ROSELLE
ActiveThe computed 12-month bankruptcy probability of ROSELLE is 2.9% (moderate). The 2025 annual accounts show equity of €156k and a net result of €190k. Equity is growing by ~109.1% per year across the filed fiscal years. The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
67
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency61▼-39
Growth78=
Track record94
Bankruptcy probability, 12 months
2.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 1.56 against 4.11 in 2024; short-term debt: 64.1% and cash: 51.6% of total assets), but 64.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
35.9%
Return on assets
43.9%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
31 d late
2024
61 d late
2023
21 d late
2022
24 d early
2021
37 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€156k=
2024 · €156k
2021: €12k
2022: €36k
2023: €74k
2024: €156k
2021 → 2025
Total assets
€433k▲ 111%
2024 · €205k
2021: €21k
2022: €52k
2023: €100k
2024: €205k
2021 → 2025
Net result
€190k▲ 134%
2024 · €81k
2021: €12k
2022: €23k
2023: €39k
2024: €81k
2021 → 2025
Working capital
€155k▲ 0.8%
2024 · €154k
2021: €12k
2022: €37k
2023: €72k
2024: €154k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€12k-€36k▲ 185%€74k▲ 109%€156k▲ 109%€156k=
Operating result€20k-€38k▲ 85.0%€58k▲ 54.6%€121k▲ 108%€258k▲ 113%
Net result€12k-€23k▲ 84.6%€39k▲ 68.0%€81k▲ 110%€190k▲ 134%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 113% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €433k
Fixed assets
€744▼ 61.6%
Current assets
€432k▲ 113%
Equity and liabilities €433k
Equity
€156k=
Debt
€277k▲ 461%
The debt ratio rises from 24.1% to 64.1%. Debt is higher.
Key figures and ratios
EBITDA
€259k▲
2024 · €122k
Cash flow
€191k▲
2024 · €82k
Solvency
35.9%▼
2024 · 75.9%
Current ratio
1.56▼
2024 · 4.11
Quick ratio
1.56▼
2024 · 4.11
Debt / equity
1.78▲
2024 · 0.32
ROE
122.1%▲
2024 · 52.2%
ROA
43.9%▲
2024 · 39.6%
Interest coverage
310.85▲
2024 · 54.56
Debt
€277k▲
2024 · €49k
Debt ≤ 1 year
€277k▲
2024 · €49k
Income taxes
€68k▲
2024 · €38k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€205k€433k▲
Fixed assets21/28€2k€744▼
Tangible fixed assets22/27€2k€744▼
Plant, machinery and equipment23€1k€630▼
Furniture and vehicles24€470€113▼
Current assets29/58€203k€432k▲
Amounts receivable after more than one year29€30k€30k=
Other amounts receivable291€30k€30k=
Amounts receivable within one year40/41€6k€0▼
Trade receivables40€0-
Other amounts receivable41€6k€0▼
Current investments50/53€4k€4k=
Cash at bank and in hand54/58€156k€223k▲
Deferred charges and accrued income490/1€6k€175k▲
Equity and liabilities
Total equity and liabilities10/49€205k€433k▲
Equity10/15€156k€156k=
Reserves13€156k€156k=
Distributable reserves133€156k€156k=
Profit (loss) carried forward14-€0
Amounts payable17/49€49k€277k▲
Amounts payable within one year42/48€49k€277k▲
Financial debts43€2€2=
Credit institutions430/8€2€2=
Trade debts44€11k€13k▲
Suppliers440/4€11k€13k▲
Taxes, remuneration and social security45€38k€96k▲
Taxes450/3€38k€96k▲
Other amounts payable47/48-€168k
Accrued charges and deferred income492/3€0-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k▼
Other operating charges640/8€2k€3k▲
Gross operating margin9900€124k€262k▲
Operating profit (loss)9901€121k€258k▲
Financial income75/76B€850€849▼
Recurring financial income75€850€849▼
Financial charges65/66B€2k€833▼
Recurring financial charges65€2k€833▼
Profit (loss) for the period before taxes9903€119k€258k▲
Income taxes67/77€38k€68k▲
Profit (loss) for the period9904€81k€190k▲
Profit (loss) for the period to be appropriated9905€81k€190k▲
Appropriation of the result
Profit (loss) to be appropriated9906€81k€190k▲
Transfer to equity691/2€81k€0▼
To other reserves6921€81k€0▼
Profit to be distributed694/7-€190k
Return on contributions (dividend)694-€190k
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Highest result since 2021net €190k ▲134%
Operating result €258k, net result €190k, both a record.
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
31-12
Financial
Equity above €150kEq €156k ▲109%
4 profitable years in a row build equity to €156k.
21-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 21 days late
2023
07-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
24-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zoersel · 2 establishment units since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Nachtegalendreef 152980 ZoerselGround area
4.2 ha
Building footprint
9,197 m²
Volume, LiDAR
1,211 m³
2 parcels, Flanders · tallest building 8.5 m, ±1 floor. Linked by address, not a title deed.
2 establishment units
ROSELLE
since 20212.312.323.216
AZ Turnhout
since 20212.315.348.131
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13453O0624/00Y000 | Flanders | 4.0 ha | 1 · 8,932 m² | - |
| 11017A0014/00T000 | Flanders | 2,173 m² | 1 · 265 m² | 8.5 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 750 EUR awarded · 750 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 750 EUR | 750 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Legal Entity Identifier
875500BHLOJZSGOJ5I98
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-01-2021
Fiscal year end31-12
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.