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ROUSSELLE

Active
Private limited companyfounded 200224 yrs activeRue de Bruxelles 45, 4130 Esneux, BelgiumKBO/BCE: BE 0476.849.327
Summary

ROUSSELLE has been active since 2002 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €59,809 and a net result of -€18,558. Equity is growing by ~33.7% per year across the filed fiscal years. Its solvency ranks better than 41% of 1577 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability24▼-23
Solvency48▼-4
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3,000 at 30 days acceptable
Liquidity short (current ratio 0.77 against 1.05 in 2024; short-term debt: 12% and cash: 0.9% of total assets), and 76.6% of the assets are financed with debt.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 10
Relative position
BE, all sectors
reference
Manufacture of food products (NACE 10)
about 60% more bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 24 years 0 30 y
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
23.4%
Return on assets
-7.3%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€18,558
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-07-2026, 4 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
4 d early
2024
2 d early
2023
on the day
2022
4 d late
2021
10 d late
2020
47 d early
2019
3 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 6 days before the deadline; the sector median for financial year 2024 is 5 days before the deadline, and 38% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 1 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 7 March 2002, ROUSSELLE was incorporated.1 Total assets went from EUR 26,090 in 2018 to EUR 255,510 in 2025 and headcount from 1.1 full-time equivalents in 2022 to 1.4 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018, 2022 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€59,809▼ 23.7%
2024 · €78,367
Total assets
€255,510▼ 11.1%
2024 · €287,521
Net result
-€18,558▼ 563%
2024 · -€2,799
Working capital
-€7,188
2024 · €1,208
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 10, Manufacture of food products, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€101,276▲ 613%-€519€7,483€4,109▼ 45.1%-€13,264
Net result€74,861above the sector's middle half▲ 618%-€7,534within the sector's middle half€454within the sector's middle half-€2,799within the sector's middle half-€18,558below the sector's middle half▼ 563%
Equity€88,245within the sector's middle half▲ 559%€80,711within the sector's middle half▼ 8.5%€81,166within the sector's middle half▲ 0.6%€78,367within the sector's middle half▼ 3.4%€59,809within the sector's middle half▼ 23.7%
Total assets€360,868within the sector's middle half▲ 993%€329,080within the sector's middle half▼ 8.8%€320,750within the sector's middle half▼ 2.5%€287,521within the sector's middle half▼ 10.4%€255,510within the sector's middle half▼ 11.1%
Debt€252,534▲ 1,186%€231,331▼ 8.4%€225,793▼ 2.4%€198,609▼ 12.0%€188,403▼ 5.1%
Working capital€27,186within the sector's middle half▲ 111%€20,735within the sector's middle half▼ 23.7%€5,040within the sector's middle half▼ 75.7%€1,208within the sector's middle half▼ 76.0%-€7,188within the sector's middle half
Solvency24.5%within the sector's middle half▼ 16.1pp24.5%within the sector's middle half▲ 0.1pp25.3%within the sector's middle half▲ 0.8pp27.3%within the sector's middle half▲ 2.0pp23.4%within the sector's middle half▼ 3.8pp
Current ratio1.47within the sector's middle half▼ 0.471.67within the sector's middle half▲ 0.201.13within the sector's middle half▼ 0.541.05within the sector's middle half▼ 0.080.77within the sector's middle half▼ 0.28
Return on assets (ROA)20.7%above the sector's middle half▼ 10.8pp-2.3%within the sector's middle half▼ 23.0pp0.1%within the sector's middle half▲ 2.4pp-1.0%within the sector's middle half▼ 1.1pp-7.3%below the sector's middle half▼ 6.3pp
Staff (FTE)1.12.1▲ 90.9%1.9▼ 9.5%1.4▼ 26.3%
above within below the middle half (P25 to P75) of NACE 10, Manufacture of food products, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€50,000€0€50,000€100,000Operating result 2021: €101,276€101,276Net result 2021: €74,861€74,861Operating result 2022: -€519-€519Net result 2022: -€7,534-€7,534Operating result 2023: €7,483€7,483Net result 2023: €454€454Operating result 2024: €4,109€4,109Net result 2024: -€2,799-€2,799Operating result 2025: -€13,264-€13,264Net result 2025: -€18,558-€18,55820212022202320242025-€20,000-€10,000€0€10,000Operating result 2023: €7,483€7,480Net result 2023: €454€454Operating result 2024: €4,109€4,110Net result 2024: -€2,799-€2,800Operating result 2025: -€13,264-€13,300Net result 2025: -€18,558-€18,600202320242025
The operating result turns negative in 2025: a loss of €13,264 after €4,109 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €255,510
Fixed assets €232,007 ▼ 10.7%
Current assets €23,503 ▼ 15.1%
Equity and liabilities €255,510
Equity €59,809 ▼ 23.7%
Provisions €7,299 ▼ 30.8%
Debt €188,403 ▼ 5.1%
Debt's share of the balance-sheet total rises from 69.1% to 73.7%. Equity and debt are lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€15,142▼
2024 · €32,393
Cash flow
€9,848▼
2024 · €25,485
Quick ratio
0.42▼
2024 · 0.71
Debt to equity
3.15▲
2024 · 2.53
ROE
-31.0%▼
2024 · -3.6%
Interest coverage
1.75▼
2024 · 3.58
Debt ≤ 1 year
€30,691▲
2024 · €26,469
Debt > 1 year
€157,623▼
2024 · €172,140
Income taxes
€9▼
2024 · €1,221
Staff costs
€13,476▼
2024 · €23,178
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 2,448 companies that looked in July 2024 the way this one looks now, 1.4% went bankrupt within 24 months and 93% are still going.

  • Micro
  • 20 years or older
  • solvency 10 to 30%
  • a small loss
1.4% went bankrupt
5.0% stopped otherwise
93% still going

A further 0.4% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.8% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,448 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 56 lines
Balance sheet Code20242025
Assets
Total assets20/58€287,521€255,510▼
Fixed assets21/28€259,843€232,007▼
Tangible fixed assets22/27€259,843€232,007▼
Land and buildings22€209,730€198,123▼
Plant, machinery and equipment23€46,137€31,960▼
Furniture and vehicles24€3,977€1,925▼
Current assets29/58€27,677€23,503▼
Stocks and contracts in progress3€8,900€10,500▲
Stocks30/36€8,900€10,500▲
Amounts receivable within one year40/41€1,388€3,335▲
Trade receivables40€32€496▲
Other amounts receivable41€1,356€2,839▲
Cash at bank and in hand54/58€10,425€2,364▼
Deferred charges and accrued income490/1€6,964€7,304▲
Equity and liabilities
Total equity and liabilities10/49€287,521€255,510▼
Equity10/15€78,367€59,809▼
Contributions10/11€19,000€19,000=
Reserves13€51,936€42,198▼
Tax-exempt reserves132€31,635€21,897▼
Distributable reserves133€20,301€20,301=
Profit (loss) carried forward14€7,431-€1,389▼
Provisions and deferred taxes16€10,545€7,299▼
Deferred taxes168€10,545€7,299▼
Amounts payable17/49€198,609€188,403▼
Amounts payable after more than one year17€172,140€157,623▼
Financial debts170/4€172,140€157,623▼
Amounts payable within one year42/48€26,469€30,691▲
Current portion of amounts payable after more than one year42€14,225€14,517▲
Trade debts44€4,009€4,589▲
Suppliers440/4€4,009€4,589▲
Taxes, remuneration and social security45€8,199€9,015▲
Taxes450/3€5,853€6,084▲
Remuneration and social security454/9€2,346€2,931▲
Other amounts payable47/48€36€2,571▲
Accrued charges and deferred income492/3€0€88▲
Income statement Code20242025
Non-recurring operating income76A€0-
Remuneration, social security and pensions62€23,178€13,476▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€28,283€28,407▲
Other operating charges640/8€2,724€3,179▲
Non-recurring operating charges66A€0-
Gross operating margin9900€58,294€31,797▼
Operating profit (loss)9901€4,109-€13,264▼
Financial income75/76B€123€109▼
Recurring financial income75€123€109▼
Financial charges65/66B€9,056€8,640▼
Recurring financial charges65€9,056€8,640▼
Profit (loss) for the period before taxes9903-€4,824-€21,795▼
Transfer from deferred taxes780€3,246€3,246=
Income taxes67/77€1,221€9▼
Profit (loss) for the period9904-€2,799-€18,558▼
Transfer from tax-exempt reserves789€9,738€9,738=
Profit (loss) for the period to be appropriated9905€6,940-€8,820▼
Appropriation of the result
Profit (loss) to be appropriated9906€14,370-€1,389▼
Profit (loss) brought forward from the previous period14P€7,431€7,431=
Transfer to equity691/2€6,940€0▼
To other reserves6921€6,940€0▼

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Non-recurring operating income76A€200-€6,725€0--
Remuneration, social security and pensions62-€7,495€24,361€23,178€13,476▼ 41.9%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22,192€39,936€26,702€28,283€28,407▲ 0.4%
Other operating charges640/8€3,281€2,979€2,901€2,724€3,179▲ 16.7%
Non-recurring operating charges66A€2,437-€1,230€0--
Gross operating margin9900€129,186€49,891€62,677€58,294€31,797▼ 45.5%
Operating profit (loss)9901€101,276-€519€7,483€4,109-€13,264▼ 423%
Financial income75/76B€54€100€60€123€109▼ 11.4%
Recurring financial income75€54€100€60€123€109▼ 11.4%
Financial charges65/66B€6,329€10,011€9,315€9,056€8,640▼ 4.6%
Recurring financial charges65€6,329€10,011€9,315€9,056€8,640▼ 4.6%
Profit (loss) for the period before taxes9903€95,000-€10,429-€1,773-€4,824-€21,795▼ 352%
Transfer from deferred taxes780€355€3,052€3,246€3,246€3,246=
Transfer to deferred taxes680€20,444-----
Income taxes67/77€50€156€1,019€1,221€9▼ 99.2%
Profit (loss) for the period9904€74,861-€7,534€454-€2,799-€18,558▼ 563%
Transfer from tax-exempt reserves789€1,418€8,802€9,738€9,738€9,738=
Transfer to tax-exempt reserves689€61,332-----
Profit (loss) for the period to be appropriated9905€14,947€1,268€10,193€6,940-€8,820▼ 227%
Line20212022202320242025Change
Assets
Total assets20/58€360,868€329,080€320,750€287,521€255,510▼ 11.1%
Fixed assets21/28€275,934€277,317€276,523€259,843€232,007▼ 10.7%
Tangible fixed assets22/27€275,934€277,317€276,523€259,843€232,007▼ 10.7%
Land and buildings22€223,579€211,260€209,049€209,730€198,123▼ 5.5%
Plant, machinery and equipment23€50,029€64,826€61,445€46,137€31,960▼ 30.7%
Furniture and vehicles24€2,325€1,230€6,029€3,977€1,925▼ 51.6%
Current assets29/58€84,934€51,764€44,227€27,677€23,503▼ 15.1%
Stocks and contracts in progress3€8,480€9,200€8,900€8,900€10,500▲ 18.0%
Stocks30/36€8,480€9,200€8,900€8,900€10,500▲ 18.0%
Amounts receivable within one year40/41€16,572€6,933€14,652€1,388€3,335▲ 140%
Trade receivables40€2,635€3,781€13,842€32€496▲ 1,463%
Other amounts receivable41€13,938€3,152€810€1,356€2,839▲ 109%
Cash at bank and in hand54/58€57,744€34,963€20,493€10,425€2,364▼ 77.3%
Deferred charges and accrued income490/1€2,138€668€181€6,964€7,304▲ 4.9%
Equity and liabilities
Total equity and liabilities10/49€360,868€329,080€320,750€287,521€255,510▼ 11.1%
Equity10/15€88,245€80,711€81,166€78,367€59,809▼ 23.7%
Contributions10/11€19,000€19,000€19,000€19,000€19,000=
Reserves13€61,814€54,281€54,735€51,936€42,198▼ 18.8%
Non-distributable reserves130/1€1,900-----
Reserves not available under the articles1311€1,900-----
Tax-exempt reserves132€59,914€51,112€41,374€31,635€21,897▼ 30.8%
Distributable reserves133-€3,168€13,361€20,301€20,301=
Profit (loss) carried forward14€7,431€7,431€7,431€7,431-€1,389▼ 119%
Provisions and deferred taxes16€20,090€17,037€13,791€10,545€7,299▼ 30.8%
Deferred taxes168€20,090€17,037€13,791€10,545€7,299▼ 30.8%
Amounts payable17/49€252,534€231,331€225,793€198,609€188,403▼ 5.1%
Amounts payable after more than one year17€194,438€200,303€186,364€172,140€157,623▼ 8.4%
Financial debts170/4€194,438€200,303€186,364€172,140€157,623▼ 8.4%
Amounts payable within one year42/48€57,748€31,029€39,187€26,469€30,691▲ 16.0%
Current portion of amounts payable after more than one year42€11,569€16,264€13,938€14,225€14,517▲ 2.1%
Trade debts44€38,251€5,535€13,000€4,009€4,589▲ 14.5%
Suppliers440/4€38,251€5,535€13,000€4,009€4,589▲ 14.5%
Taxes, remuneration and social security45€3,245€6,344€9,586€8,199€9,015▲ 10.0%
Taxes450/3€3,245€4,737€6,569€5,853€6,084▲ 4.0%
Remuneration and social security454/9-€1,607€3,017€2,346€2,931▲ 24.9%
Other amounts payable47/48€4,683€2,886€2,662€36€2,571▲ 7,041%
Accrued charges and deferred income492/3€348-€242€0€88-
Line20212022202320242025Change
Profit (loss) for the period9904€74,861-€7,534€454-€2,799-€18,558▼ 563%
+ Depreciation and write-downs630€22,192€39,936€26,702€28,283€28,407▲ 0.4%
Operating cash flow (approximation)€97,053€32,402€27,156€25,485€9,848▼ 61.4%
Investment in fixed assets (approximation)--€41,318-€25,908-€11,604-€570▲ 95.1%
Change in cash--€22,781-€14,470-€10,068-€8,061▲ 19.9%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
27-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Weakest financial yearnet -€18,558
Net result drops to -€18,558, the lowest in the series.
29-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Back to profitnet €454
Net result €454 after one loss-making year.
04-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 4 days late
2022
10-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 10 days late
2021
31-12
Financial Highest result since 2018net €74,861 ▲618%
Operating result €101,276, net result €74,861, both a record.
14-06
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial Back to profitnet €10,427
Net result €10,427 after 2 loss-making years.
28-07
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
26-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 26 days late
2018
17-07
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
22-06
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts

We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Esneux · 1 establishment unit since 2002
seat establishment The establishment unit on the map
Ground area
336 m²
Building footprint
86 m²
Volume, LiDAR
792 m³
Parcel 62032E0538/00L000, Wallonia · tallest building 11.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Rousselle
Rue de Bruxelles 45, 4130 EsneuxNACE 5530201
since 20022.093.426.086
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
62032E0538/00L000 Wallonia 336 m² 1 · 86 m² 11.4 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Food safety, FASFC

1 site
Esneux2.093.426.086
3 permissions
Toelating · Bakkerij · since 06-10-2011
Toelating · Detailhandel · since 06-10-2011
Toelating · Eetgelegenheid · since 06-10-2011

Similar companies · same sector, comparable size

Of 4,228 companies in sector 10712 we hold annual accounts for 1,874. 1,567 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded07-03-2002
Fiscal year end31-12
Activities, NACEBEL 2025
10712Artisanal bread and fresh pastry making
10711Manufacture of food products
10720Manufacture of food products
47241Retail sale of bread and pastry (bakery outlets)
47242Retail sale of chocolate and confectionery
56112Limited-service restaurants, excluding mobile food services
E-invoicing
Reachable via Peppol
Peppol ID 0208:0476849327
Registered 07-05-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.