RP-2
ActiveThe computed 12-month bankruptcy probability of RP-2 is 2.5% (moderate). The 2025 annual accounts show negative equity (€-212k) and a net result of €-95k. Equity is shrinking by ~82.5% per year across the filed fiscal years. Its solvency ranks better than 5% of 652 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
25
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability6▼-5
Solvency2▼-11
Growth32=
Track record94
Bankruptcy probability, 12 months
2.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.06 against 0.11 in 2024; short-term debt: 41.2% and cash: 1% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 52
Relative position
BE, all sectors
reference
Sector 52
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-23%
Return on assets
-10.4%
Age of the figures
9 mo
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
22232425
2022 to 2025 · latest year €-212k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 4 filingsDeviation from the deadline
2025
26 d late
2024
26 d late
2023
23 d late
2022
24 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-95k▼ 46.4%
2024 · €-65k
2022: €-54k
2023: €-59k
2024: €-65k
2022 → 2025
Working capital
€-355k▼ 19.1%
2024 · €-298k
2022: €-254k
2023: €-278k
2024: €-298k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€8k-€-51k€-117k▼ 127%€-212k▼ 81.9%
Operating result€-49k-€-36k▲ 26.8%€-34k▲ 6.3%€-62k▼ 83.7%
Net result€-54k-€-59k▼ 9.6%€-65k▼ 10.6%€-95k▼ 46.4%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €62k in 2025 against €34k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €921k
Fixed assets
€896k▼ 4.0%
Current assets
€25k▼ 30.6%
Key figures and ratios
EBITDA
€-24k▼
2024 · €4k
Cash flow
€-58k▼
2024 · €-28k
Solvency
-23.0%▼
2024 · -12.0%
Current ratio
0.06▼
2024 · 0.11
Quick ratio
0.06▼
2024 · 0.11
Debt / equity
-5.34▲
2024 · -9.32
ROA
-10.4%▼
2024 · -6.7%
Interest coverage
-0.61▼
2024 · 0.08
Debt
€1.13M▲
2024 · €1.09M
Debt ≤ 1 year
€380k▲
2024 · €334k
Debt > 1 year
€740k=
2024 · €740k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€969k€921k▼
Fixed assets21/28€934k€896k▼
Tangible fixed assets22/27€934k€896k▼
Land and buildings22€934k€896k▼
Current assets29/58€36k€25k▼
Amounts receivable within one year40/41€1k€9k▲
Trade receivables40-€5k
Other amounts receivable41€1k€4k▲
Cash at bank and in hand54/58€4k€9k▲
Deferred charges and accrued income490/1€31k€7k▼
Equity and liabilities
Total equity and liabilities10/49€969k€921k▼
Equity10/15€-117k€-212k▼
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Profit (loss) carried forward14€-178k€-274k▼
Amounts payable17/49€1.09M€1.13M▲
Amounts payable after more than one year17€740k€740k=
Financial debts170/4€740k€740k=
Amounts payable within one year42/48€334k€380k▲
Trade debts44€753€224▼
Suppliers440/4€753€224▼
Other amounts payable47/48€333k€380k▲
Accrued charges and deferred income492/3€12k€13k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€38k€38k=
Other operating charges640/8€14k€15k▲
Gross operating margin9900€18k€-10k▼
Operating profit (loss)9901€-34k€-62k▼
Financial income75/76B€18k€7k▼
Recurring financial income75€18k€7k▼
Financial charges65/66B€49k€40k▼
Recurring financial charges65€49k€40k▼
Profit (loss) for the period before taxes9903€-65k€-95k▼
Profit (loss) for the period9904€-65k€-95k▼
Profit (loss) for the period to be appropriated9905€-65k€-95k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-178k€-274k▼
Profit (loss) brought forward from the previous period14P€-113k€-178k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 26 days late
2025
31-12
Financial
Weakest financial yearnet €-95k
Net result drops to €-95k, the lowest in the series.
26-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 26 days late
2024
23-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 23 days late
2023
24-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 24 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gembloux
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chaussée de Tirlemont 755030 GemblouxGround area
7.8 ha
Building footprint
1.4 ha
Parcel 92253D0287/00F000, Wallonia. Linked by address, not a title deed.
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92253D0287/00F000 | Wallonia | 7.8 ha | 1 · 1.4 ha | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,030 companies in sector 52100 we hold annual accounts for 765. 123 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded25-05-2021
Fiscal year end31-12
Activities, NACEBEL
52100Warehousing and storage
68201Renting and operating of own or leased residential real estate, excluding social housing
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.