ROSEL GROUP

Active

Private limited companyfounded 20224 yrs activeLt. Graffplein 15, 1780 Wemmel, BelgiumKBO/BCE: BE 0788.511.515

The computed 12-month bankruptcy probability of ROSEL GROUP is 3.8% (moderate). The 2024 annual accounts show equity of €14k and a net result of €13k. Equity is growing by ~108.1% per year across the filed fiscal years. Its solvency ranks better than 39% of 36376 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Watch Print / PDF

Checked score

Score 2024

61 / 100

Healthy▲ +5 vs 2023

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2023

Profitability100=

Solvency50▲+35

Growth78=

Stability94

Bankruptcy probability, 12 months

3.8% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €1k at 30 days acceptable

Liquidity short (current ratio 0.66 against 0.95 in 2023), and 63.5% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 43

Relative position

BE, all sectors

reference

Sector 43

higher

← fewer bankruptcies more bankruptcies →

Multiple establishment units

Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.

KBO · establishment units

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2024

Solvency, return and age of the figures

Solvency

36.5%

Return on assets

33.7%

Age of the figures

20 mo

Filed more than 90 days late

The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-12-2025, 153 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.

NBB · 3 filings

Deviation from the deadline

2025

not confirmed

2024

153 d late

2023

64 d late

2022

203 d late

← before the deadline after the deadline →

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity

€14k▲ 1,230%

2023 · €1k

2022: €-12k 2023: €1k

2022 → 2024

Total assets

€37k▲ 166%

2023 · €14k

2022: €6k 2023: €14k

2022 → 2024

Net result

€13k▼ 1.2%

2023 · €13k

2022: €-17k 2023: €13k

2022 → 2024

Working capital

€-8k▼ 1,047%

2023 · €-700

2022: €-13k 2023: €-700

2022 → 2024

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line202220232024Trend

Equity€-12k-€1k€14k▲ 1,230%

Operating result€-17k-€14k€12k▼ 13.7%

Net result€-17k-€13k€13k▼ 1.2%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result falls in 2024; 2024 is 14% below 2023.

Balance-sheet composition

2024 in colour, 2023 as the grey bar beneath

Assets €37k

57.9%

42.1%

Fixed assets €22k▲ 1,156%

Current assets €16k▲ 27.7%

Equity and liabilities €37k

36.5%

63.5%

Equity €14k▲ 1,230%

Debt €24k▲ 82.5%

The debt ratio falls from 92.7% to 63.5%: equity grows faster than debt.

Key figures and ratios

2024 value · change against 2023

EBITDA

€14k▼

2023 · €15k

Cash flow

€14k▲

2023 · €13k

Solvency

36.5%▲

2023 · 7.3%

Current ratio

0.66▼

2023 · 0.95

Quick ratio

0.66▼

2023 · 0.95

Debt / equity

1.74▼

2023 · 12.69

ROE

92.5%

ROA

33.7%▼

2023 · 91.0%

Interest coverage

99.95▲

2023 · 10.20

Debt

€24k▲

2023 · €13k

Debt ≤ 1 year

€24k▲

2023 · €13k

Staff costs

€22k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2024 against 2023

Balance sheet Code20232024

Assets

Total assets20/58€14k€37k▲

Fixed assets21/28€2k€22k▲

Intangible fixed assets21-€15k

Tangible fixed assets22/27€2k€4k▲

Plant, machinery and equipment23€967€860▼

Furniture and vehicles24€758€3k▲

Financial fixed assets28-€3k

Current assets29/58€12k€16k▲

Amounts receivable within one year40/41€12k€14k▲

Trade receivables40€8k€5k▼

Other amounts receivable41€4k€8k▲

Cash at bank and in hand54/58€239€2k▲

Equity and liabilities

Total equity and liabilities10/49€14k€37k▲

Equity10/15€1k€14k▲

Contributions10/11€5k€5k=

Profit (loss) carried forward14€-4k€9k▲

Amounts payable17/49€13k€24k▲

Amounts payable within one year42/48€13k€24k▲

Trade debts44€8k€4k▼

Suppliers440/4€8k€4k▼

Taxes, remuneration and social security45-€2k

Taxes450/3-€2k

Remuneration and social security454/9-€537

Other amounts payable47/48€5k€17k▲

Income statement Code20232024

Remuneration, social security and pensions62-€22k

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€507€2k▲

Other operating charges640/8-€154

Gross operating margin9900€15k€36k▲

Operating profit (loss)9901€14k€12k▼

Financial income75/76B-€490

Recurring financial income75-€490

Non-recurring financial income76B-€490

Financial charges65/66B€1k€140▼

Recurring financial charges65€1k€140▼

Profit (loss) for the period before taxes9903€13k€13k▼

Profit (loss) for the period9904€13k€13k▼

Profit (loss) for the period to be appropriated9905€13k€13k▼

Appropriation of the result

Profit (loss) to be appropriated9906€-4k€9k▲

Profit (loss) brought forward from the previous period14P€-17k€-4k▲

The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

All 4Financial 1Filings 3

2025

31-12

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 153 days late

2024

03-10

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 64 days late

19-02

NBB filing Annual accounts filed

fiscal year 2022 · micro schema · 203 days late

2023

31-12

Financial Back to profitnet €13k

Net result €13k after one loss-making year.

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Wemmel · 2 establishment units since 2022

establishment All 2 establishment units on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Lt. Graffplein 151780 Wemmel

Ground area

410 m²

Building footprint

342 m²

Volume, LiDAR

4,162 m³

3 parcels, Brussels, Flanders · tallest building 18.2 m, ±5 floors. Linked by address, not a title deed.

2 establishment units

ROSEL GROUP

Clemenceaulaan 60, 1070 AnderlechtElectrical installation work in industrial facilities

since 20222.333.269.771

LEO FOOD & TRAITEUR

Peter Benoitstraat 39, 1040 EtterbeekRetail trade

since 20242.367.347.158

3 parcels

Flanders 1 (33.3%) Brussels 2 (66.7%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
21305B0222/00R012	Brussels	157 m²	1 · 92 m²	18.2 m · 5 fl.
22662B0387/00R004	Flanders	147 m²	1 · 144 m²	14.9 m · 4 fl.
21363B0427/00F004	Brussels	106 m²	1 · 106 m²	17.1 m · 5 fl.