Result
€52,839 €52,839
Back in profit in 2025, after a loss of €71,840 in 2024.
ROZ
Lifetime
11 annual accounts with figures on one time axispeak €1.0m (2025)
€1.0m▲ 27.1%
lowest -€71,840 (2024)
€52,839▲ €124,679
peak €34,357 (2023)
€15,356▲ €52,839
€222,681▼ 0.7%
peak 0.7 FTE (2019)
-not published
Board2 names since 2020
1 directorHUSSEINI Mortaza
Documentsfilings and deeds
24-08-202624 days late
2025micro format
Turnover from €805,058 to €1.0mGross margin from €75,599 to €140,480Back to profit: €52,839Equity from -€37,483 to €15,356Investments €8,000Cash from €3,310 to €98,099
Key points
from the 2025 annual accountsDebts
€222,681 94% of the balance sheet
Suppliers 56%Taxes and wages 15%Other 30%
Investments
€10,164 4.0 × depreciation
Green is investment, beige is depreciation.
Staff
4 employees on 31-12-2025
In 2025, 4 people joined and 4 left.
Filings
11 annual accounts since 2015
Five of the last ten came late. The 2019 accounts came latest: 31 days after the end of the period.
Position in the sector
€52,839
Higher net result than 89% of companies in retail trade. Sector median €5,048 · 22,907 companies.
Checked score
83
Excellent
Financially stronger than 58% of micro companies in retail trade (NACE 47)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.6% across 40,275 companies (NACE 47, micro).
About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 1.1%
01-2025: 1.1%● unchanged vs 12-2024
02-2025: 1.1%● unchanged vs 01-2025
03-2025: 1.1%● unchanged vs 02-2025
04-2025: 1.2%▲ +0.1 percentage points vs 03-2025
05-2025: 1.2%● unchanged vs 04-2025
06-2025: 1.1%▼ -0.1 percentage points vs 05-2025
07-2025: 1.3%▲ +0.2 percentage points vs 06-2025
08-2025: 2.3%▲ +1.0 percentage point vs 07-2025
09-2025: 2.3%● unchanged vs 08-2025
10-2025: 2.3%● unchanged vs 09-2025
11-2025: 2.3%● unchanged vs 10-2025
12-2025: 2.2%▼ -0.1 percentage points vs 11-2025
01-2026: 2.2%● unchanged vs 12-2025
02-2026: 2.3%▲ +0.1 percentage points vs 01-2026
03-2026: 2.3%● unchanged vs 02-2026
04-2026: 2.2%▼ -0.1 percentage points vs 03-2026
05-2026: 2.1%▼ -0.1 percentage points vs 04-2026
06-2026: 2.1%● unchanged vs 05-2026
07-2026: 2.1%● unchanged vs 06-2026
08-2026: 2.7%▲ +0.6 percentage points vs 07-2026highest value
09-2026: 0.5%▼ -2.2 percentage points vs 08-2026lowest value
10-2026: 0.5%● unchanged vs 09-2026lowest value
11-2026: 0.5%● unchanged vs 10-2026lowest value
Financial strengthAverage
Score breakdown
raises risk
Equity €15,356 (6.5% of total assets)
Sector: Retail trade (NACE 47)
lowers risk
Liquidity: current ratio 1.02, cash €98,099
Founded in 2015
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 24% of them on solvency, 52% on liquidity, 67% on profitability and 87% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 1,325 companies had the same profile as ROZ has now. Each dot stands for 4 companies, two years later.
95.2%
were still trading
3.2%
stopped another way
1.4%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of ROZ itself: 0.5% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,325 companies, not a prediction for ROZ. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.02 (0.81 in 2024), below the usual 1.5. Short-term debt is 93.5% and cash 41.2% of total assets. 93.5% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 24 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
24 days late
2024
9 days early
2023
27 days late
2022
81 days early
2021
30 days late
2020
26 days late
2019
31 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 7 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 24 August (4 of the last 5 accounts filed within 33 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0628761423
Transfer of 10 shares from Hosseini Mohammad Aman to HUSSEINI Mortaza
HUSSEINI Mortaza holds all the shares · General meeting of 31-12-2023 · Gazette deed
Reappointment: HUSSEINI Mortaza (director)
General meeting of 27-12-2023 · Gazette deed
Transfer of 10 shares from SARVAR Gholam to HUSSEINI Mortaza
HUSSEINI Mortaza holds 60 shares · Hosseini Mohammad Aman holds 40 shares · General meeting of 30-06-2023 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| ROZ Brussels | €1.0m | 5.0% | 6.5% | - |
| AQIB FINANCIER Brussels | €1.6m | 0.6% | 26.6% | - |
| YASALINA Uccle | €0.6m | 12.0% | 84.2% | - |
| BAB SOUK Molenbeek-Saint-Jean | - | - | 60.7% | - |
| MISSINVEST Molenbeek-Saint-Jean | - | - | 86.4% | - |
| Atmann Antwerp | - | - | 73.6% | - |
| HARJAS Mechelen | - | - | 54.7% | - |
Grey: the largest companies of the sector (retail trade (NACE 47)), without their names. Blue: the sector peers from the table.
These companies have the same main activity as ROZ: non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110). They are comparable in size and age: total assets between €194,000 and €261,000, founded between 2014 and 2016.
Official details
Source: KBO- Status
- Active since 21-04-2015Normal situation
- Activity
- Non-specialised retail sale with food, beverages or tobacco predominatingNACE 47110
- Establishment unit
- 2.241.517.9661000 Brussels, since 20-05-2015
- Financial year end
- 31 December
- Peppol
- Reachable since 03-03-2026
Insights on ROZ
ROZ has existed since 2015. The present size dates from 2016. Turnover rose that year from €170,661 to €350,324.
Solvency rose in 2025 from -20.1% to 6.5% because of the retained profit.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about ROZ
- What is the company number of ROZ?
- The company number of ROZ is 0628.761.423. The VAT number is the same number with BE in front: BE 0628.761.423.
- Where is ROZ based?
- The registered office is at Adolphe Maxlaan 132, 1000 Brussels.Company details
- What does ROZ do?
- According to the KBO register, the main activity is non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110).
- What is the legal form of ROZ?
- ROZ is a private limited company (BV).
- When was ROZ founded?
- ROZ was founded on 21-04-2015.
- Is ROZ still active?
- Yes, ROZ is an active enterprise in the KBO register.
- How many employees does ROZ have?
- ROZ had an average of 2.1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of ROZ?
- The turnover of ROZ was €1.0m in financial year 2025, according to the filed annual accounts.
- Is ROZ profitable?
- In financial year 2025, ROZ made a profit of €52,839.
- Where can I find the annual accounts of ROZ?
- ROZ filed 11 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of ROZ due?
- ROZ must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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