ROSIERS
ActiveSummary
ROSIERS has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €116k and a net result of €-5k. Equity is growing by ~2.6% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
75
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability27▼-29
Solvency100=
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 14.49 against 9.47 in 2024; short-term debt: 6.9% and cash: 42.9% of total assets), and 6.9% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
30 d early
2023
8 d early
2022
2 d early
2021
1 d early
2020
28 d early
2019
10 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€116k▼ 4.2%
2024 · €121k
2018: €85k
2019: €106k
2020: €121k
2021: €117k
2022: €118k
2023: €131k
2024: €121k
2018 → 2025
Total assets
€124k▼ 7.9%
2024 · €135k
2018: €298k
2019: €256k
2020: €251k
2021: €122k
2022: €129k
2023: €137k
2024: €135k
2018 → 2025
Net result
€-5k
2024 · €10k
2018: €9k
2019: €22k
2020: €15k
2021: €-4k
2022: €832
2023: €13k
2024: €10k
2018 → 2025
Working capital
€116k▼ 4.2%
2024 · €121k
2018: €46k
2019: €75k
2020: €97k
2021: €105k
2022: €118k
2023: €131k
2024: €121k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€117k-€118k▲ 0.7%€131k▲ 10.9%€121k▼ 7.9%€116k▼ 4.2%
Operating result€803-€1k▲ 36.2%€18k▲ 1,558%€11k▼ 37.4%€-5k
Net result€-4k-€832€13k▲ 1,443%€10k▼ 21.4%€-5k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €5k after €11k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €124k
Equity
€116k ▼ 4.2%
Debt
€9k ▼ 39.8%
Debt's share of the balance-sheet total falls from 10.6% to 6.9%. Equity and debt are lower.
Key figures and ratios
Current ratio
14.49▲
2024 · 9.47
Debt to equity
0.07▼
2024 · 0.12
ROE
-4.3%▼
2024 · 8.4%
ROA
-4.0%▼
2024 · 7.5%
Debt ≤ 1 year
€9k▼
2024 · €14k
Income taxes
€682▼
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet
Code20242025
Assets
Total assets20/58€135k€124k▼
Current assets29/58€135k€124k▼
Amounts receivable within one year40/41€0€4k▲
Other amounts receivable41€0€4k▲
Current investments50/53€43k€37k▼
Cash at bank and in hand54/58€78k€53k▼
Deferred charges and accrued income490/1€15k€30k▲
Equity and liabilities
Total equity and liabilities10/49€135k€124k▼
Equity10/15€121k€116k▼
Contributions10/11€0-
Reserves13€121k€121k=
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€121k€121k=
Profit (loss) carried forward14€0€-5k▼
Amounts payable17/49€14k€9k▼
Amounts payable within one year42/48€14k€9k▼
Trade debts44€1k€4k▲
Suppliers440/4€1k€4k▲
Taxes, remuneration and social security45€1k€0▼
Taxes450/3€1k€0▼
Other amounts payable47/48€12k€5k▼
Income statement
Code20242025
Other operating charges640/8€973€1k▲
Gross operating margin9900€12k€-4k▼
Operating profit (loss)9901€11k€-5k▼
Financial income75/76B€3k€941▼
Recurring financial income75€3k€941▼
Financial charges65/66B€164€162▼
Recurring financial charges65€164€162▼
Profit (loss) for the period before taxes9903€14k€-4k▼
Income taxes67/77€4k€682▼
Profit (loss) for the period9904€10k€-5k▼
Profit (loss) for the period to be appropriated9905€10k€-5k▼
Appropriation of the result
Profit (loss) to be appropriated9906€10k€-5k▼
Profit (loss) brought forward from the previous period14P€0-
Transfer from equity791/2€2k€0▼
Transfer to equity691/2€10k€0▼
To other reserves6921€10k€0▼
Profit to be distributed694/7€2k€0▼
Return on contributions (dividend)694€2k€0▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Weakest financial yearnet €-5k
Net result drops to €-5k, the lowest in the series.
31-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
22-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
28-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Back to profitnet €832
Net result €832 after one loss-making year.
29-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Liquidity times 14current ratio 24.22
Current ratio from 1.75 to 24.22; short-term debt falls from €128k to €5k.
02-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
20-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Highest result since 2018net €22k ▲144%
Operating result €29k, net result €22k, both a record.
30-09
Financial
Equity above €100kEq €106k ▲25.5%
2 profitable years in a row build equity to €106k.
Show earlier events
29-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
06-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Rumst
Ground area
952 m²
Building footprint
163 m²
Volume, LiDAR
956 m³
Parcel 11036D0147/00F000, Flanders · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11036D0147/00F000 | Flanders | 952 m² | 1 · 163 m² | 8.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-07-1997
Fiscal year end30-09
Sources
Crossroads Bank for EnterprisesNational Bank · 28 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.