ROWANNE
ActiveSummary
ROWANNE has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €298k and a net result of €87k. Equity is growing by ~21.2% per year across the filed fiscal years. Its solvency ranks better than 88% of 9494 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+9
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 8.49 against 4.62 in 2024; short-term debt: 11.7% and cash: 17.7% of total assets), and 11.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Architectural and engineering activities; technical testing and analysis (NACE 71)
about 56% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
88.3%
Return on assets
25.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
1 d early
2023
29 d late
2022
30 d late
2021
31 d late
2020
1 d early
2019
43 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€298k▲ 40.9%
2024 · €212k
2018: €68klowest in 8 years
2019: €87k▲ +27.8% vs 2018
2020: €113k▲ +29.4% vs 2019
2021: €112k▼ -0.1% vs 2020
2022: €109k▼ -3.1% vs 2021
2023: €154k▲ +41.3% vs 2022
2024: €212k▲ +37.5% vs 2023
2025: €298k▲ +40.9% vs 2024highest in 8 years
2018 → 2025
Total assets
€338k▲ 25.3%
2024 · €270k
2018: €120klowest in 8 years
2019: €172k▲ +42.7% vs 2018
2020: €191k▲ +11.0% vs 2019
2021: €198k▲ +3.8% vs 2020
2022: €205k▲ +3.7% vs 2021
2023: €185k▼ -9.6% vs 2022
2024: €270k▲ +45.5% vs 2023
2025: €338k▲ +25.3% vs 2024highest in 8 years
2018 → 2025
Net result
€87k▲ 49.9%
2024 · €58k
2018: €121khighest in 8 years
2019: €19k▼ -84.4% vs 2018
2020: €26k▲ +35.2% vs 2019
2021: €-123▼ -100% vs 2020
2022: €-3k▼ -2701% vs 2021lowest in 8 years
2023: €45k▲ +1414% vs 2022
2024: €58k▲ +28.1% vs 2023
2025: €87k▲ +49.9% vs 2024
2018 → 2025
Working capital
€296k▲ 41.3%
2024 · €210k
2018: €64klowest in 8 years
2019: €85k▲ +31.8% vs 2018
2020: €110k▲ +30.2% vs 2019
2021: €110k▼ -0.1% vs 2020
2022: €107k▼ -3.1% vs 2021
2023: €152k▲ +42.3% vs 2022
2024: €210k▲ +38.0% vs 2023
2025: €296k▲ +41.3% vs 2024highest in 8 years
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€112k-€109k▼ 3.1%€154k▲ 41.3%€212k▲ 37.5%€298k▲ 40.9%
2021: €112k
2022: €109k▼ -3.1% vs 2021lowest in 5 years
2023: €154k▲ +41.3% vs 2022
2024: €212k▲ +37.5% vs 2023
2025: €298k▲ +40.9% vs 2024highest in 5 years
Operating result€221-€-3k€61k€81k▲ 32.6%€122k▲ 50.7%
2021: €221
2022: €-3k▼ -1296% vs 2021lowest in 5 years
2023: €61k▲ +2407% vs 2022
2024: €81k▲ +32.6% vs 2023
2025: €122k▲ +50.7% vs 2024highest in 5 years
Net result€-123-€-3k▼ 2,701%€45k€58k▲ 28.1%€87k▲ 49.9%
2021: €-123
2022: €-3k▼ -2701% vs 2021lowest in 5 years
2023: €45k▲ +1414% vs 2022
2024: €58k▲ +28.1% vs 2023
2025: €87k▲ +49.9% vs 2024highest in 5 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 51% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €338k
Fixed assets
€2k =
Current assets
€336k ▲ 25.5%
Equity and liabilities €338k
Equity
€298k ▲ 40.9%
Debt
€40k ▼ 31.7%
Debt's share of the balance-sheet total falls from 21.5% to 11.7%. Equity is higher and debt is lower.
Key figures and ratios
Current ratio
8.49▲
2024 · 4.62
Debt to equity
0.13▼
2024 · 0.27
ROE
29.0%▲
2024 · 27.3%
ROA
25.6%▲
2024 · 21.4%
Debt ≤ 1 year
€40k▼
2024 · €58k
Income taxes
€35k▲
2024 · €23k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 33 lines
Balance sheet
Code20242025
Assets
Total assets20/58€270k€338k▲
Fixed assets21/28€2k€2k=
Financial fixed assets28€2k€2k=
Current assets29/58€267k€336k▲
Amounts receivable within one year40/41€228k€276k▲
Trade receivables40€228k€276k▲
Cash at bank and in hand54/58€39k€60k▲
Equity and liabilities
Total equity and liabilities10/49€270k€338k▲
Equity10/15€212k€298k▲
Contributions10/11€62k€62k=
Reserves13€109k€195k▲
Distributable reserves133€109k€195k▲
Profit (loss) carried forward14€41k€41k▲
Amounts payable17/49€58k€40k▼
Amounts payable within one year42/48€58k€40k▼
Trade debts44€2k€2k▲
Suppliers440/4€2k€2k▲
Taxes, remuneration and social security45€52k€30k▼
Taxes450/3€52k€30k▼
Other amounts payable47/48€4k€8k▲
Income statement
Code20242025
Other operating charges640/8€387€400▲
Gross operating margin9900€81k€122k▲
Operating profit (loss)9901€81k€122k▲
Financial charges65/66B€671€702▲
Recurring financial charges65€671€702▲
Profit (loss) for the period before taxes9903€80k€121k▲
Income taxes67/77€23k€35k▲
Profit (loss) for the period9904€58k€87k▲
Profit (loss) for the period to be appropriated9905€58k€87k▲
Appropriation of the result
Profit (loss) to be appropriated9906€99k€128k▲
Profit (loss) brought forward from the previous period14P€41k€41k=
Transfer to equity691/2€58k€87k▲
To other reserves6921€58k€87k▲
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Other operating charges640/8 | €348 | €348 | €434 | €387 | €400 | ▲ 3.2% |
| Gross operating margin9900 | €569 | €-2k | €61k | €81k | €122k | ▲ 50.5% |
| Operating profit (loss)9901 | €221 | €-3k | €61k | €81k | €122k | ▲ 50.7% |
| Financial charges65/66B | €344 | €785 | €336 | €671 | €702 | ▲ 4.6% |
| Recurring financial charges65 | €344 | €785 | €336 | €671 | €702 | ▲ 4.6% |
| Profit (loss) for the period before taxes9903 | €-123 | €-3k | €61k | €80k | €121k | ▲ 51.1% |
| Income taxes67/77 | - | - | €16k | €23k | €35k | ▲ 54.1% |
| Profit (loss) for the period9904 | €-123 | €-3k | €45k | €58k | €87k | ▲ 49.9% |
| Profit (loss) for the period to be appropriated9905 | €-123 | €-3k | €45k | €58k | €87k | ▲ 49.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €198k | €205k | €185k | €270k | €338k | ▲ 25.3% |
| Fixed assets21/28 | €2k | €2k | €2k | €2k | €2k | = |
| Financial fixed assets28 | €2k | €2k | €2k | €2k | €2k | = |
| Current assets29/58 | €196k | €203k | €183k | €267k | €336k | ▲ 25.5% |
| Amounts receivable within one year40/41 | €195k | €201k | €167k | €228k | €276k | ▲ 20.9% |
| Trade receivables40 | €195k | €201k | €167k | €228k | €276k | ▲ 20.9% |
| Cash at bank and in hand54/58 | €74 | €1k | €16k | €39k | €60k | ▲ 52.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €198k | €205k | €185k | €270k | €338k | ▲ 25.3% |
| Equity10/15 | €112k | €109k | €154k | €212k | €298k | ▲ 40.9% |
| Contributions10/11 | €62k | €62k | €62k | €62k | €62k | = |
| Reserves13 | €6k | €6k | €51k | €109k | €195k | ▲ 79.4% |
| Non-distributable reserves130/1 | €6k | €6k | - | - | - | - |
| Reserves not available under the articles1311 | €6k | €6k | - | - | - | - |
| Distributable reserves133 | - | - | €51k | €109k | €195k | ▲ 79.4% |
| Profit (loss) carried forward14 | €45k | €41k | €41k | €41k | €41k | ▲ 0.2% |
| Amounts payable17/49 | €85k | €96k | €31k | €58k | €40k | ▼ 31.7% |
| Amounts payable within one year42/48 | €85k | €96k | €31k | €58k | €40k | ▼ 31.7% |
| Financial debts43 | €532 | €14 | - | - | - | - |
| Credit institutions430/8 | €532 | €14 | - | - | - | - |
| Trade debts44 | €12 | €319 | €794 | €2k | €2k | ▲ 24.0% |
| Suppliers440/4 | €12 | €319 | €794 | €2k | €2k | ▲ 24.0% |
| Taxes, remuneration and social security45 | €6k | €5k | €24k | €52k | €30k | ▼ 43.0% |
| Taxes450/3 | €6k | €5k | €24k | €52k | €30k | ▼ 43.0% |
| Other amounts payable47/48 | €79k | €90k | €6k | €4k | €8k | ▲ 89.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-123 | €-3k | €45k | €58k | €87k | ▲ 49.9% |
| Operating cash flow (approximation) | €-123 | €-3k | €45k | €58k | €87k | ▲ 49.9% |
| Investment in fixed assets (approximation) | - | €0 | €0 | €0 | €0 | - |
| Change in cash | - | €1k | €15k | €23k | €21k | ▼ 11.8% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €200kEq €212k ▲37.5%
2 profitable years in a row build equity to €212k.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
31-12
Financial
Back to profitnet €45k
Net result €45k after 2 loss-making years.
31-12
Financial
Liquidity triplescurrent ratio 5.85
Current ratio from 2.11 to 5.85; short-term debt falls from €96k to €31k.
31-12
Financial
Equity above €150kEq €154k ▲41.3%
Equity rises from €109k to €154k.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-12
Financial
Weakest financial yearnet €-3k
Net result drops to €-3k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €100kEq €113k ▲29.4%
3 profitable years in a row build equity to €113k.
Show earlier events
18-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
28-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
05-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aarschot · 1 establishment unit since 2003
Ground area
115 m²
Building footprint
115 m²
Volume, LiDAR
1,071 m³
Parcel 24662H0068/00K000, Flanders · tallest building 13.7 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
ROWANNE
since 20032.132.092.167
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24662H0068/00K000 | Flanders | 115 m² | 1 · 115 m² | 13.7 m · 4 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,143 companies in sector 71209 we hold annual accounts for 1,085. 769 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded10-06-2003
Fiscal year end31-12
Activities, NACEBEL 2025
71209Other technical testing and analysis
Scores and ratios are computed by Checked and are not a credit decision.