Debts
€1.6m 100% of the balance sheet
Financial debts 93%Suppliers 0%Other 7%
Of this, €112,935 falls due within a year.
ROSIMO
Lifetime
1 annual account with figurespeak -€600 (2025)
-€600
lowest -€688 (2025)
-€688
peak €2,313 (2025)
€2,313
€1.6m
Board2 names since 2025
2 directorsNOTTET Aurélie Marie Paule Geneviève Yvette and 1 other
Documentsfilings and deeds
30-10-202691 days late
2025micro format
Loss of €688Incorporation 30-071 establishment registeredFirst year with figures
Key points
from the 2025 annual accountsStarting capital
€3,000 100 shares
Position in the sector
€1.6m
Larger balance sheet than 84% of companies in real estate. Sector median €410,725 · 17,198 companies.
2025 accounts filed 91 days after the deadlineTurnover not published (micro format)
Checked score
54
Fair
Financially stronger than 35% of micro companies in real estate (NACE 68)
Probability in this band: 1.5% to 4.2%
A confirmed filing finding caps the score at 59.
Bankruptcy probability within 12 months
1.4% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 26,626 companies (NACE 68, micro).
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
08-2026: 0.6%lowest value
09-2026: 0.6%● unchanged vs 08-2026lowest value
10-2026: 1.4%▲ +0.8 percentage points vs 09-2026highest value
11-2026: 1.4%● unchanged vs 10-2026highest value
Financial strengthWeak
Score breakdown
raises risk
Capped at 59: a confirmed filing finding
Last filed accounts filed 91 days late; 1 of the last 3 accounts late
Liquidity: current ratio 0.03, cash €2,913
lowers risk
Sector: Real estate activities (NACE 68)
Size: total assets €1.6m
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 20% of them on solvency, 52% on liquidity and 33% on profitability.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 120 companies had the same profile as ROSIMO has now. Each dot is one company, two years later.
95.8%
were still trading
1.7%
stopped another way
2.5%
went bankrupt
That fits the bankruptcy probability of ROSIMO itself: 1.4% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 120 companies, not a prediction for ROSIMO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No publishable credit limit, so credit only on tighter terms
Liquidity is insufficient, with a current ratio of 0.03, below 1. Short-term debt is 7% and cash 0.2% of total assets. 99.9% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Seven signals.
lowers riskraises risk
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 17194 sector peers (2025).
NBB · sector comparisonPosition among 17194 sector peers
Solvency
better than 20%
← weakest
strongest →
raises risk · Young company
Founded in 2025, a year ago. Young companies fail more often than established ones; the risk is highest 2 to 8 years after founding.
KBO · incorporation dateAge against the risk zone
raises risk · 2025 accounts filed 91 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-10-2026, 91 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
NBB · 1 filingDeviation from the deadline
2025
91 days late
← before the deadline
after the deadline →
Searched, nothing found (1)
Board and ownership
- STIERS Roland Charles Joseph 50 sharesdeed of 30-07-2025
- NOTTET Aurélie Marie Paule Geneviève Yvette 50 sharesdeed of 30-07-2025
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1025943363
Incorporation
Founding capital of €3,000, 100 shares · Founders: STIERS Roland Charles Joseph and NOTTET Aurélie Marie Paule Geneviève Yvette · Appointments: STIERS Roland Charles Joseph (director) and NOTTET Aurélie Marie Paule Geneviève Yvette (director) · published on 30-07-2025 · Gazette deed
First establishment
Quai du Roi-Albert 52, Liège
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| ROSIMO Liège | €1.6m | -€600 | 0.1% | - |
| BEOIMMO Anderlecht | €1.7m | -€12,555 | -1.1% | - |
| SLIM PROJECTS Mechelen | €1.8m | -€38,124 | 48.2% | - |
| OPHTAWANZE IMMO Wanze | €1.3m | -€8,403 | 1.8% | - |
| VAL INVEST Liège | €1.4m | -€7,337 | -0.9% | - |
| BEX-IMMO Wanze | €1.1m | -€2,689 | -2.2% | - |
| EAST PARK INVEST Soumagne | €1.5m | -€6,463 | 1.6% | - |
These companies have the same main activity as ROSIMO: renting and operating of own or leased non-residential real estate, excluding land (NACE 68203). They are comparable in size and age: total assets between €1.1m and €1.8m, founded between 2024 and 2025.
Official details
Source: KBO- Status
- Active since 28-07-2025Normal situation
- Activity
- Renting and operating of own or leased non-residential real estate, excluding landNACE 68203and 1 other
- Establishment unit
- 2.389.057.3424020 Liège, since 28-07-2025
- Financial year end
- 31 December
- Peppol
- Reachable since 23-06-2026
Insights on ROSIMO
ROSIMO has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2,313 and a net result of -€688.
Its solvency ranks better than 20% of 17,194 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about ROSIMO
- What is the company number of ROSIMO?
- The company number of ROSIMO is 1025.943.363. The VAT number is the same number with BE in front: BE 1025.943.363.
- Where is ROSIMO based?
- The registered office is at Quai du Roi-Albert 52, 4020 Liège.Company details
- What does ROSIMO do?
- According to the KBO register, the main activity is renting and operating of own or leased non-residential real estate, excluding land (NACE 68203).
- What is the legal form of ROSIMO?
- ROSIMO is a private limited company (BV).
- When was ROSIMO founded?
- ROSIMO was founded on 28-07-2025.
- Is ROSIMO still active?
- Yes, ROSIMO is an active enterprise in the KBO register.
- What is the turnover of ROSIMO?
- The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
- Is ROSIMO profitable?
- In financial year 2025, ROSIMO made a loss of €688.
- Where can I find the annual accounts of ROSIMO?
- ROSIMO filed 1 annual account with the National Bank of Belgium, for financial year 2025.
Next steps
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