ROSY MANAGEMENT
ActiveSummary
ROSY MANAGEMENT has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €667k and a net result of €70k. Equity is growing by ~20% per year across the filed fiscal years. Its solvency ranks better than 31% of 7780 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability69▼-6
Solvency51▼-7
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €40k at 30 days acceptable
Liquidity short (current ratio 0.17 against 0.28 in 2024; short-term debt: 36.5% and cash: 0.1% of total assets), and 74.5% of the assets are financed with debt.
Credit check for your own amount and term
Open the credit simulator : see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
25.5%
Return on assets
2.7%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
26 d late
2024
30 d late
2023
14 d late
2022
3 d early
2021
60 d late
2020
94 d late
2019
31 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€70k▼ 51.3%
2024 · €144k
Working capital
€-790k▼ 86.0%
2024 · €-424k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€190k▼ 11.3%€244k▲ 28.5%€222k▼ 8.9%€264k▲ 18.9%€135k▼ 49.0%
Net result€91k▼ 23.8%€198k▲ 119%€96k▼ 51.7%€144k▲ 50.1%€70k▼ 51.3%
Equity€525k▲ 21.1%€657k▲ 25.1%€753k▲ 14.6%€897k▲ 19.1%€667k▼ 25.7%
Total assets€3.48M▲ 62.1%€2.69M▼ 22.9%€2.63M▼ 2.0%€2.71M▲ 2.9%€2.61M▼ 3.7%
Debt€2.93M▲ 73.7%€2.03M▼ 30.7%€1.88M▼ 7.4%€1.81M▼ 3.5%€1.94M▲ 7.1%
Working capital€-442k▼ 98.6%€-140k▲ 68.3%€-253k▼ 80.9%€-424k▼ 67.4%€-790k▼ 86.0%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 49% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.61M
Fixed assets
€2.45M ▼ 3.9%
Current assets
€162k ▼ 0.1%
Equity and liabilities €2.61M
Equity
€667k ▼ 25.7%
Debt
€1.94M ▲ 7.1%
Debt's share of the balance-sheet total rises from 66.9% to 74.5%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€221k▼
2024 · €352k
Cash flow
€156k▼
2024 · €231k
Current ratio
0.17▼
2024 · 0.28
Debt to equity
2.91▲
2024 · 2.02
ROE
10.5%▼
2024 · 16.0%
ROA
2.7%▼
2024 · 5.3%
Interest coverage
5.59▼
2024 · 7.45
Debt ≤ 1 year
€952k▲
2024 · €587k
Debt > 1 year
€984k▼
2024 · €1.22M
Income taxes
€26k▼
2024 · €74k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €70k | €79k | €83k | €87k | €86k | ▼ 1.5% |
| Other operating charges640/8 | €15k | €36k | €130k | €23k | €37k | ▲ 60.7% |
| Gross operating margin9900 | €275k | €360k | €436k | €375k | €258k | ▼ 31.2% |
| Operating profit (loss)9901 | €190k | €244k | €222k | €264k | €135k | ▼ 49.0% |
| Financial income75/76B | - | €7k | €5 | €165 | €340 | ▲ 106% |
| Recurring financial income75 | - | €7k | €5 | €165 | €340 | ▲ 106% |
| Financial charges65/66B | €65k | €78k | €69k | €47k | €39k | ▼ 16.4% |
| Recurring financial charges65 | €65k | €78k | €69k | €47k | €39k | ▼ 16.4% |
| Profit (loss) for the period before taxes9903 | €124k | €173k | €154k | €217k | €96k | ▼ 56.0% |
| Transfer from deferred taxes780 | - | €94k | - | - | - | - |
| Income taxes67/77 | €34k | €68k | €58k | €74k | €26k | ▼ 65.2% |
| Profit (loss) for the period9904 | €91k | €198k | €96k | €144k | €70k | ▼ 51.3% |
| Transfer from tax-exempt reserves789 | €3k | - | - | - | - | - |
| Profit (loss) for the period to be appropriated9905 | €94k | €198k | €96k | €144k | €70k | ▼ 51.3% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €3.48M | €2.69M | €2.63M | €2.71M | €2.61M | ▼ 3.7% |
| Fixed assets21/28 | €3.27M | €2.50M | €2.46M | €2.55M | €2.45M | ▼ 3.9% |
| Tangible fixed assets22/27 | €3.27M | €2.50M | €2.46M | €2.55M | €2.45M | ▼ 3.9% |
| Land and buildings22 | €3.27M | €2.50M | €2.46M | €2.55M | €2.45M | ▼ 3.9% |
| Current assets29/58 | €213k | €184k | €173k | €162k | €162k | ▼ 0.1% |
| Amounts receivable within one year40/41 | €190k | €162k | €84k | €131k | €159k | ▲ 21.9% |
| Trade receivables40 | €31k | €89k | €33k | €81k | €110k | ▲ 36.0% |
| Other amounts receivable41 | €159k | €73k | €50k | €50k | €49k | ▼ 1.2% |
| Current investments50/53 | - | - | €10k | €5k | - | - |
| Cash at bank and in hand54/58 | €13k | €16k | €67k | €15k | €3k | ▼ 81.8% |
| Deferred charges and accrued income490/1 | €10k | €6k | €12k | €12k | - | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €3.48M | €2.69M | €2.63M | €2.71M | €2.61M | ▼ 3.7% |
| Equity10/15 | €525k | €657k | €753k | €897k | €667k | ▼ 25.7% |
| Contributions10/11 | €19k | €19k | €19k | €19k | €19k | = |
| Reserves13 | €438k | €472k | €562k | €712k | €477k | ▼ 33.0% |
| Non-distributable reserves130/1 | €5k | €5k | €5k | €5k | - | - |
| Reserves not available under the articles1311 | €5k | €5k | €5k | €5k | - | - |
| Tax-exempt reserves132 | €67k | - | - | - | - | - |
| Distributable reserves133 | €367k | €467k | €557k | €707k | €477k | ▼ 32.6% |
| Profit (loss) carried forward14 | €68k | €167k | €173k | €166k | €171k | ▲ 3.0% |
| Provisions and deferred taxes16 | €27k | - | - | - | - | - |
| Deferred taxes168 | €27k | - | - | - | - | - |
| Amounts payable17/49 | €2.93M | €2.03M | €1.88M | €1.81M | €1.94M | ▲ 7.1% |
| Amounts payable after more than one year17 | €2.27M | €1.69M | €1.44M | €1.22M | €984k | ▼ 19.4% |
| Financial debts170/4 | €2.27M | €1.69M | €1.44M | €1.22M | €984k | ▼ 19.4% |
| Amounts payable within one year42/48 | €655k | €324k | €426k | €587k | €952k | ▲ 62.2% |
| Current portion of amounts payable after more than one year42 | €283k | €261k | €280k | €263k | €272k | ▲ 3.4% |
| Trade debts44 | €30k | €40k | €25k | €66k | €90k | ▲ 36.1% |
| Suppliers440/4 | €30k | €40k | €25k | €66k | €90k | ▲ 36.1% |
| Taxes, remuneration and social security45 | €4k | €23k | €63k | €79k | €35k | ▼ 55.8% |
| Taxes450/3 | €4k | €23k | €63k | €79k | €35k | ▼ 55.8% |
| Remuneration and social security454/9 | €44 | - | - | - | - | - |
| Other amounts payable47/48 | €337k | - | €59k | €179k | €555k | ▲ 210% |
| Accrued charges and deferred income492/3 | €8k | €18k | €17k | €6k | €7k | ▲ 19.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €91k | €198k | €96k | €144k | €70k | ▼ 51.3% |
| + Depreciation and write-downs630 | €70k | €79k | €83k | €87k | €86k | ▼ 1.5% |
| Operating cash flow (approximation) | €161k | €278k | €179k | €231k | €156k | ▼ 32.5% |
| Investment in fixed assets (approximation) | - | €687k | €-39k | €-175k | €14k | ▲ 108% |
| Change in cash | - | €3k | €51k | €-52k | €-12k | ▲ 76.3% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 26 days late
06-08
State Gazette act
General meeting · Director resignation
Director discharge · Director appointment
2025
31-12
Financial
Weakest financial yearnet €70k ▼51.3%
Net result drops to €70k, the lowest in the series.
30-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 30 days late
2024
14-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 14 days late
2023
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Highest result since 2018net €198k ▲119%
Net result €198k, the highest in the series.
29-09
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 60 days late
2021
31-12
Financial
Equity above €500kEq €525k ▲21.1%
4 profitable years in a row build equity to €525k.
02-11
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 94 days late
2020
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 31 days late
03-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 308 days late
2018
29-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
05-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 7 acts read
About the unread acts
We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Chaumont-Gistoux · 1 establishment unit since 2008
Ground area
5,670 m²
Building footprint
405 m²
Volume, LiDAR
1,650 m³
2 parcels, Wallonia · tallest building 8.8 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
ROSY MANAGEMENT
since 20082.173.875.611
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25025C0067/00K002 | Wallonia | 3,249 m² | 1 · 290 m² | 8.8 m · 2 fl. |
| 25025C0067/00H002 | Wallonia | 2,421 m² | 1 · 115 m² | - |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
The group is listed under Ownership & control below; here you explore it as a network.
This company
Company
Director
Shareholding
+N: links not shown yet
Click a node to look further, drag to arrange, scroll to zoom.
Ownership & control
1 board mandateBoard mandates of this companythis company sits on their board1
1 location
Similar companies · same sector, comparable size
DS Pharma Services
BE 0888.667.379
Oud-Turnhout · Eq €666,928
EXTRAM
BE 0841.532.705
Namur · Eq €667,133
N.C.I.
BE 0438.476.127
Brussel · Eq €665,287
DAVID VANDERMEULEN
BE 0761.768.219
Deinze · Eq €665,226
QConsult
BE 0800.151.218
Aarschot · Eq €668,018
Of 24,515 companies in sector 82990 we hold annual accounts for 9,408. 5,356 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded18-08-2008
Fiscal year end31-12
Activities, NACEBEL 2025
82990Other business support services
Scores and ratios are computed by Checked and are not a credit decision.