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RP-FRAMERIES

Active
Public limited companyfounded 20251 yr activeChaussée de Tirlemont, Sauv. 75, 5030 Gembloux, BelgiumKBO/BCE: BE 1018.450.312
Summary

RP-FRAMERIES has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €394,309 and a net result of -€99,323. Its solvency ranks better than 83% of 4565 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Checked score

Score 2025
Axes
Profitability0
Solvency100
Growth-
Track record67
Bankruptcy probability, 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €24,000 at 30 days only on tighter terms
Liquidity short (current ratio 0.37; short-term debt: 16% and cash: 1.8% of total assets), and 16% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
26 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

RP-FRAMERIES was incorporated on 8 January 2025 as a Public limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, full schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€99,323
Working capital
-€47,610
Balance-sheet composition
Assets €467,717
Fixed assets €440,348
Current assets €27,369
Equity and liabilities €469,288
Equity €394,309
Debt €74,979
Debt finances 16.0% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
-€29,407
Cash flow
-€29,788
Current ratio
0.37
Debt to equity
0.19
ROE
-25.2%
ROA
-21.2%
Interest coverage
-77.25
Debt ≤ 1 year
€74,979

Peer companies

Historical observation

Of the 1,676 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 91% are still going.

  • Small
  • solvency 30% or more
  • a loss of 10% of the balance sheet or more
  • without age
1.6% went bankrupt
7.5% stopped otherwise
91% still going

A further 0.4% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.4% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 1,676 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 34 lines
Balance sheet Code2025
Assets
Total assets20/58€469,288
Formation expenses20€1,572
Fixed assets21/28€440,348
Tangible fixed assets22/27€440,348
Land and buildings22€440,348
Current assets29/58€27,369
Amounts receivable within one year40/41€19,024
Other amounts receivable41€19,024
Cash at bank and in hand54/58€8,345
Equity and liabilities
Total equity and liabilities10/49€469,288
Equity10/15€394,309
Contributions10/11€61,500
Capital10€61,500
Issued capital100€61,500
Reserves13€6,150
Non-distributable reserves130/1€6,150
Legal reserve130€6,150
Profit (loss) carried forward14€326,659
Amounts payable17/49€74,979
Amounts payable within one year42/48€74,979
Trade debts44€14,751
Suppliers440/4€14,751
Other amounts payable47/48€60,229
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€69,535
Other operating charges640/8€24,559
Gross operating margin9900-€4,848
Operating profit (loss)9901-€98,942
Financial charges65/66B€381
Recurring financial charges65€381
Profit (loss) for the period before taxes9903-€99,323
Profit (loss) for the period9904-€99,323
Profit (loss) for the period to be appropriated9905-€99,323
Appropriation of the result
Profit (loss) to be appropriated9906€326,659
Profit (loss) brought forward from the previous period14P€425,982

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€69,535
Other operating charges640/8€24,559
Gross operating margin9900-€4,848
Operating profit (loss)9901-€98,942
Financial charges65/66B€381
Recurring financial charges65€381
Profit (loss) for the period before taxes9903-€99,323
Profit (loss) for the period9904-€99,323
Profit (loss) for the period to be appropriated9905-€99,323
Line2025
Assets
Total assets20/58€469,288
Formation expenses20€1,572
Fixed assets21/28€440,348
Tangible fixed assets22/27€440,348
Land and buildings22€440,348
Current assets29/58€27,369
Amounts receivable within one year40/41€19,024
Other amounts receivable41€19,024
Cash at bank and in hand54/58€8,345
Equity and liabilities
Total equity and liabilities10/49€469,288
Equity10/15€394,309
Contributions10/11€61,500
Capital10€61,500
Issued capital100€61,500
Reserves13€6,150
Non-distributable reserves130/1€6,150
Legal reserve130€6,150
Profit (loss) carried forward14€326,659
Amounts payable17/49€74,979
Amounts payable within one year42/48€74,979
Trade debts44€14,751
Suppliers440/4€14,751
Other amounts payable47/48€60,229
Line2025
Profit (loss) for the period9904-€99,323
+ Depreciation and write-downs630€69,535
Operating cash flow (approximation)-€29,788

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
26-08
NBB filing Annual accounts filed
fiscal year 2025 · full schema · 26 days late
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gembloux
exact location from the address register On OpenStreetMap
Ground area
7.8 ha
Building footprint
1.4 ha
Parcel 92253D0287/00F000, Wallonia. Linked by address, not a title deed.
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
92253D0287/00F000 Wallonia 7.8 ha 1 · 1.4 ha -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Owners and holdings

1 owner

Chain of control

  1. PARCOFIN 100%
  2. PARDIS 100%
  3. RP-FRAMERIES

Highest known parent: PARCOFIN. The sources do not say who stands above it.

Owners 1

Holdings 0

The accounts to 31-12-2025 list no holdings, and no other source names one.

According to the 2025 annual accounts of RP-FRAMERIES and those of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Similar companies · same sector, comparable size

Of 12,042 companies in sector 68203 we hold annual accounts for 5,995. 4,418 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPublic limited company
Founded08-01-2025
Fiscal year end31-12
Activities, NACEBEL 2025
68203Renting and operating of own or leased non-residential real estate, excluding land
41001General construction of residential buildings
41002Construction of residential and non-residential buildings
41003General construction of other non-residential buildings
68110Buying and selling of own real estate
68122Development of non-residential building projects
E-invoicing
Reachable via Peppol
Peppol ID 0208:1018450312
Also 9925:BE1018450312
Registered 06-11-2025

Register as of 26 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.