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ROWANNE

Active Private limited companyfounded 2003active for 23 yearsBogaardenstraat 7, 3200 AarschotKBO/BCE: BE 0480.752.784

Lifetime

19 annual accounts with figures on one time axis, 22 filings since 2004
peak €166,253 (2010)
€122,375▲ 50.5%
lowest -€121,231 (2015)
€86,588▲ 49.9%
peak €298,486 (2025)
€298,486▲ 40.9%
€39,558▼ 31.7%
peak 1.5 FTE (2011)
-not published
Board1 name since 2021
Documentsfilings and deeds
31-07-2026on the last day
2025micro format
Gross margin from €81,308 to €122,375Result from €57,745 to €86,588Equity from €211,898 to €298,486Debts from €57,911 to €39,558Cash from €39,351 to €59,915

Key points

from the 2025 annual accounts

Equity

€298,486 ▲ 40.9%
€212,0002024€298,0002025

Equity rose in 2025 from €211,898 to €298,486.

Liquidity

8.49 was 4.62 in 2024

Short-term debts fell from €57,911 to €39,558.

Filings

22 annual accounts since 2004
AprilJune31 JulyOctober20102020

Three of the last ten came late. The 2021 accounts came latest: 31 days after the end of the period.

Checked score

97
Excellent
Financially stronger than 78% of micro companies in architecture and engineering (NACE 71)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.1% across 14,828 companies (NACE 71, micro).

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 0.1% 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.1%● unchanged vs 05-2025 07-2025: 0.2%▲ +0.1 percentage points vs 06-2025highest value 08-2025: < 0.1%▼ -0.2 percentage points vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026lowest value 09-2026: < 0.1%● unchanged vs 08-2026lowest value 10-2026: < 0.1%● unchanged vs 09-2026lowest value 11-2026: < 0.1%● unchanged vs 10-2026lowest value

Financial strength
Strong

100=equity 88.3% of total assets
71+10short-term debt 11.7% · cash 17.7%
100+9return on assets 25.6%

Score breakdown

lowers risk
Liquidity: current ratio 8.49, cash €59,915
Equity €298,486 (88.3% of total assets)
Sector: Architectural and engineering activities; technical testing and analysis (NACE 71)
Figures for financial year 2025 (filed on 31-07-2026)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 71, micro). It does better than 87% of them on solvency, 59% on liquidity, 88% on profitability and 79% on growth.

The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 31,368 companies had the same profile as ROWANNE has now. Each dot stands for 79 companies, two years later.

93.5%
were still trading
5.9%
stopped another way
0.5%
went bankrupt
  • Micro
  • 20 years or older
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

Another 0.1% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of ROWANNE itself: < 0.1% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 31,368 companies, not a prediction for ROWANNE. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €25,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 8.49 (4.62 in 2024), above the usual 1.5. Short-term debt is 11.7% and cash 17.7% of total assets. 11.7% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

5 signals, none raises the risk
Five signals.
lowers riskneutral
lowers risk · Liquidity: current ratio 8.49, cash €59,915
NBB · annual accounts
lowers risk · Equity €298,486 (88.3% of total assets)
NBB · annual accounts
lowers risk · Sector: Architectural and engineering activities; technical testing and analysis (NACE 71)
KBO
lowers risk · Figures for financial year 2025 (filed on 31-07-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
on the day
2024
1 day early
2023
29 days late
2022
30 days late
2021
31 days late
2020
1 day early
2019
43 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 6 days after the deadline. In the sector (NACE 71), the median for financial year 2024 was 8 days before the deadline, and 34% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Recent changes

Purpose change · Amendment of the articles · Legal-form change · Resignations & appointments Change of role: HOFKENS Greet Martha Rosa René, from manager to director · “Verzorging en hulpverlening; Preventie; Advies – en informatieverstrekking; Analyse en diagnose; Verkoop van…” (deed in Dutch) · Director discharge: HOFKENS Greet Martha Rosa René · General meeting of 20-12-2023 · Gazette deed
First establishment Bogaardenstraat 7, Aarschot
Incorporation published on 18-06-2003 · Gazette deed
All 36 events

Comparable companies

same main activity, similar in size and age
Company
ROWANNE Aarschot €338,043 €122,375 88.3% -
DAZO Roosdaal €355,355 €126,059 97.0% -
DESCONTROL Ardooie €282,725 €130,592 74.4% -
GUYOT CONSULTING Comblain-au-Pont €379,795 €108,281 60.3% -
Studiebureau Boden Kalmthout €387,644 €138,713 38.7% 1.9
TRADE & MANAGEMENT CONSULT PARTNERS Uccle €389,933 €98,227 31.6% -
DE ROUS BEN Bruges €318,626 €76,546 61.1% -

These companies have the same main activity as ROWANNE: other technical testing and analysis (NACE 71209). They are comparable in size and age: total assets between €283,000 and €390,000, founded between 1997 and 2011.

Official details

Source: KBO
Status
Active since 10-06-2003Normal situation
Activity
Other technical testing and analysisNACE 71209
Joint committee
330Health institutions and services · annual accounts 2022
Establishment unit
2.132.092.1673200 Aarschot, since 23-07-2003
Financial year end
31 December
Peppol
Reachable
Company details

Annual accounts 2025

≈ €250,000estimated
€338,043▲ 25.3%
Filing
Filed on 31-07-2026, on the last day of the filing period
Financials

Insights on ROWANNE

ROWANNE files the micro format. That format states no turnover. The gross margin rose from €78,851 in 2007 to €122,375 in 2025.

The balance sheet grew most from 2008 to 2010 through fixed assets, financed with long-term debt.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about ROWANNE

What is the company number of ROWANNE?
The company number of ROWANNE is 0480.752.784. The VAT number is the same number with BE in front: BE 0480.752.784.
Where is ROWANNE based?
The registered office is at Bogaardenstraat 7, 3200 Aarschot.Company details
What does ROWANNE do?
According to the KBO register, the main activity is other technical testing and analysis (NACE 71209).
What is the legal form of ROWANNE?
ROWANNE is a private limited company (BV).
When was ROWANNE founded?
ROWANNE was founded on 10-06-2003.
Is ROWANNE still active?
Yes, ROWANNE is an active enterprise in the KBO register.
Which joint committee does ROWANNE fall under?
In its 2022 annual accounts, ROWANNE states joint committee 330 (Health institutions and services).
What is the turnover of ROWANNE?
The turnover in financial year 2025 is ≈ €250,000. This figure is estimated from the gross margin of €122,375 and 37 comparable companies (NACE 71). It probably lies between €190,000 and €300,000.Financials
Is ROWANNE profitable?
In financial year 2025, ROWANNE made a profit of €86,588.
Where can I find the annual accounts of ROWANNE?
ROWANNE filed 22 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of ROWANNE due?
ROWANNE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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