Credit risk
Bankruptcy probability (12 mo)
Credit advice
verdict per amount and termTimeline
What happened to this company, by date
fiscal year 2026 expected by 31-07-2027
2026
09-06-2026 NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
17-06-2025 NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
13-06-2024 NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
28-09-2023 State Gazette act Minor change
oprichting · Myriam-Alexandra Vreven
Financials
Equity€73k+114.4%
2023: €8k
2024: €34k
Total assets€103k+57.5%
2023: €20k
2024: €65k
Net result€39k+51.9%
2023: €5k
2024: €26k
Working capital€72k+119.0%
2023: €8k
2024: €33k
Turnover and EBIT margin not published: the micro schema does not require them.
Figures by fiscal year
fiscal year 2025 · micro schemaSector comparison
Fiscal year 2025 · NACE 82 · compared within the same schema type (micro schema)
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 71.0% | 51.4% | |
| Net result | €39k | €24k | |
| Equity | €73k | €51k | |
| Gross operating margin | €50k | €46k | |
| Total assets | €103k | €117k |
Sector position over time
Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).
P67
Improving position over 2023-2025
· n=1089-3177
P63
Improving position over 2023-2025
· n=1089-3176
P60
Improving position over 2023-2025
· n=1090-3179
P53
Improving position over 2023-2025
· n=1089-3176
€50k
+49.8%
23-25
€39k
+52.1%
23-25
€10k
+43.3%
23-25
€30k
-4.6%
23-25
€30k
-4.6%
23-25
3.43
+66.6%
23-25
3.43
+66.6%
23-25
71.0%
+36.1%
23-25
0.41
-55.5%
23-25
53.4%
-29.2%
23-25
37.9%
-3.6%
23-25
113.67
+25.9%
23-25
Figures by fiscal year and ratios
| Fiscal year | 2025 |
|---|---|
| Deposit | micro schema |
| Revenue | - |
| EBITDA | €50k |
| Net profit | €39k |
| Cash flow | €39k |
| Staff costs | - |
| Income taxes | €10k |
| Dividends | - |
| Total assets | €103k |
| Equity | €73k |
| Debt | €30k |
| of which ≤ 1y | €30k |
| of which > 1y | - |
| Working capital | €72k |
| Employees (FTE) | - |
Ratios (computed)
| 2025 | |
|---|---|
| Current ratio | 3.43 |
| Quick ratio | 3.43 |
| Working capital ratio | 70.5% |
| Solvency | 71.0% |
| Debt / equity | 0.41 |
| Long-term debt ratio | - |
| Interest coverage | 113.67 |
| Gross margin | - |
| Net margin | - |
| ROA | 37.9% |
| ROE | 53.4% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
This table shows the latest fiscal year. 2 prior years, with figures and ratios, belong to a paid plan.
See plans →
Balance-sheet composition 2025
Full annual accounts (21 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €103k |
| Fixed assets | 21/28 | €583 |
| Tangible fixed assets | 22/27 | €583 |
| Current assets | 29/58 | €102k |
| Amounts receivable within one year | 40/41 | €65k |
| Cash & bank | 54/58 | €37k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €103k |
| Equity | 10/15 | €73k |
| Contributions / capital | 10/11 | €3k |
| Reserves | 13 | €70k |
| Accumulated profits (losses) | 14 | €-14 |
| Amounts payable | 17/49 | €30k |
| Amounts payable within one year | 42/48 | €30k |
| Trade debts payable within one year | 44 | €13k |
| Income statement | ||
| Gross operating margin | 9900 | €50k |
| Operating result | 9901 | €50k |
| Financial charges | 65 | €441 |
| Result before taxes | 9903 | €49k |
| Income taxes | 67/77 | €10k |
| Net result for the period | 9904 | €39k |
| Result to be appropriated | 9905 | €39k |
Signals
4 signals
Consistently profitable
Positive net result in the two most recent financial years (2024 and 2025).
View the result trend Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
View the equity trend Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-06-2026, 52 days ahead of the deadline.
Young company
Founded in 2023, under 3 years, statistically higher risk.
No strikeouts found in the KBO publications · how complete this is
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Filing history by fiscal year and how the deadline is computed
Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-06-2026, 52 days ahead of the deadline.
The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
How we compute the deadline
The year end is derived from 3 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2025, that is 31-07-2026.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2025 | 31-07-2026 | 09-06-2026 | 52 d early | 2026-00145648 |
| 31-12-2024 | 31-07-2025 | 17-06-2025 | 44 d early | 2025-00144584 |
| 31-12-2023 | 31-07-2024 | 13-06-2024 | 48 d early | 2024-00125920 |
Source: the National Bank's deposit records, as we have ingested them. NOTE: our copy has a gap across June to August 2026, missing roughly 220,000 deposits; for July we hold 15,605 of about 137,000 expected. A year whose deadline falls in that window shows as not confirmed, not as not filed. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Locations & real estate
Registered office
Establishment units
1 locationROXO
since 20232.349.948.328
Parcels1
Ground area1,789 m²
Buildings1
Building footprint1,450 m²
Volume (LiDAR)8,212 m³
Tallest building7.6 m · ±2 fl.
Real-estate footprint
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24001A0279/00F004 | Flanders | 1,789 m² | 1 · 1,450 m² | 7.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar
Similar companies
Comparable size, same sectorBE 0800.734.010 · Lommel
BE 1007.446.354 · Dendermonde
BE 0805.681.703 · Antwerpen
BE 0756.853.485 · Hamme (Vl.)
BE 0761.481.276 · Deinze
How this selection is made
We hold annual accounts for 2,995 of the 24,569 companies in this sector. 2,438 of them are within a factor 10 of this company's equity.
Company registry
Company registry (CBE)
Crossroads BankActivities
Overige zakelijke dienstverlening, neg82990