Roxamel
ActiveSummary
Roxamel has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €649k and a net result of €145k. Equity is growing by ~16.4% per year across the filed fiscal years. Its solvency ranks better than 47% of 31791 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability84▲+1
Solvency78▼-18
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50k at 30 days acceptable
Liquidity short (current ratio 0.85 against 2.65 in 2024; short-term debt: 34.9% and cash: 7.5% of total assets), and 47.1% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
52.9%
Return on assets
11.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-06-2026, 49 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
49 d early
2024
44 d early
2023
34 d early
2022
34 d early
2021
69 d early
2020
59 d early
2019
38 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€649k▼ 22.7%
2024 · €840k
2018: €333k
2019: €330k▼ -0.9% vs 2018lowest in 8 years
2020: €344k▲ +4.5% vs 2019
2021: €430k▲ +24.9% vs 2020
2022: €557k▲ +29.5% vs 2021
2023: €704k▲ +26.4% vs 2022
2024: €840k▲ +19.3% vs 2023highest in 8 years
2025: €649k▼ -22.7% vs 2024
2018 → 2025
Total assets
€1.23M▲ 3.4%
2024 · €1.19M
2018: €1.03M
2019: €991k▼ -4.0% vs 2018
2020: €957k▼ -3.4% vs 2019lowest in 8 years
2021: €1.10M▲ +14.4% vs 2020
2022: €1.16M▲ +5.6% vs 2021
2023: €1.14M▼ -1.4% vs 2022
2024: €1.19M▲ +4.1% vs 2023
2025: €1.23M▲ +3.4% vs 2024highest in 8 years
2018 → 2025
Net result
€145k▲ 3.6%
2024 · €140k
2018: €13k
2019: €-3k▼ -122% vs 2018lowest in 8 years
2020: €15k▲ +601% vs 2019
2021: €86k▲ +484% vs 2020
2022: €127k▲ +48.4% vs 2021
2023: €147k▲ +15.4% vs 2022highest in 8 years
2024: €140k▼ -4.7% vs 2023
2025: €145k▲ +3.6% vs 2024
2018 → 2025
Working capital
€-63k
2024 · €165k
2018: €-181k
2019: €-201k▼ -11.2% vs 2018
2020: €-221k▼ -9.9% vs 2019lowest in 8 years
2021: €-78k▲ +65.0% vs 2020
2022: €-34k▲ +56.5% vs 2021
2023: €59k▲ +275% vs 2022
2024: €165k▲ +179% vs 2023highest in 8 years
2025: €-63k▼ -138% vs 2024
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€430k-€557k▲ 29.5%€704k▲ 26.4%€840k▲ 19.3%€649k▼ 22.7%
2021: €430klowest in 5 years
2022: €557k▲ +29.5% vs 2021
2023: €704k▲ +26.4% vs 2022
2024: €840k▲ +19.3% vs 2023highest in 5 years
2025: €649k▼ -22.7% vs 2024
Operating result€172k-€202k▲ 17.4%€226k▲ 12.1%€205k▼ 9.3%€219k▲ 7.0%
2021: €172klowest in 5 years
2022: €202k▲ +17.4% vs 2021
2023: €226k▲ +12.1% vs 2022highest in 5 years
2024: €205k▼ -9.3% vs 2023
2025: €219k▲ +7.0% vs 2024
Net result€86k-€127k▲ 48.4%€147k▲ 15.4%€140k▼ 4.7%€145k▲ 3.6%
2021: €86klowest in 5 years
2022: €127k▲ +48.4% vs 2021
2023: €147k▲ +15.4% vs 2022highest in 5 years
2024: €140k▼ -4.7% vs 2023
2025: €145k▲ +3.6% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 7% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.23M
Fixed assets
€864k ▼ 6.5%
Current assets
€365k ▲ 38.0%
Equity and liabilities €1.23M
Equity
€649k ▼ 22.7%
Debt
€579k ▲ 66.7%
Debt's share of the balance-sheet total rises from 29.3% to 47.1%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€289k▲
2024 · €275k
Cash flow
€215k▲
2024 · €211k
Current ratio
0.85▼
2024 · 2.65
Debt to equity
0.89▲
2024 · 0.41
ROE
22.3%▲
2024 · 16.7%
ROA
11.8%▲
2024 · 11.8%
Interest coverage
33.73▲
2024 · 21.48
Debt ≤ 1 year
€428k▲
2024 · €100k
Debt > 1 year
€148k▼
2024 · €241k
Income taxes
€66k▲
2024 · €57k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 54 lines
Balance sheet
Code20242025
Assets
Total assets20/58€1.19M€1.23M▲
Fixed assets21/28€923k€864k▼
Tangible fixed assets22/27€923k€864k▼
Land and buildings22€853k€807k▼
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€61k€41k▼
Other tangible fixed assets26€6k€14k▲
Financial fixed assets28€0-
Current assets29/58€264k€365k▲
Amounts receivable within one year40/41€237k€122k▼
Trade receivables40€237k€122k▼
Other amounts receivable41-€99
Current investments50/53€518€150k▲
Cash at bank and in hand54/58€24k€93k▲
Deferred charges and accrued income490/1€4k€372▼
Equity and liabilities
Total equity and liabilities10/49€1.19M€1.23M▲
Equity10/15€840k€649k▼
Contributions10/11€146k€146k=
Reserves13€694k€503k▼
Distributable reserves133€694k€503k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€347k€579k▲
Amounts payable after more than one year17€241k€148k▼
Financial debts170/4€241k€148k▼
Other amounts payable178/9€0-
Amounts payable within one year42/48€100k€428k▲
Current portion of amounts payable after more than one year42€41k€42k▲
Trade debts44€8k€3k▼
Suppliers440/4€8k€3k▼
Taxes, remuneration and social security45€48k€39k▼
Taxes450/3€48k€39k▼
Other amounts payable47/48€4k€344k▲
Accrued charges and deferred income492/3€7k€2k▼
Income statement
Code20242025
Non-recurring operating income76A€2k€2k=
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€71k€69k▼
Other operating charges640/8€9k€12k▲
Gross operating margin9900€284k€300k▲
Operating profit (loss)9901€205k€219k▲
Financial income75/76B€5k€292▼
Recurring financial income75€0€292▲
Non-recurring financial income76B€5k€0▼
Financial charges65/66B€13k€9k▼
Recurring financial charges65€13k€9k▼
Profit (loss) for the period before taxes9903€197k€211k▲
Income taxes67/77€57k€66k▲
Profit (loss) for the period9904€140k€145k▲
Profit (loss) for the period to be appropriated9905€140k€145k▲
Appropriation of the result
Profit (loss) to be appropriated9906€140k€145k▲
Transfer from equity791/2-€336k
Transfer to equity691/2€136k€145k▲
To other reserves6921€136k€145k▲
Profit to be distributed694/7€4k€336k▲
Return on contributions (dividend)694-€336k
Directors or managers695€4k€0▼
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €0 | €2k | €0 | €2k | €2k | = |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €50k | €58k | €72k | €71k | €69k | ▼ 1.5% |
| Other operating charges640/8 | €8k | €8k | €8k | €9k | €12k | ▲ 33.3% |
| Non-recurring operating charges66A | - | €63 | €0 | - | - | - |
| Gross operating margin9900 | €229k | €267k | €306k | €284k | €300k | ▲ 5.7% |
| Operating profit (loss)9901 | €172k | €202k | €226k | €205k | €219k | ▲ 7.0% |
| Financial income75/76B | €255 | €237 | €294 | €5k | €292 | ▼ 94.0% |
| Recurring financial income75 | €255 | €237 | €294 | €0 | €292 | - |
| Non-recurring financial income76B | - | - | - | €5k | €0 | ▼ 100% |
| Financial charges65/66B | €17k | €16k | €15k | €13k | €9k | ▼ 33.3% |
| Recurring financial charges65 | €17k | €16k | €15k | €13k | €9k | ▼ 33.3% |
| Profit (loss) for the period before taxes9903 | €155k | €186k | €211k | €197k | €211k | ▲ 7.1% |
| Income taxes67/77 | €69k | €58k | €64k | €57k | €66k | ▲ 15.8% |
| Profit (loss) for the period9904 | €86k | €127k | €147k | €140k | €145k | ▲ 3.6% |
| Transfer from tax-exempt reserves789 | €108k | €0 | - | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €194k | €127k | €147k | €140k | €145k | ▲ 3.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €1.10M | €1.16M | €1.14M | €1.19M | €1.23M | ▲ 3.4% |
| Fixed assets21/28 | €1.02M | €1.02M | €996k | €923k | €864k | ▼ 6.5% |
| Tangible fixed assets22/27 | €1.02M | €1.02M | €994k | €923k | €864k | ▼ 6.5% |
| Land and buildings22 | €997k | €951k | €899k | €853k | €807k | ▼ 5.4% |
| Plant, machinery and equipment23 | €8k | €5k | €6k | €3k | €2k | ▼ 48.1% |
| Furniture and vehicles24 | €7k | €56k | €81k | €61k | €41k | ▼ 32.8% |
| Other tangible fixed assets26 | €11k | €9k | €8k | €6k | €14k | ▲ 133% |
| Financial fixed assets28 | €2k | €2k | €2k | €0 | - | - |
| Current assets29/58 | €71k | €135k | €145k | €264k | €365k | ▲ 38.0% |
| Amounts receivable within one year40/41 | €63k | €123k | €130k | €237k | €122k | ▼ 48.5% |
| Trade receivables40 | €63k | €123k | €130k | €237k | €122k | ▼ 48.6% |
| Other amounts receivable41 | - | - | - | - | €99 | - |
| Current investments50/53 | €518 | €518 | €518 | €518 | €150k | ▲ 28,856% |
| Cash at bank and in hand54/58 | €7k | €9k | €14k | €24k | €93k | ▲ 293% |
| Deferred charges and accrued income490/1 | €384 | €2k | €2k | €4k | €372 | ▼ 89.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €1.10M | €1.16M | €1.14M | €1.19M | €1.23M | ▲ 3.4% |
| Equity10/15 | €430k | €557k | €704k | €840k | €649k | ▼ 22.7% |
| Contributions10/11 | €146k | €146k | €146k | €146k | €146k | = |
| Reserves13 | €284k | €411k | €558k | €694k | €503k | ▼ 27.5% |
| Non-distributable reserves130/1 | €15k | €15k | €0 | - | - | - |
| Other1319 | €15k | €15k | €0 | - | - | - |
| Tax-exempt reserves132 | €0 | - | - | - | - | - |
| Distributable reserves133 | €270k | €397k | €558k | €694k | €503k | ▼ 27.5% |
| Profit (loss) carried forward14 | - | €0 | €0 | €0 | €0 | - |
| Amounts payable17/49 | €665k | €600k | €437k | €347k | €579k | ▲ 66.7% |
| Amounts payable after more than one year17 | €509k | €424k | €342k | €241k | €148k | ▼ 38.4% |
| Financial debts170/4 | €507k | €422k | €340k | €241k | €148k | ▼ 38.4% |
| Other amounts payable178/9 | €2k | €2k | €2k | €0 | - | - |
| Amounts payable within one year42/48 | €148k | €168k | €86k | €100k | €428k | ▲ 329% |
| Current portion of amounts payable after more than one year42 | €60k | €38k | €39k | €41k | €42k | ▲ 2.7% |
| Financial debts43 | €0 | - | - | - | - | - |
| Credit institutions430/8 | €0 | - | - | - | - | - |
| Trade debts44 | €13k | €17k | €8k | €8k | €3k | ▼ 54.9% |
| Suppliers440/4 | €13k | €17k | €8k | €8k | €3k | ▼ 54.9% |
| Taxes, remuneration and social security45 | €75k | €110k | €38k | €48k | €39k | ▼ 18.3% |
| Taxes450/3 | €75k | €110k | €38k | €48k | €39k | ▼ 18.3% |
| Other amounts payable47/48 | €674 | €3k | €354 | €4k | €344k | ▲ 8,403% |
| Accrued charges and deferred income492/3 | €8k | €7k | €8k | €7k | €2k | ▼ 62.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €86k | €127k | €147k | €140k | €145k | ▲ 3.6% |
| + Depreciation and write-downs630 | €50k | €58k | €72k | €71k | €69k | ▼ 1.5% |
| Operating cash flow (approximation) | €136k | €185k | €219k | €211k | €215k | ▲ 1.9% |
| Investment in fixed assets (approximation) | - | €-56k | €-45k | €2k | €-10k | ▼ 666% |
| Change in cash | - | €3k | €4k | €10k | €69k | ▲ 586% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
17-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €147k ▲15.4%
Operating result €226k, net result €147k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 1.68
Current ratio from 0.80 to 1.68; short-term debt falls from €168k to €86k.
27-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €500kEq €557k ▲29.5%
3 profitable years in a row build equity to €557k.
23-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
02-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Back to profitnet €15k
Net result €15k after one loss-making year.
23-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €-3k
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
Show earlier events
20-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
28-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
07-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Martens-Latem · 1 establishment unit since 2002
Ground area
4,142 m²
Building footprint
219 m²
Volume, LiDAR
1,229 m³
Parcel 44064B0422/00K000, Flanders · tallest building 9.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Oudburgweg 19, 9830 Sint-Martens-Latem
since 20022.091.833.902
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44064B0422/00K000 | Flanders | 4,142 m² | 1 · 219 m² | 9.6 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,553 companies in sector 70200 we hold annual accounts for 52,585. 32,318 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded14-07-1999
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
68201Renting and operating of own or leased residential real estate, excluding social housing
Scores and ratios are computed by Checked and are not a credit decision.