ROYER
ActiveROYER has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €248k and a net result of €51k. Equity is growing by ~4.1% per year across the filed fiscal years. Its solvency ranks better than 38% of 27386 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
64
/ 100
Healthy▲ +52 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+100
Solvency48▲+10
Growth78▲+26
Stability100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €16k at 30 days acceptable
Liquidity short (current ratio 0.27 against 0.28 in 2024), and 63.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
36.2%
Return on assets
7.5%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
21 d early
2024
15 d early
2023
15 d early
2022
33 d early
2021
37 d early
2020
45 d early
2019
36 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€248k▲ 26.2%
2024 · €197k
2018: €188k
2019: €197k
2020: €212k
2021: €212k
2022: €146k
2023: €308k
2024: €197k
2018 → 2025
Total assets
€685k▲ 2.8%
2024 · €667k
2018: €286k
2019: €269k
2020: €256k
2021: €234k
2022: €175k
2023: €541k
2024: €667k
2018 → 2025
Net result
€51k
2024 · €-112k
2018: €19k
2019: €10k
2020: €15k
2021: €885
2022: €-66k
2023: €162k
2024: €-112k
2018 → 2025
Working capital
€-209k▲ 3.7%
2024 · €-217k
2018: €97k
2019: €98k
2020: €114k
2021: €119k
2022: €77k
2023: €316k
2024: €-217k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€212k-€146k▼ 31.2%€308k▲ 111%€197k▼ 36.2%€248k▲ 26.2%
Operating result€973-€-63k€237k€-111k€54k
Net result€885-€-66k€162k€-112k€51k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €54k after a loss of €111k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €685k
Fixed assets
€608k▲ 4.3%
Current assets
€78k▼ 7.7%
Equity and liabilities €685k
Equity
€248k▲ 26.2%
Provisions
€59k▼ 8.7%
Debt
€379k▼ 6.7%
The debt ratio falls from 60.9% to 55.2%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€117k▲
2024 · €-82k
Cash flow
€115k▲
2024 · €-82k
Solvency
36.2%▲
2024 · 29.5%
Current ratio
0.27▼
2024 · 0.28
Quick ratio
0.26▼
2024 · 0.27
Debt / equity
1.53▼
2024 · 2.06
ROE
20.7%▲
2024 · -56.7%
ROA
7.5%▲
2024 · -16.7%
Interest coverage
16.70▲
2024 · -14.22
Debt
€379k▼
2024 · €406k
Debt ≤ 1 year
€287k▼
2024 · €302k
Debt > 1 year
€92k▼
2024 · €104k
Income taxes
€902▼
2024 · €1k
Staff costs
€111k▼
2024 · €138k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€667k€685k▲
Fixed assets21/28€582k€608k▲
Tangible fixed assets22/27€582k€608k▲
Plant, machinery and equipment23€439k€467k▲
Furniture and vehicles24€4k€8k▲
Other tangible fixed assets26€140k€132k▼
Current assets29/58€84k€78k▼
Stocks and contracts in progress3€3k€3k▲
Stocks30/36€3k€3k▲
Amounts receivable within one year40/41€73k€23k▼
Trade receivables40€64k€20k▼
Other amounts receivable41€9k€3k▼
Cash at bank and in hand54/58€7k€47k▲
Deferred charges and accrued income490/1€2k€5k▲
Equity and liabilities
Total equity and liabilities10/49€667k€685k▲
Equity10/15€197k€248k▲
Contributions10/11€20k€20k=
Reserves13€274k€252k▼
Tax-exempt reserves132€257k€235k▼
Distributable reserves133€17k€17k=
Profit (loss) carried forward14€-97k€-23k▲
Provisions and deferred taxes16€64k€59k▼
Deferred taxes168€64k€59k▼
Amounts payable17/49€406k€379k▼
Amounts payable after more than one year17€104k€92k▼
Financial debts170/4€104k€92k▼
Amounts payable within one year42/48€302k€287k▼
Current portion of amounts payable after more than one year42€12k€12k▲
Trade debts44€30k€18k▼
Suppliers440/4€30k€18k▼
Advances received on contracts in progress46-€35k
Taxes, remuneration and social security45€7k€4k▼
Taxes450/3€4k€4k▲
Remuneration and social security454/9€3k-
Other amounts payable47/48€252k€217k▼
Income statement
Code20242025
Remuneration, social security and pensions62€138k€111k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€29k€64k▲
Other operating charges640/8€2k€1k▼
Gross operating margin9900€58k€229k▲
Operating profit (loss)9901€-111k€54k▲
Financial income75/76B€3k€252▼
Recurring financial income75€3k€252▼
Financial charges65/66B€6k€7k▲
Recurring financial charges65€6k€7k▲
Profit (loss) for the period before taxes9903€-114k€47k▲
Transfer from deferred taxes780€4k€6k▲
Income taxes67/77€1k€902▼
Profit (loss) for the period9904€-112k€51k▲
Transfer from tax-exempt reserves789€14k€22k▲
Profit (loss) for the period to be appropriated9905€-98k€74k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-97k€-23k▲
Profit (loss) brought forward from the previous period14P€453€-97k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €51k
Net result €51k after one loss-making year.
31-12
Financial
Equity above €200kEq €248k ▲26.2%
Equity rises from €197k to €248k.
16-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-112k ▼169%
Net result drops to €-112k, the lowest in the series; recovery starts the following year.
16-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €162k
Net result €162k after one loss-making year.
31-12
Financial
Liquidity doublescurrent ratio 7.51
Current ratio from 3.66 to 7.51.
31-12
Financial
Equity above €200kEq €308k ▲111%
Equity rises from €146k to €308k.
28-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
24-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
16-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €200kEq €212k ▲7.6%
3 profitable years in a row build equity to €212k.
25-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
27-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
20-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
29-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Truiden · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Borloweg 373800 Sint-TruidenGround area
3,511 m²
Building footprint
941 m²
Volume, LiDAR
5,281 m³
Parcel 71027A0221/00E000, Flanders · tallest building 10.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Royer
since 20062.156.007.518
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71027A0221/00E000 | Flanders | 3,511 m² | 1 · 941 m² | 10.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 to 2025 · 2 entries · 3,263 EUR awarded · 3,263 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 0 EUR | 3,263 EUR |
| 2024 | 1 | 3,263 EUR | 0 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Food safety, FASFC
1 siteSint-Truiden2.156.007.518
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Ing Belg
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TOM SCHOUKENS
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Of 8,483 companies in sector 43410 we hold annual accounts for 4,308. 3,447 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-07-2006
Fiscal year end31-12
Activities, NACEBEL
43410Roofing work
45220
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.