700 | €11,716 | €24,396 | ▲ 108% |
| + Depreciation and write-downs630 | €4,142 | €4,048 | €6,557 | €8,260 | €8,646 | ▲ 4.7% |
| Operating cash flow (approximation) | €7,809 | €7,554 | €33,257 | €19,976 | €33,042 | ▲ 65.4% |
| Investment in fixed assets (approximation) | - | -€3,120 | -€31,725 | -€2,906 | €0 | ▲ 100% |
| Change in cash | - | €7,953 | €18,891 | -€13,968 | €30,755 | ▲ 320% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
18-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
26-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Highest result since 2020net €26,700 ▲661%
Operating result €36,701, net result €26,700, both a record.
06-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Weakest financial yearnet €3,507 ▼4.4%
Net result drops to €3,507, the lowest in the series; recovery starts the following year.
30-09
Financial
Liquidity doublescurrent ratio 7.43
Current ratio from 3.67 to 7.43; short-term debt falls from €7,288 to €5,270.
25-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
06-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2019
Ground area
2,186 m²
Building footprint
802 m²
Parcel 44432C0963/00R005, Flanders. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Xudo
since 20192.284.734.436
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44432C0963/00R005 | Flanders | 2,186 m² | 1 · 802 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 1,542 EUR awarded · 1,542 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 1,542 EUR | 1,542 EUR |
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Of 16,911 companies in sector 62100 we hold annual accounts for 8,778. 6,879 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded30-01-2019
Fiscal year end30-09
Activities, NACEBEL 2025
62100Computer programming
Contact
E-mail
wouter@xudo.beGent
E-invoicing
Reachable via Peppol
Peppol ID
0208:0719615977
Also
9925:BE0719615977
Registered
07-02-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.