ROVEKO
ActiveSummary
The annual accounts of ROVEKO for fiscal year 2024 show a net loss of 72% of the equity at the start of that year. The 2024 annual accounts show equity of €11,111 and a net result of -€28,597. Equity remains stable across the filed fiscal years (±1.7% per year). Its solvency ranks better than 18% of 36386 sector peers (fiscal year 2024). The company has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability0▼-56
Solvency41▼-23
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.92 against 1.42 in 2023; short-term debt: 71.5% and cash: 7.7% of total assets), and 84.4% of the assets are financed with debt.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
15.6%
Return on assets
-40%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2023 and 2024); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2024Net result per financial year
181920222324
2018 to 2024 · latest year -€28,597
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 36386 sector peers (2024).
NBB · sector comparisonPosition among 36386 sector peers
Solvency
better than 18%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 14-10-2025, 75 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
75 d late
2023
91 d late
2022
51 d late
2020
31 d late
2019
27 d late
2018
29 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 51 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (1)
History
Go further with this company
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Investigating this company? Keep it with today's facts in a case file.
Financials · fiscal year 2024, micro schema
Equity
€11,111▼ 72.0%
2023 · €39,708
Total assets
€71,446▼ 29.0%
2023 · €100,631
Net result
-€28,597▼ 510%
2023 · -€4,684
Working capital
-€4,131
2023 · €19,984
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20192020202220232024
Operating result€1,426▼ 62.7%€908▼ 36.3%€33,883--€3,507-€28,166▼ 703%
Net result€110▼ 34.5%€670within the sector's middle half▲ 511%€20,598within the sector's middle half--€4,684below the sector's middle half-€28,597below the sector's middle half▼ 510%
Equity€21,997▲ 0.5%€22,667within the sector's middle half▲ 3.0%€44,393within the sector's middle half-€39,708within the sector's middle half▼ 10.6%€11,111below the sector's middle half▼ 72.0%
Total assets€66,767▲ 3.2%€69,178within the sector's middle half▲ 3.6%€137,820within the sector's middle half-€100,631within the sector's middle half▼ 27.0%€71,446within the sector's middle half▼ 29.0%
Debt€44,770▲ 4.6%€46,511▲ 3.9%€93,427-€60,923▼ 34.8%€60,335▼ 1.0%
Working capital€3,696€13,576within the sector's middle half▲ 267%€30,309within the sector's middle half-€19,984within the sector's middle half▼ 34.1%-€4,131below the sector's middle half
Solvency32.9%▼ 0.9pp32.8%within the sector's middle half▼ 0.2pp32.2%within the sector's middle half-39.5%within the sector's middle half▲ 7.2pp15.6%below the sector's middle half▼ 23.9pp
Current ratio1.08▲ 0.191.29within the sector's middle half▲ 0.211.40within the sector's middle half-1.42within the sector's middle half▲ 0.020.92below the sector's middle half▼ 0.50
Return on assets (ROA)0.2%▼ 0.1pp1.0%within the sector's middle half▲ 0.8pp14.9%within the sector's middle half--4.7%below the sector's middle half▼ 19.6pp-40.0%below the sector's middle half▼ 35.4pp
above
within
below
the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €28,166 in 2024 against €3,507 in 2023; the loss grows and 2024 has the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €71,446
Fixed assets
€24,514 ▼ 26.5%
Current assets
€46,932 ▼ 30.2%
Equity and liabilities €71,446
Equity
€11,111 ▼ 72.0%
Debt
€60,335 ▼ 1.0%
Debt's share of the balance-sheet total rises from 60.5% to 84.4%. Equity and debt are lower.
Key figures and ratios
EBITDA
-€19,324▼
2023 · €4,431
Cash flow
-€19,755▼
2023 · €3,254
Quick ratio
0.90▼
2023 · 1.40
Debt to equity
5.43▲
2023 · 1.53
ROE
-257.4%▼
2023 · -11.8%
Interest coverage
-44.32▼
2023 · 5.13
Debt ≤ 1 year
€51,063▲
2023 · €47,291
Debt > 1 year
€9,271▼
2023 · €13,632
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 1,221 companies that looked in July 2024 the way this one looks now, 3.5% went bankrupt within 24 months and 88% are still going.
- Micro
- 20 years or older
- solvency 10 to 30%
- a loss of 10% of the balance sheet or more
3.5%
went bankrupt
7.4%
stopped otherwise
88%
still going
A further 0.8% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 1.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,221 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2019 | 2020 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | €11,054 | €2,081 | €2,122 | ▲ 1.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €9,678 | €9,211 | €6,591 | €7,939 | €8,842 | ▲ 11.4% |
| Other operating charges640/8 | - | - | €579 | €546 | €621 | ▲ 13.7% |
| Gross operating margin9900 | €11,630 | €10,715 | €41,053 | €4,978 | -€18,703 | ▼ 476% |
| Operating profit (loss)9901 | €1,426 | €908 | €33,883 | -€3,507 | -€28,166 | ▼ 703% |
| Financial income75/76B | - | - | €220 | €48 | €5 | ▼ 88.6% |
| Recurring financial income75 | €2 | €25 | €220 | €48 | €5 | ▼ 88.6% |
| Financial charges65/66B | - | - | €796 | €863 | €436 | ▼ 49.5% |
| Recurring financial charges65 | €423 | €264 | €796 | €863 | €436 | ▼ 49.5% |
| Profit (loss) for the period before taxes9903 | €1,005 | €670 | €33,307 | -€4,323 | -€28,597 | ▼ 561% |
| Income taxes67/77 | €895 | - | €12,709 | €361 | - | - |
| Profit (loss) for the period9904 | €110 | €670 | €20,598 | -€4,684 | -€28,597 | ▼ 510% |
| Profit (loss) for the period to be appropriated9905 | €110 | €670 | €20,598 | -€4,684 | -€28,597 | ▼ 510% |
| Line | 2019 | 2020 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €66,767 | €69,178 | €137,820 | €100,631 | €71,446 | ▼ 29.0% |
| Fixed assets21/28 | €18,302 | €9,091 | €31,924 | €33,356 | €24,514 | ▼ 26.5% |
| Tangible fixed assets22/27 | €18,302 | €9,091 | €31,924 | €33,356 | €24,514 | ▼ 26.5% |
| Furniture and vehicles24 | - | - | €1,999 | €9,731 | €7,189 | ▼ 26.1% |
| Leasing and similar rights25 | - | - | €29,925 | €23,625 | €17,325 | ▼ 26.7% |
| Current assets29/58 | €48,466 | €60,088 | €105,896 | €67,275 | €46,932 | ▼ 30.2% |
| Stocks and contracts in progress3 | €850 | €850 | €850 | €950 | €950 | = |
| Stocks30/36 | - | - | €850 | €950 | €950 | = |
| Amounts receivable within one year40/41 | €37,759 | €33,981 | €53,104 | €32,025 | €39,608 | ▲ 23.7% |
| Trade receivables40 | - | - | €49,520 | €30,797 | €38,249 | ▲ 24.2% |
| Other amounts receivable41 | - | - | €3,584 | €1,228 | €1,359 | ▲ 10.7% |
| Cash at bank and in hand54/58 | €8,207 | €25,257 | €51,941 | €32,537 | €5,494 | ▼ 83.1% |
| Deferred charges and accrued income490/1 | - | - | - | €1,763 | €880 | ▼ 50.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €66,767 | €69,178 | €137,820 | €100,631 | €71,446 | ▼ 29.0% |
| Equity10/15 | €21,997 | €22,667 | €44,393 | €39,708 | €11,111 | ▼ 72.0% |
| Contributions10/11 | €6,500 | €6,500 | €6,500 | €6,500 | €6,500 | = |
| Outside capital11 | - | - | €6,500 | €6,500 | €6,500 | = |
| Share premium1100/10 | - | - | €6,500 | €6,500 | €6,500 | = |
| Reserves13 | €15,497 | €16,167 | €37,893 | €33,208 | €33,208 | = |
| Non-distributable reserves130/1 | - | - | €2,000 | €2,000 | €2,000 | = |
| Reserves not available under the articles1311 | - | - | €2,000 | €2,000 | €2,000 | = |
| Distributable reserves133 | - | - | €35,893 | €31,208 | €31,208 | = |
| Profit (loss) carried forward14 | - | - | - | - | -€28,597 | - |
| Amounts payable17/49 | €44,770 | €46,511 | €93,427 | €60,923 | €60,335 | ▼ 1.0% |
| Amounts payable after more than one year17 | - | - | €17,841 | €13,632 | €9,271 | ▼ 32.0% |
| Financial debts170/4 | - | - | €17,841 | €13,632 | €9,271 | ▼ 32.0% |
| Amounts payable within one year42/48 | €44,770 | €46,511 | €75,587 | €47,291 | €51,063 | ▲ 8.0% |
| Current portion of amounts payable after more than one year42 | - | - | €4,172 | €4,546 | €4,360 | ▼ 4.1% |
| Trade debts44 | €416 | €3,404 | €8,538 | €4,850 | €16,024 | ▲ 230% |
| Suppliers440/4 | - | - | €8,538 | €4,850 | €16,024 | ▲ 230% |
| Taxes, remuneration and social security45 | - | - | €25,395 | €6,165 | - | - |
| Taxes450/3 | - | - | €12,500 | €2,165 | - | - |
| Remuneration and social security454/9 | - | - | €12,895 | €4,000 | - | - |
| Other amounts payable47/48 | - | - | €37,482 | €31,731 | €30,679 | ▼ 3.3% |
| Line | 2019 | 2020 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €110 | €670 | €20,598 | -€4,684 | -€28,597 | ▼ 510% |
| + Depreciation and write-downs630 | €9,678 | €9,211 | €6,591 | €7,939 | €8,842 | ▲ 11.4% |
| Operating cash flow (approximation) | €9,788 | €9,881 | €27,189 | €3,254 | -€19,755 | ▼ 707% |
| Investment in fixed assets (approximation) | - | €0 | - | -€9,370 | €0 | ▲ 100% |
| Change in cash | - | €17,050 | - | -€19,404 | -€27,043 | ▼ 39.4% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
14-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 75 days late
2024
31-12
Financial
Weakest financial yearnet -€28,597
Net result drops to -€28,597, the lowest in the series.
30-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 91 days late
2023
20-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 51 days late
2022
31-12
Financial
Highest result since 2018net €20,598 ▲2,975%
Operating result €33,883, net result €20,598, both a record.
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
27-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 27 days late
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
30-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 59 days late
2016
29-07
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
2015
30-07
NBB filing
Annual accounts filed
fiscal year 2014 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2000
Ground area
346 m²
Building footprint
161 m²
Volume, LiDAR
993 m³
2 parcels, Flanders · tallest building 12.2 m, ±3 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Louis Janssensstraat 3, 2150 Antwerpen
since 20002.100.820.258
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11007B0022/00B005 | Flanders | 262 m² | 1 · 89 m² | 12.2 m · 3 fl. |
| 11007B0037/00H003 | Flanders | 83 m² | 1 · 72 m² | 7.1 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 8,576 companies in sector 43410 we hold annual accounts for 4,368. 2,398 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded19-04-2000
Fiscal year end31-12
Activities, NACEBEL 2025
43410Roofing work
43221Plumbing work
E-invoicing
Reachable via Peppol
Peppol ID
0208:0471723866
Also
9925:BE0471723866
Registered
14-01-2026
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.