ROSS AD
ActiveROSS AD has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €19k and a net result of €26k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 23% of 417 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency5▲+1
Growth78=
Stability100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity short (current ratio 0.49 against 0.37 in 2024), and 92.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 93
Relative position
BE, all sectors
reference
Sector 93
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
7.8%
Return on assets
10.5%
Age of the figures
8 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 23% of 417 sector peers (2025).
NBB · sector comparisonPosition among 417 sector peers
Solvency
better than 23%
← weakest
strongest →
lowers risk · Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €19k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-04-2026, 109 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
109 d early
2024
52 d early
2023
155 d early
2022
68 d early
2021
40 d late
2020
62 d late
2019
91 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€26k▲ 153%
2024 · €10k
2018: €7k
2019: €4k
2020: €-46k
2021: €7k
2022: €13k
2023: €9k
2024: €10k
2018 → 2025
Working capital
€-74k▲ 3.4%
2024 · €-76k
2018: €18k
2019: €13k
2020: €-94k
2021: €-93k
2022: €-83k
2023: €-77k
2024: €-76k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-13k-€326€9k▲ 2,758%€13k▲ 38.1%€19k▲ 48.0%
Operating result€8k-€14k▲ 77.3%€8k▼ 37.7%€9k▲ 1.5%€31k▲ 263%
Net result€7k-€13k▲ 87.4%€9k▼ 33.0%€10k▲ 12.9%€26k▲ 153%
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 263% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €244k
Fixed assets
€174k▼ 4.5%
Current assets
€70k▲ 52.5%
Equity and liabilities €244k
Equity
€19k▲ 48.0%
Debt
€225k▲ 4.5%
The debt ratio falls from 94.3% to 92.2%: equity grows faster than debt.
Key figures and ratios
EBITDA
€39k▲
2024 · €17k
Cash flow
€34k▲
2024 · €19k
Solvency
7.8%▲
2024 · 5.7%
Current ratio
0.49▲
2024 · 0.37
Quick ratio
0.49▲
2024 · 0.37
Debt / equity
11.79▼
2024 · 16.70
ROE
134.9%▲
2024 · 78.9%
ROA
10.5%▲
2024 · 4.5%
Interest coverage
106.12▲
2024 · 48.79
Debt
€225k▲
2024 · €215k
Debt ≤ 1 year
€144k▲
2024 · €122k
Debt > 1 year
€81k▼
2024 · €93k
Income taxes
€7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€228k€244k▲
Fixed assets21/28€182k€174k▼
Tangible fixed assets22/27€182k€174k▼
Land and buildings22€180k€174k▼
Plant, machinery and equipment23€2k-
Financial fixed assets28-€50
Current assets29/58€46k€70k▲
Amounts receivable within one year40/41€40k€43k▲
Trade receivables40-€6k
Other amounts receivable41€40k€37k▼
Cash at bank and in hand54/58€6k€27k▲
Equity and liabilities
Total equity and liabilities10/49€228k€244k▲
Equity10/15€13k€19k▲
Contributions10/11€19k€19k=
Reserves13€446€446=
Non-distributable reserves130/1€446€446=
Reserves not available under the articles1311€446€446=
Profit (loss) carried forward14€-6k-
Amounts payable17/49€215k€225k▲
Amounts payable after more than one year17€93k€81k▼
Financial debts170/4€93k€81k▼
Amounts payable within one year42/48€122k€144k▲
Financial debts43€12k€12k=
Credit institutions430/8€12k€12k=
Trade debts44€517-
Suppliers440/4€517-
Taxes, remuneration and social security45€3k€19k▲
Taxes450/3€3k€19k▲
Other amounts payable47/48€107k€113k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€9k€8k▼
Other operating charges640/8€4k€4k▲
Gross operating margin9900€21k€44k▲
Operating profit (loss)9901€9k€31k▲
Financial income75/76B€2k€2k▼
Recurring financial income75€2k€2k▼
Financial charges65/66B€352€372▲
Recurring financial charges65€352€372▲
Profit (loss) for the period before taxes9903€10k€33k▲
Income taxes67/77-€7k
Profit (loss) for the period9904€10k€26k▲
Profit (loss) for the period to be appropriated9905€10k€26k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-6k€20k▲
Profit (loss) brought forward from the previous period14P€-16k€-6k▲
Transfer from equity791/2€7k-
Profit to be distributed694/7€7k€20k▲
Return on contributions (dividend)694€7k€20k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-04
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Highest result since 2018net €26k ▲153%
Operating result €31k, net result €26k, both a record.
09-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
27-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
24-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
09-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 40 days late
2021
31-12
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
01-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 62 days late
2020
31-12
Financial
Weakest financial yearnet €-46k ▼1264%
Net result drops to €-46k, the lowest in the series; recovery starts the following year.
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
12-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 134 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Vorst · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Alfred Orbanstraat 2/41190 VorstGround area
197 m²
Building footprint
197 m²
Volume, LiDAR
3,067 m³
Parcel 21007A0017/00D009, Brussels · tallest building 19.1 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
Alfred Orbanstraat 2-4, 1190 Vorst
since 20152.242.424.818
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21007A0017/00D009 | Brussels | 197 m² | 1 · 197 m² | 19.1 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 3,867 companies in sector 93199 we hold annual accounts for 602. 408 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded04-05-2015
Fiscal year end31-12
Activities, NACEBEL
93199Other sports activities
96040Personal service activities
96230Day spas, saunas and steam baths
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.