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RP CREATIF

Active
Private limited companyfounded 2024active for 2 yearsBrusselstraat 325, 1702 Dilbeek, BelgiumKBO/BCE: BE 1005.688.278
Summary

The computed 12-month bankruptcy probability of RP CREATIF is 2.3% (moderate). The 2025 annual accounts show equity of €27,338 and a net result of €25,338. Its solvency ranks better than 52% of 9,380 sector peers (NACE 41, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 06-02-2024 Normal situation
Activity
General construction of residential buildings NACE 41001and 4 others
Establishment unit
2.355.430.115 1702 Dilbeek, since 06-02-2024
Financial year end
30 June
Peppol
Reachable since 11-12-2025

Board and ownership

Board

Financial position

54 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
2.3%
Annual accounts to 30-06-2025
Gross margin
€38,308
Turnover
≈ €270,000
estimated
Profit
€25,338
Equity
€27,338
Total assets
€60,628
  • 2025 accounts filed 2 days after the deadline
Filed on 02-02-2026
Score breakdownraises riskFounded in 2024Size: total assets €60,628Sector: Construction of residential and non-residential buildings (NACE 41)lowers riskLiquidity: current ratio 1.71, cash €9,393Show the evidence

Checked score

Score 2025
54 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 61% of micro companies in construction of buildings (NACE 41)
Financial strength
Strong
Solvency 70
equity 45.1% of total assets
Liquidity 41
short-term debt 54.9% · cash 15.5%
Profitability 100
return on assets 41.8%
Bankruptcy probability within 12 months
2.3% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,452 companies, NACE 41, micro)
Last 24 months 03-2025: 3.6% 04-2025: 3.7%▲ +0.1 percentage points vs 03-2025 05-2025: 3.8%▲ +0.1 percentage points vs 04-2025 06-2025: 4.2%▲ +0.4 percentage points vs 05-2025 07-2025: 4.2%● unchanged vs 06-2025 08-2025: 4.6%▲ +0.4 percentage points vs 07-2025 09-2025: 5.0%▲ +0.4 percentage points vs 08-2025 10-2025: 5.0%● unchanged vs 09-2025 11-2025: 4.8%▼ -0.2 percentage points vs 10-2025 12-2025: 4.8%● unchanged vs 11-2025 01-2026: 5.1%▲ +0.3 percentage points vs 12-2025 02-2026: 5.3%▲ +0.2 percentage points vs 01-2026highest value 03-2026: 2.2%▼ -3.1 percentage points vs 02-2026 04-2026: 2.2%● unchanged vs 03-2026 05-2026: 2.2%● unchanged vs 04-2026 06-2026: 2.2%● unchanged vs 05-2026 07-2026: 2.2%● unchanged vs 06-2026lowest value 08-2026: 2.2%● unchanged vs 07-2026lowest value 09-2026: 2.2%● unchanged vs 08-2026 10-2026: 2.3%▲ +0.1 percentage points vs 09-2026 11-2026: 2.3%● unchanged vs 10-2026
Credit of up to €1,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.71, above the usual 1.5. Short-term debt is 54.9% and cash 15.5% of total assets. However, 54.9% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 53% of them on solvency, 38% on liquidity and 91% on profitability.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises risk
raises risk · Founded in 2024
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
raises risk · Size: total assets €60,628
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
lowers risk · Liquidity: current ratio 1.71, cash €9,393
NBB · annual accounts
raises risk · 2025 accounts filed 2 days late
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 02-02-2026, 2 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filing
Deviation from the deadline
2025
2 days late
← before the deadline after the deadline →
Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2024.
KBO publications

Recent changes

  1. · Gazette deed IncorporationStarting capital €2,000 · Appointment: PAL Robert (director)
All 2 events

Comparable companies

These companies have the same main activity as RP CREATIF: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €59,500 and €66,600, founded between 2023 and 2024.

CompanyTotal assetsGross margin
RP CREATIF Dilbeek€60,628€38,308
HORATIU CONSTRUCT Wezembeek-Oppem€59,454€36,256
KMS BOUW Vilvoorde€59,852€41,639
MEDAN CONSTRUCT Grimbergen€59,709€34,823
CREATIVE COLOR Machelen (Brab.)€66,573€40,222
TD Constructel Wezembeek-Oppem€66,456€41,652
ANDREYKE CONSTRUCTION Londerzeel€65,990€34,334
Full comparison

Key facts about RP CREATIF

What is the company number of RP CREATIF?
The company number of RP CREATIF is 1005.688.278. The VAT number is the same number with BE in front: BE 1005.688.278.
Where is RP CREATIF based?
The registered office is at Brusselstraat 325, 1702 Dilbeek.Company details
What does RP CREATIF do?
According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of RP CREATIF?
The legal form of RP CREATIF is Private limited company (BV).
When was RP CREATIF founded?
RP CREATIF was founded on 06-02-2024.
Is RP CREATIF still active?
Yes, RP CREATIF is an active enterprise in the KBO register.
What is the turnover of RP CREATIF?
The turnover in financial year 2025 is ≈ €270,000. This figure is estimated from the gross margin of €38,308 and 163 comparable companies (NACE 41001). It probably lies between €150,000 and €480,000.Financials
Is RP CREATIF profitable?
In financial year 2025, RP CREATIF made a profit of €25,338.
Where can I find the annual accounts of RP CREATIF?
RP CREATIF filed 1 annual account with the National Bank of Belgium, for financial year 2025.

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