Financials
- Fiscal year
- 2024
- Total assets
- €91,391
- Profit
- €53,377
- Solvency
- 13.4%
Total assets▲ 105%
Net result
20202024
RPM CONSTRUCT
ActiveSummary
The computed 12-month bankruptcy probability of RPM CONSTRUCT is 1.8% (moderate). The 2024 annual accounts show equity of €12,252 and a net result of €53,377. Equity remains stable across the filed fiscal years (±0.5% per year). Its solvency ranks better than 16% of 36364 sector peers (fiscal year 2024). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Other specialised construction activities
NACE 43990NACE 43995
1 site
Size
€91,391total assets 2024
- Equity
- €12,252
- Profit
- €53,377
Turnover not published (abridged schema)
Structure
Accounts 64 d overdue0 of 1 deed read
Why 55- Figures for FY 2024 (filed 08-08-2025)- Founded in 2019+ Liquidity: current ratio 1.13, cash €66,702+ Size: total assets €91,391Show the evidence
Checked score
Score 2024
55
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 45% of its sector peers (NACE 43, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2023
Strong
Solvency
38-18
equity 13.4% of total assets
Liquidity
52-11
short-term debt 86.6% · cash 73.0%
Profitability
100+25
return on assets 58.4%
Bankruptcy probability, 12 months
1.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.5%
12-2024: 0.5%▲ +2.8% vs 11-2024
01-2025: 0.4%▼ -18.4% vs 12-2024lowest value
02-2025: 0.4%● 0.0% vs 01-2025lowest value
03-2025: 0.4%▲ +2.0% vs 02-2025
04-2025: 0.4%▲ +6.3% vs 03-2025
05-2025: 0.4%▼ -3.1% vs 04-2025
06-2025: 0.4%● 0.0% vs 05-2025
07-2025: 0.5%▲ +13.1% vs 06-2025
08-2025: 0.7%▲ +60.2% vs 07-2025
09-2025: 0.5%▼ -34.4% vs 08-2025
10-2025: 0.5%▲ +4.3% vs 09-2025
11-2025: 0.5%● 0.0% vs 10-2025
12-2025: 0.5%● 0.0% vs 11-2025
01-2026: 0.5%▼ -11.6% vs 12-2025
02-2026: 0.5%● 0.0% vs 01-2026
03-2026: 0.5%● 0.0% vs 02-2026
04-2026: 0.5%● 0.0% vs 03-2026
05-2026: 0.4%▼ -1.8% vs 04-2026
06-2026: 0.4%▼ -1.6% vs 05-2026
07-2026: 0.5%▲ +8.0% vs 06-2026
08-2026: 0.8%▲ +68.6% vs 07-2026
09-2026: 1.0%▲ +19.8% vs 08-2026
10-2026: 1.8%▲ +86.5% vs 09-2026highest value
- Figures for FY 2024 (filed 08-08-2025) raises the probability
- Liquidity: current ratio 1.13, cash €66,702 lowers the probability
- Founded in 2019 raises the probability for this profile
- Size: total assets €91,391 lowers the probability for this profile
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.13 against 1.33 in 2023; short-term debt: 86.6% and cash: 73% of total assets), and 86.6% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 43, micro). Better than this share of them on solvency 16%, liquidity 47%, profitability 93%, growth against the median 23%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 36364 sector peers (2024).
NBB · sector comparisonPosition among 36364 sector peers
Solvency
better than 16%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 07-08-2025, 7 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
7 d late
2023
29 d late
2022
30 d late
2021
30 d late
2020
41 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 27 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (1)
- Annual accounts filedfiscal year 2024 · micro…
- Highest result since 2020net €53,377 ▲2,433%
- Annual accounts filedfiscal year 2023 · micro…
Key points
By topic
Timeline
- Events
- 7
- Since
- 2021
- 07-08-2025Annual accounts filed
- 31-12-2024Highest result since 2020
- 29-08-2024Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Other specialised construction activitiesNACE 43990
- Founded
- 20-05-2019
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark
Your own company? See how customers, suppliers and banks see it and what to improve first.
Investigating this company? Keep it with today's facts in a case file.