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ROVEST

Active
Public limited companyfounded 199234 yrs activeLage Rooy 6, 2328 Hoogstraten, BelgiumKBO/BCE: BE 0448.240.859
Summary

ROVEST has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €611,484 and a net result of -€1,280. Equity remains stable across the filed fiscal years (±1.2% per year). The computed 12-month bankruptcy probability is 0.7% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability27▲+2
Solvency53▼-1
Growth52=
Track record100
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30,000 at 30 days acceptable
Liquidity short (current ratio 0.89 against 0.87 in 2024; short-term debt: 66.4% and cash: 8.1% of total assets), and 71.5% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 34 years 0 40 y
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 09-01-2026, 22 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
22 d early
2024
32 d early
2023
6 d early
2022
15 d early
2020
43 d early
2019
20 d early
2018
32 d early
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 24 days before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 13 January (4 of the last 4 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-06-2026 close30-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 11 September 1992, ROVEST was incorporated.1 Total assets went from EUR 777,656 in 2018 to EUR 2.1 million in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€611,484▼ 0.2%
2024 · €612,764
Total assets
€2.1m▲ 1.1%
2024 · €2.1m
Net result
-€1,280▲ 88.2%
2024 · -€10,812
Working capital
-€163,544▲ 10.5%
2024 · -€182,726
Trend over the years
In euros
In euros
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20202022202320242025
Operating result-€5,905▲ 20.5%-€33,314-€47,016-€3,307€4,993
Net result€17,835▲ 140%€13,248-€20,095▲ 51.7%-€10,812-€1,280▲ 88.2%
Equity€590,234▲ 3.1%€603,482-€623,576▲ 3.3%€612,764▼ 1.7%€611,484▼ 0.2%
Total assets€778,291▼ 0.9%€2.1m-€2.1m▲ 1.5%€2.1m▲ 0.4%€2.1m▲ 1.1%
Debt€34,194▲ 5.7%€1.4m-€1.4m▲ 2.0%€1.4m▲ 1.6%€1.4m▲ 2.0%
Working capital€744,097▼ 1.1%-€1.1m--€192,376▲ 83.0%-€182,726▲ 5.0%-€163,544▲ 10.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€50,000-€25,000€0€25,000€50,000Operating result 2020: -€5,905-€5,905Net result 2020: €17,835€17,835Operating result 2022: -€33,314-€33,314Net result 2022: €13,248€13,248Operating result 2023: €47,016€47,016Net result 2023: €20,095€20,095Operating result 2024: -€3,307-€3,307Net result 2024: -€10,812-€10,812Operating result 2025: €4,993€4,993Net result 2025: -€1,280-€1,28020202022202320242025-€20,000€0€20,000€40,000Operating result 2023: €47,016€47,000Net result 2023: €20,095€20,100Operating result 2024: -€3,307-€3,310Net result 2024: -€10,812-€10,800Operating result 2025: €4,993€4,990Net result 2025: -€1,280-€1,280202320242025
The operating result returns to profit in 2025: €4,993 after a loss of €3,307 in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.1m
Fixed assets €885,065 ▼ 2.6%
Current assets €1.3m ▲ 3.9%
Equity and liabilities €2.1m
Equity €611,484 ▼ 0.2%
Provisions €110,036 ▼ 3.2%
Debt €1.4m ▲ 2.0%
Debt's share of the balance-sheet total rises from 65.8% to 66.4%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€29,086▲
2024 · €20,785
Cash flow
€22,812▲
2024 · €13,280
Current ratio
0.89▲
2024 · 0.87
Debt to equity
2.33▲
2024 · 2.28
ROE
-0.2%▲
2024 · -1.8%
ROA
-0.1%▲
2024 · -0.5%
Interest coverage
1.06▲
2024 · 0.77
Debt ≤ 1 year
€1.4m▲
2024 · €1.4m
Income taxes
€6,419▲
2024 · €26
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 2,507 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 96% are still going.

  • Small
  • 20 years or older
  • solvency 10 to 30%
  • a small loss
1.6% went bankrupt
1.8% stopped otherwise
96% still going

A further 0.3% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.7% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,507 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet Code20242025
Assets
Total assets20/58€2.1m€2.1m▲
Fixed assets21/28€909,157€885,065▼
Tangible fixed assets22/27€909,157€885,065▼
Land and buildings22€909,157€885,065▼
Current assets29/58€1.2m€1.3m▲
Amounts receivable within one year40/41€66,254€63,510▼
Other amounts receivable41€66,254€63,510▼
Current investments50/53€1.0m€1.0m▲
Cash at bank and in hand54/58€139,746€174,129▲
Equity and liabilities
Total equity and liabilities10/49€2.1m€2.1m▲
Equity10/15€612,764€611,484▼
Contributions10/11€61,500€61,500=
Capital10€61,500€61,500=
Issued capital100€61,500€61,500=
Reserves13€551,264€549,984▼
Non-distributable reserves130/1€6,150€6,150=
Legal reserve130€6,150€6,150=
Tax-exempt reserves132€340,999€330,109▼
Distributable reserves133€204,115€213,725▲
Provisions and deferred taxes16€113,667€110,036▼
Deferred taxes168€113,667€110,036▼
Amounts payable17/49€1.4m€1.4m▲
Amounts payable within one year42/48€1.4m€1.4m▲
Trade debts44-€903
Suppliers440/4-€903
Other amounts payable47/48€1.4m€1.4m▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€24,092€24,092=
Other operating charges640/8€3,538€2,956▼
Gross operating margin9900€24,323€32,042▲
Operating profit (loss)9901-€3,307€4,993▲
Financial income75/76B€15,944€24,008▲
Recurring financial income75€15,944€24,008▲
Financial charges65/66B€27,053€27,492▲
Recurring financial charges65€27,053€27,492▲
Profit (loss) for the period before taxes9903-€14,416€1,509▲
Transfer from deferred taxes780€3,630€3,630=
Income taxes67/77€26€6,419▲
Profit (loss) for the period9904-€10,812-€1,280▲
Transfer from tax-exempt reserves789€10,891€10,891=
Profit (loss) for the period to be appropriated9905€78€9,610▲
Appropriation of the result
Profit (loss) to be appropriated9906€78€9,610▲
Transfer to equity691/2€78€9,610▲
To other reserves6921€78€9,610▲

The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20202022202320242025Change
Non-recurring operating income76A--€65,043---
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€968€24,092€24,092€24,092=
Other operating charges640/8-€4,263€1,294€3,538€2,956▼ 16.4%
Gross operating margin9900-€4,761-€28,083€72,402€24,323€32,042▲ 31.7%
Operating profit (loss)9901-€5,905-€33,314€47,016-€3,307€4,993▲ 251%
Financial income75/76B-€25,375€1,189€15,944€24,008▲ 50.6%
Recurring financial income75€15,208€25,375€1,189€15,944€24,008▲ 50.6%
Financial charges65/66B-€123€26,499€27,053€27,492▲ 1.6%
Recurring financial charges65€94€123€26,499€27,053€27,492▲ 1.6%
Profit (loss) for the period before taxes9903-€8,640-€8,062€21,706-€14,416€1,509▲ 110%
Transfer from deferred taxes780-€21,310€15,257€3,630€3,630=
Income taxes67/77--€16,868€26€6,419▲ 24,514%
Profit (loss) for the period9904€17,835€13,248€20,095-€10,812-€1,280▲ 88.2%
Transfer from tax-exempt reserves789-€262€45,772€10,891€10,891=
Transfer to tax-exempt reserves689-€21,223----
Profit (loss) for the period to be appropriated9905-€8,640-€7,713€65,867€78€9,610▲ 12,183%
Line20202022202320242025Change
Assets
Total assets20/58€778,291€2.1m€2.1m€2.1m€2.1m▲ 1.1%
Fixed assets21/28-€1.9m€933,249€909,157€885,065▼ 2.6%
Tangible fixed assets22/27-€1.9m€933,249€909,157€885,065▼ 2.6%
Land and buildings22-€1.9m€933,249€909,157€885,065▼ 2.6%
Current assets29/58€778,291€215,461€1.2m€1.2m€1.3m▲ 3.9%
Amounts receivable within one year40/41€777,178€59,459€63,780€66,254€63,510▼ 4.1%
Other amounts receivable41-€59,459€63,780€66,254€63,510▼ 4.1%
Current investments50/53---€1.0m€1.0m▲ 1.6%
Cash at bank and in hand54/58€1,114€156,002€1.1m€139,746€174,129▲ 24.6%
Equity and liabilities
Total equity and liabilities10/49€778,291€2.1m€2.1m€2.1m€2.1m▲ 1.1%
Equity10/15€590,234€603,482€623,576€612,764€611,484▼ 0.2%
Contributions10/11€61,500€61,500€61,500€61,500€61,500=
Capital10-€61,500€61,500€61,500€61,500=
Issued capital100-€61,500€61,500€61,500€61,500=
Reserves13€546,043€567,004€562,076€551,264€549,984▼ 0.2%
Non-distributable reserves130/1--€6,150€6,150€6,150=
Legal reserve130--€6,150€6,150€6,150=
Tax-exempt reserves132-€397,662€351,890€340,999€330,109▼ 3.2%
Distributable reserves133-€169,342€204,036€204,115€213,725▲ 4.7%
Profit (loss) carried forward14-€17,310-€25,022----
Provisions and deferred taxes16€153,864€132,554€117,297€113,667€110,036▼ 3.2%
Deferred taxes168-€132,554€117,297€113,667€110,036▼ 3.2%
Amounts payable17/49€34,194€1.4m€1.4m€1.4m€1.4m▲ 2.0%
Amounts payable within one year42/48€34,194€1.4m€1.4m€1.4m€1.4m▲ 2.0%
Trade debts44€5,527€4,770€4,577-€903-
Suppliers440/4-€4,770€4,577-€903-
Other amounts payable47/48-€1.3m€1.4m€1.4m€1.4m▲ 2.0%
Line20202022202320242025Change
Profit (loss) for the period9904€17,835€13,248€20,095-€10,812-€1,280▲ 88.2%
+ Depreciation and write-downs630-€968€24,092€24,092€24,092=
Operating cash flow (approximation)€17,835€14,216€44,187€13,280€22,812▲ 71.8%
Investment in fixed assets (approximation)--€913,444€0€0-
Change in cash--€964,622-€980,878€34,382▲ 104%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2026
09-01
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2024
30-12
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial Weakest financial yearnet -€10,812
Net result drops to -€10,812, the lowest in the series; recovery starts the following year.
25-01
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial Highest result since 2018net €20,095 ▲51.7%
Operating result €47,016, net result €20,095, both a record.
16-01
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2021
18-03
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
10-04
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
29-03
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
16-03
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
21-03
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
30-03
NBB filing Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 9 acts read
About the unread acts

We know of 9 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
9 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hoogstraten · 1 establishment unit since 1996
seat establishment The establishment unit on the map
Ground area
2,037 m²
Building footprint
177 m²
Volume, LiDAR
1,085 m³
Parcel 13022B0207/00B000, Flanders · tallest building 9.6 m, ±2 floors. Linked by address, not a title deed.
4 companies at this address See who is registered here
1 establishment unit
Lage Rooy 6, 2328 Hoogstraten
Insurance, reinsurance and pension funding, except compulsory social security
since 19962.060.463.904
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
13022B0207/00B000 Flanders 2,037 m² 1 · 177 m² 9.6 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPublic limited company
Founded11-09-1992
Fiscal year end30-06
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

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If you follow this company, Checked tells you the day it appears in the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.