ROZOW A.
ActiveROZOW A. has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €29k and a net result of €-5k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 23% of 19907 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2024
67
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability61▲+11
Solvency59▲+3
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity short (current ratio 0.19 against 0.14 in 2023; short-term debt: 64.7% of total assets), and 65.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
34.1%
Return on assets
-6.3%
Age of the figures
21 mo
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
18192021222324
2018 to 2024 · latest year €-5k
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 19907 sector peers (2024).
NBB · sector comparisonPosition among 19907 sector peers
Solvency
better than 23%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 03-07-2025, 28 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
28 d early
2023
22 d late
2022
38 d early
2021
38 d late
2020
61 d late
2019
33 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€29k▼ 15.5%
2023 · €34k
2018: €-5k
2019: €2k
2020: €22k
2021: €38k
2022: €55k
2023: €34k
2018 → 2024
Total assets
€84k▼ 24.1%
2023 · €111k
2018: €21k
2019: €22k
2020: €43k
2021: €74k
2022: €175k
2023: €111k
2018 → 2024
Net result
€-5k▲ 74.3%
2023 · €-21k
2018: €-12k
2019: €7k
2020: €19k
2021: €16k
2022: €16k
2023: €-21k
2018 → 2024
Working capital
€-44k▲ 28.7%
2023 · €-62k
2018: €-23k
2019: €-11k
2020: €-5k
2021: €12k
2022: €-66k
2023: €-62k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€22k-€38k▲ 75.3%€55k▲ 43.0%€34k▼ 37.7%€29k▼ 15.5%
Operating result€19k-€25k▲ 32.9%€24k▼ 4.3%€-20k€-4k▲ 79.3%
Net result€19k-€16k▼ 14.9%€16k▲ 0.1%€-21k€-5k▲ 74.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €4k in 2024 against €20k in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €84k
Fixed assets
€74k▼ 26.9%
Current assets
€10k▲ 5.2%
Equity and liabilities €84k
Equity
€29k▼ 15.5%
Debt
€56k▼ 27.8%
The debt ratio falls from 69.4% to 65.9%. Equity and debt are lower.
Key figures and ratios
EBITDA
€26k▲
2023 · €11k
Cash flow
€24k▲
2023 · €10k
Solvency
34.1%▲
2023 · 30.6%
Current ratio
0.19▲
2023 · 0.14
Quick ratio
0.19▲
2023 · 0.14
Debt / equity
1.94▼
2023 · 2.27
ROE
-18.4%▲
2023 · -60.4%
ROA
-6.3%▲
2023 · -18.5%
Interest coverage
44.38▲
2023 · 15.50
Debt
€56k▼
2023 · €77k
Debt ≤ 1 year
€55k▼
2023 · €72k
Debt > 1 year
€1k▼
2023 · €5k
Income taxes
€639▲
2023 · €272
Staff costs
€31k▲
2023 · €21k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€111k€84k▼
Fixed assets21/28€101k€74k▼
Tangible fixed assets22/27€101k€74k▼
Plant, machinery and equipment23€24k€23k▼
Furniture and vehicles24€56k€40k▼
Other tangible fixed assets26€21k€11k▼
Current assets29/58€10k€10k▲
Amounts receivable within one year40/41€9k€9k▲
Other amounts receivable41€9k€9k▲
Deferred charges and accrued income490/1€1k€994▼
Equity and liabilities
Total equity and liabilities10/49€111k€84k▼
Equity10/15€34k€29k▼
Contributions10/11€20k€20k=
Outside capital11€20k€20k=
Other1109/19€20k€20k=
Reserves13€34k€34k=
Distributable reserves133€34k€34k=
Profit (loss) carried forward14€-21k€-26k▼
Amounts payable17/49€77k€56k▼
Amounts payable after more than one year17€5k€1k▼
Financial debts170/4€5k€1k▼
Amounts payable within one year42/48€72k€55k▼
Current portion of amounts payable after more than one year42€6k€4k▼
Financial debts43€96€4k▲
Credit institutions430/8€96€4k▲
Trade debts44€2k€463▼
Suppliers440/4€2k€463▼
Taxes, remuneration and social security45€6k€11k▲
Remuneration and social security454/9€6k€11k▲
Other amounts payable47/48€58k€35k▼
Income statement
Code20232024
Remuneration, social security and pensions62€21k€31k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€30k€30k▼
Other operating charges640/8€1k€1k▼
Gross operating margin9900€33k€58k▲
Operating profit (loss)9901€-20k€-4k▲
Financial income75/76B€6-
Recurring financial income75€6-
Financial charges65/66B€698€575▼
Recurring financial charges65€698€575▼
Profit (loss) for the period before taxes9903€-20k€-5k▲
Income taxes67/77€272€639▲
Profit (loss) for the period9904€-21k€-5k▲
Profit (loss) for the period to be appropriated9905€-21k€-5k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-21k€-26k▼
Profit (loss) brought forward from the previous period14P-€-21k
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
03-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
22-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 22 days late
2023
31-12
Financial
Weakest financial yearnet €-21k ▼225%
Net result drops to €-21k, the lowest in the series; recovery starts the following year.
23-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
07-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 38 days late
2021
31-12
Financial
Liquidity triplescurrent ratio 1.68
Current ratio from 0.60 to 1.68.
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 61 days late
2020
31-12
Financial
Highest result since 2018net €19k ▲160%
Net result €19k, the highest in the series.
28-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
13-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
28-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
21-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
24-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 24 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Vielsalm · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Grand-Fond 94B6692 VielsalmGround area
3,431 m²
Building footprint
191 m²
Parcel 82025A0579/00D000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Grand-Fond 94, 6692 Vielsalm
since 20012.273.612.890
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 82025A0579/00D000 | Wallonia | 3,431 m² | 1 · 191 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ISABELLE DUPONT
BE 0760.570.763
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MARUTA
BE 0438.199.973
Verviers · Eq €29k
PIERRE BERTRAND CABINET DENTAIRE
BE 0439.718.717
Seraing · Eq €29k
Cabinet Dentaire Smaranda CIORNOHAC
BE 0693.905.138
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Solar Pi
BE 0535.751.883
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Of 6,942 companies in sector 86230 we hold annual accounts for 4,291. 2,542 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-04-2001
Fiscal year end31-12
Activities, NACEBEL
86230Dental practice
Sources
Crossroads Bank for EnterprisesNational Bank · 23 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.