ROZ
ActiveSummary
ROZ has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €15k and a net result of €53k. Equity is growing by ~24.3% per year across the filed fiscal years. Its solvency ranks better than 27% of 18400 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability78▲+78
Solvency31▲+26
Growth79▲+33
Track record100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.02 against 0.81 in 2024; short-term debt: 93.5% and cash: 41.2% of total assets), and 93.5% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
6.5%
Return on assets
22.2%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
24 d late
2024
9 d early
2023
27 d late
2022
81 d early
2021
30 d late
2020
26 d late
2019
31 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€1.02M▲ 27.1%
2024 · €805k
2018: €405k
2019: €457k▲ +12.9% vs 2018
2020: €333k▼ -27.1% vs 2019lowest in 8 years
2021: €596k▲ +79.1% vs 2020
2022: €840k▲ +40.9% vs 2021
2023: €761k▼ -9.5% vs 2022
2024: €805k▲ +5.8% vs 2023
2025: €1.02M▲ +27.1% vs 2024highest in 8 years
2018 → 2025
EBIT margin
5.0%▲ 13.9pp
2024 · -8.9%
2018: -0.3%
2019: -0.2%▲ +21.4% vs 2018
2020: 0.5%▲ +348% vs 2019
2021: 2.0%▲ +286% vs 2020
2022: 5.6%▲ +175% vs 2021highest in 8 years
2023: 1.0%▼ -82.0% vs 2022
2024: -8.9%▼ -984% vs 2023lowest in 8 years
2025: 5.0%▲ +157% vs 2024
2018 → 2025
Net result
€53k
2024 · €-72k
2018: €-1k
2019: €-1k▲ +21.9% vs 2018
2020: €2k▲ +252% vs 2019
2021: €12k▲ +619% vs 2020
2022: €41k▲ +253% vs 2021
2023: €6k▼ -85.9% vs 2022
2024: €-72k▼ -1333% vs 2023lowest in 8 years
2025: €53k▲ +174% vs 2024highest in 8 years
2018 → 2025
Working capital
€5k
2024 · €-42k
2018: €-26k
2019: €-29k▼ -9.8% vs 2018
2020: €-21k▲ +26.9% vs 2019
2021: €-10k▲ +52.4% vs 2020
2022: €28k▲ +379% vs 2021highest in 8 years
2023: €27k▼ -1.5% vs 2022
2024: €-42k▼ -255% vs 2023lowest in 8 years
2025: €5k▲ +112% vs 2024
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€596k-€840k▲ 40.9%€761k▼ 9.5%€805k▲ 5.8%€1.02M▲ 27.1%
2021: €596klowest in 5 years
2022: €840k▲ +40.9% vs 2021
2023: €761k▼ -9.5% vs 2022
2024: €805k▲ +5.8% vs 2023
2025: €1.02M▲ +27.1% vs 2024highest in 5 years
Equity€-13k-€29k€34k▲ 20.4%€-37k€15k
2021: €-13k
2022: €29k▲ +321% vs 2021
2023: €34k▲ +20.4% vs 2022highest in 5 years
2024: €-37k▼ -209% vs 2023lowest in 5 years
2025: €15k▲ +141% vs 2024
Operating result€12k-€47k▲ 288%€8k▼ 83.7%€-72k€52k
2021: €12k
2022: €47k▲ +288% vs 2021
2023: €8k▼ -83.7% vs 2022
2024: €-72k▼ -1036% vs 2023lowest in 5 years
2025: €52k▲ +172% vs 2024highest in 5 years
Net result€12k-€41k▲ 253%€6k▼ 85.9%€-72k€53k
2021: €12k
2022: €41k▲ +253% vs 2021
2023: €6k▼ -85.9% vs 2022
2024: €-72k▼ -1333% vs 2023lowest in 5 years
2025: €53k▲ +174% vs 2024highest in 5 years
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €52k after a loss of €72k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €238k
Fixed assets
€10k ▲ 116%
Current assets
€228k ▲ 25.2%
Equity and liabilities €238k
Equity
€15k
Debt
€223k
Debt finances 93.5% of the balance-sheet total.
Key figures and ratios
EBITDA
€54k▲
2024 · €-69k
Cash flow
€55k▲
2024 · €-69k
Current ratio
1.02▲
2024 · 0.81
Quick ratio
0.45▲
2024 · 0.05
Debt to equity
14.50▲
2024 · -5.98
ROE
344.1%
ROA
22.2%▲
2024 · -38.5%
Interest coverage
261.60▲
2024 · -212.02
Debt ≤ 1 year
€223k▼
2024 · €224k
Income taxes
€3k
Staff costs
€85k▼
2024 · €138k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet
Code20242025
Assets
Total assets20/58€187k€238k▲
Fixed assets21/28€5k€10k▲
Tangible fixed assets22/27€5k€10k▲
Furniture and vehicles24€5k€10k▲
Current assets29/58€182k€228k▲
Stocks and contracts in progress3€171k€128k▼
Stocks30/36€171k€128k▼
Amounts receivable within one year40/41€8k€1k▼
Trade receivables40-€1k
Other amounts receivable41€8k-
Cash at bank and in hand54/58€3k€98k▲
Equity and liabilities
Total equity and liabilities10/49€187k€238k▲
Equity10/15€-37k€15k▲
Contributions10/11€6k€6k=
Outside capital11€6k-
Other1109/19€6k-
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€-45k€8k▲
Amounts payable17/49€224k€223k▼
Amounts payable within one year42/48€224k€223k▼
Trade debts44€135k€124k▼
Suppliers440/4€135k€124k▼
Taxes, remuneration and social security45€33k€33k▲
Taxes450/3€8k€28k▲
Remuneration and social security454/9€25k€6k▼
Other amounts payable47/48€57k€66k▲
Income statement
Code20242025
Turnover70€805k€1.02M▲
Goods, raw materials, services and sundry goods60/61€835k€978k▲
Remuneration, social security and pensions62€138k€85k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€3k▲
Other operating charges640/8€6k€1k▼
Gross operating margin9900€76k€140k▲
Operating profit (loss)9901€-72k€52k▲
Financial income75/76B-€4k
Recurring financial income75-€4k
Financial charges65/66B€326€207▼
Recurring financial charges65€326€207▼
Profit (loss) for the period before taxes9903€-72k€55k▲
Income taxes67/77-€3k
Profit (loss) for the period9904€-72k€53k▲
Profit (loss) for the period to be appropriated9905€-72k€53k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-45k€8k▲
Profit (loss) brought forward from the previous period14P€27k€-45k▼
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €596k | €840k | €761k | €805k | €1.02M | ▲ 27.1% |
| Goods, raw materials, services and sundry goods60/61 | €582k | €782k | €724k | €835k | €978k | ▲ 17.1% |
| Remuneration, social security and pensions62 | - | €3k | €65k | €138k | €85k | ▼ 38.7% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4k | €4k | €942 | €2k | €3k | ▲ 6.4% |
| Other operating charges640/8 | €875 | €6k | €6k | €6k | €1k | ▼ 76.9% |
| Gross operating margin9900 | €17k | €59k | €80k | €76k | €140k | ▲ 85.8% |
| Operating profit (loss)9901 | €12k | €47k | €8k | €-72k | €52k | ▲ 172% |
| Financial income75/76B | - | - | - | - | €4k | - |
| Recurring financial income75 | - | - | - | - | €4k | - |
| Financial charges65/66B | €322 | €120 | €94 | €326 | €207 | ▼ 36.5% |
| Recurring financial charges65 | €322 | €120 | €94 | €326 | €207 | ▼ 36.5% |
| Profit (loss) for the period before taxes9903 | €12k | €47k | €8k | €-72k | €55k | ▲ 177% |
| Income taxes67/77 | - | €5k | €2k | - | €3k | - |
| Profit (loss) for the period9904 | €12k | €41k | €6k | €-72k | €53k | ▲ 174% |
| Profit (loss) for the period to be appropriated9905 | €12k | €41k | €6k | €-72k | €53k | ▲ 174% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €104k | €174k | €162k | €187k | €238k | ▲ 27.5% |
| Fixed assets21/28 | €5k | €863 | €7k | €5k | €10k | ▲ 116% |
| Tangible fixed assets22/27 | €5k | €863 | €7k | €5k | €10k | ▲ 116% |
| Furniture and vehicles24 | €5k | €863 | €7k | €5k | €10k | ▲ 116% |
| Current assets29/58 | €100k | €173k | €155k | €182k | €228k | ▲ 25.2% |
| Stocks and contracts in progress3 | €97k | €171k | €148k | €171k | €128k | ▼ 24.9% |
| Stocks30/36 | €97k | €171k | €148k | €171k | €128k | ▼ 24.9% |
| Amounts receivable within one year40/41 | - | - | - | €8k | €1k | ▼ 83.2% |
| Trade receivables40 | - | - | - | - | €1k | - |
| Other amounts receivable41 | - | - | - | €8k | - | - |
| Current investments50/53 | €348 | €348 | €348 | - | - | - |
| Cash at bank and in hand54/58 | €2k | €2k | €6k | €3k | €98k | ▲ 2,864% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €104k | €174k | €162k | €187k | €238k | ▲ 27.5% |
| Equity10/15 | €-13k | €29k | €34k | €-37k | €15k | ▲ 141% |
| Contributions10/11 | €6k | €6k | €6k | €6k | €6k | = |
| Capital10 | €6k | €6k | €6k | - | - | - |
| Issued capital100 | €18k | €18k | €18k | - | - | - |
| Uncalled capital101 | €12k | €12k | €12k | - | - | - |
| Outside capital11 | - | - | - | €6k | - | - |
| Other1109/19 | - | - | - | €6k | - | - |
| Reserves13 | - | €1k | €2k | €2k | €2k | = |
| Non-distributable reserves130/1 | - | €1k | €2k | €2k | €2k | = |
| Legal reserve130 | - | €1k | €2k | - | - | - |
| Reserves not available under the articles1311 | - | - | - | €2k | €2k | = |
| Profit (loss) carried forward14 | €-19k | €21k | €27k | €-45k | €8k | ▲ 117% |
| Amounts payable17/49 | €117k | €145k | €128k | €224k | €223k | ▼ 0.7% |
| Amounts payable after more than one year17 | €8k | - | - | - | - | - |
| Financial debts170/4 | €8k | - | - | - | - | - |
| Amounts payable within one year42/48 | €110k | €145k | €128k | €224k | €223k | ▼ 0.7% |
| Trade debts44 | €44k | €86k | €36k | €135k | €124k | ▼ 8.1% |
| Suppliers440/4 | €44k | €86k | €36k | €135k | €124k | ▼ 8.1% |
| Taxes, remuneration and social security45 | €21k | €29k | €41k | €33k | €33k | ▲ 1.9% |
| Taxes450/3 | €8k | €17k | €23k | €8k | €28k | ▲ 267% |
| Remuneration and social security454/9 | €13k | €13k | €19k | €25k | €6k | ▼ 78.0% |
| Other amounts payable47/48 | €45k | €30k | €50k | €57k | €66k | ▲ 15.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €12k | €41k | €6k | €-72k | €53k | ▲ 174% |
| + Depreciation and write-downs630 | €4k | €4k | €942 | €2k | €3k | ▲ 6.4% |
| Operating cash flow (approximation) | €15k | €45k | €7k | €-69k | €55k | ▲ 180% |
| Investment in fixed assets (approximation) | - | €1 | €-7k | €0 | €-8k | - |
| Change in cash | - | €-274 | €4k | €-3k | €95k | ▲ 3,369% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 24 days late
2025
31-12
Financial
Back to profitnet €53k
Net result €53k after one loss-making year.
22-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-72k
Net result drops to €-72k, the lowest in the series; recovery starts the following year.
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
11-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
2020
31-12
Financial
Back to profitnet €2k
Net result €2k after 2 loss-making years.
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 31 days late
2019
09-07
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
18-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 7 acts read
About the unread acts
We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2015
Ground area
374 m²
Building footprint
368 m²
Volume, LiDAR
11,712 m³
Parcel 21802B0090/00C000, Brussels · tallest building 38.8 m, ±11 floors. Linked by address, not a title deed.
5
companies at this address
See who is registered here
1 establishment unit
Mini Supermarket
since 20152.241.517.966
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21802B0090/00C000 | Brussels | 374 m² | 1 · 368 m² | 38.8 m · 11 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteBrussel2.241.517.966
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Of 10,506 companies in sector 47110 we hold annual accounts for 5,848. 3,902 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded21-04-2015
Fiscal year end31-12
Activities, NACEBEL 2025
47110Non-specialised retail sale with food, beverages or tobacco predominating
Scores and ratios are computed by Checked and are not a credit decision.