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ROWI AUTO SERVICE

Active
Private limited companyfounded 1999active for 26 yearsMierdsedijk 87 A, 2382 Ravels, BelgiumKBO/BCE: BE 0468.555.431
Summary

ROWI AUTO SERVICE has been active since 1999 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €28,236 and a net result of €4,111. Equity has been growing by about 37% per year since 2018. Its solvency ranks better than 21% of 12,777 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 1.3% (low).

Overview

Official details

Source: KBO
Status
Active since 21-12-1999 Normal situation
Activity
Retail sale of flowers, plants, seeds and fertilisers NACE 47761and 2 others
Establishment units
2.099.318.936 2382 Ravels, since 27-01-2000
2.386.266.712 2382 Ravels, since 13-03-2026and 1 other
Financial year end
31 December
Peppol
Reachable since 08-08-2025

Financial position

64 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.3%
Annual accounts 2025
Gross margin
€31,637
▲ 6.4%
Turnover
≈ €140,000
estimated
Profit
€4,111
▼ 26.4%
Equity
€28,236
▲ 17.0%
Total assets
€262,889
▲ 10.8%
Score breakdownraises risk1 change of registered office in 24 monthsSector: Retail trade (NACE 47)lowers riskSize: total assets €262,889Figures for financial year 2025 (filed on 07-07-2026)Show the evidence

Checked score

Score 2025
64 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 34% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Weak
Solvency 36+1
equity 10.7% of total assets
Liquidity 4-3
short-term debt 89.3% · cash 2.5%
Profitability 45+8
return on assets 1.6%
Bankruptcy probability within 12 months
1.3% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,272 companies, NACE 47, micro)
Last 24 months 12-2024: 1.1% 01-2025: 1.1%● unchanged vs 12-2024 02-2025: 1.1%● unchanged vs 01-2025 03-2025: 1.1%● unchanged vs 02-2025 04-2025: 1.1%● unchanged vs 03-2025 05-2025: 1.1%● unchanged vs 04-2025 06-2025: 1.0%▼ -0.1 percentage points vs 05-2025 07-2025: 0.5%▼ -0.5 percentage points vs 06-2025lowest value 08-2025: 0.5%● unchanged vs 07-2025lowest value 09-2025: 0.5%● unchanged vs 08-2025lowest value 10-2025: 0.5%● unchanged vs 09-2025lowest value 11-2025: 0.5%● unchanged vs 10-2025lowest value 12-2025: 0.5%● unchanged vs 11-2025lowest value 01-2026: 1.2%▲ +0.7 percentage points vs 12-2025 02-2026: 1.2%● unchanged vs 01-2026 03-2026: 1.2%● unchanged vs 02-2026 04-2026: 1.5%▲ +0.3 percentage points vs 03-2026 05-2026: 1.7%▲ +0.2 percentage points vs 04-2026highest value 06-2026: 1.6%▼ -0.1 percentage points vs 05-2026 07-2026: 1.7%▲ +0.1 percentage points vs 06-2026 08-2026: 1.3%▼ -0.4 percentage points vs 07-2026 09-2026: 1.3%● unchanged vs 08-2026 10-2026: 1.3%● unchanged vs 09-2026 11-2026: 1.3%● unchanged vs 10-2026
Credit of up to €1,500 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.76 (0.86 in 2024), below 1. Short-term debt is 89.3% and cash 2.5% of total assets. 89.3% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 27% of them on solvency, 6% on liquidity, 33% on profitability and 70% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
lowers risk · Size: total assets €262,889
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Sector: Retail trade (NACE 47)
KBO
lowers risk · Figures for financial year 2025 (filed on 07-07-2026)
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 12777 sector peers (2025).
NBB · sector comparison
Position among 12777 sector peers
Solvency
better than 21%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
24 days early
2024
41 days early
2023
6 days late
2022
26 days early
2021
31 days late
2020
1 day early
2019
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 8 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 7 July (4 of the last 5 accounts filed within 31 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: 6 profitable years in a rowprofit 2025: €4,111 6 years View

Recent changes

  1. · Gazette deed Registered office moved from Ravels to PoppelNew seat: Mierdsedijk 87 A, 2382 Poppel · Previous seat: Geeneinde 24, 2381 Ravels
  2. · Gazette deed Change of role: VAN LOON, Ronny Cornelia Joannes, from manager to directorAppointment: VERHEYEN, Wilma (director)
  3. · Gazette deed Incorporation
All 15 events

Comparable companies

These companies have the same main activity as ROWI AUTO SERVICE: retail sale of flowers, plants, seeds and fertilisers (NACE 47761). They are comparable in size and age: total assets between €188,000 and €333,000, founded between 1994 and 2003.

CompanyTotal assetsGross margin
ROWI AUTO SERVICE Ravels€262,889€31,637
CASJPOO Heusden-Zolder€266,350€35,807
BV VAN ECCELPOEL Heist-op-den-Berg€191,069€26,073
PEDILEM Profondeville€333,426€24,296
FABATY Yvoir€209,391€39,193
ENTREPRISES GENERALES DE POMPES FUNEBRES DEVOEGELAER - FUNERAILLES Brussel€189,343€26,077
FLOWER FANTASIES Zaventem€188,349€27,980
Full comparison

Key facts about ROWI AUTO SERVICE

What is the company number of ROWI AUTO SERVICE?
The company number of ROWI AUTO SERVICE is 0468.555.431. The VAT number is the same number with BE in front: BE 0468.555.431.
Where is ROWI AUTO SERVICE based?
The registered office is at Mierdsedijk 87 A, 2382 Ravels.Company details
What does ROWI AUTO SERVICE do?
According to the KBO register, the main activity is retail sale of flowers, plants, seeds and fertilisers (NACE 47761).
What is the legal form of ROWI AUTO SERVICE?
The legal form of ROWI AUTO SERVICE is Private limited company (BV).
When was ROWI AUTO SERVICE founded?
ROWI AUTO SERVICE was founded on 21-12-1999.
Is ROWI AUTO SERVICE still active?
Yes, ROWI AUTO SERVICE is an active enterprise in the KBO register.
How many employees does ROWI AUTO SERVICE have?
ROWI AUTO SERVICE had an average of 0.7 full-time equivalents in financial year 2018, according to the filed annual accounts.Financials
What is the turnover of ROWI AUTO SERVICE?
The turnover in financial year 2025 is ≈ €140,000. This figure is estimated from the gross margin of €31,637 and 73 comparable companies (NACE 477). It probably lies between €79,000 and €270,000.
Is ROWI AUTO SERVICE profitable?
In financial year 2025, ROWI AUTO SERVICE made a profit of €4,111.
Where can I find the annual accounts of ROWI AUTO SERVICE?
ROWI AUTO SERVICE filed 26 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of ROWI AUTO SERVICE due?
ROWI AUTO SERVICE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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