ROSEBURY
ActiveROSEBURY has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €114k and a net result of €11k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 51% of 7983 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
56
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability48▼-14
Solvency70▲+4
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 1.83 against 1.7 in 2024; short-term debt: 54.7% and cash: 0.8% of total assets), but 54.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
45.3%
Return on assets
4.3%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €114k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
31 d late
2023
61 d late
2022
61 d late
2021
60 d late
2020
31 d late
2019
97 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€114k▲ 10.4%
2024 · €103k
2018: €-29k
2019: €-30k
2020: €-32k
2021: €-32k
2022: €12k
2023: €79k
2024: €103k
2018 → 2025
Total assets
€252k▲ 0.2%
2024 · €252k
2018: €22k
2019: €863
2020: €223
2021: €224
2022: €95k
2023: €230k
2024: €252k
2018 → 2025
Net result
€11k▼ 56.3%
2024 · €25k
2018: €-62k
2019: €-1k
2020: €-2k
2021: €-550
2022: €44k
2023: €66k
2024: €25k
2018 → 2025
Working capital
€114k▲ 10.4%
2024 · €103k
2018: €-12k
2019: €-30k
2020: €-32k
2021: €-32k
2022: €12k
2023: €79k
2024: €103k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-32k-€12k€79k▲ 538%€103k▲ 31.4%€114k▲ 10.4%
Operating result€-474-€46k€79k▲ 70.9%€34k▼ 56.7%€36k▲ 5.6%
Net result€-550-€44k€66k▲ 49.4%€25k▼ 62.7%€11k▼ 56.3%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 6% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €252k
Equity
€114k▲ 10.4%
Debt
€138k▼ 6.9%
The debt ratio falls from 58.9% to 54.7%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
45.3%▲
2024 · 41.1%
Current ratio
1.83▲
2024 · 1.70
Quick ratio
0.88▲
2024 · 0.69
Debt / equity
1.21▼
2024 · 1.43
ROE
9.5%▼
2024 · 23.9%
ROA
4.3%▼
2024 · 9.8%
Debt
€138k▼
2024 · €148k
Debt ≤ 1 year
€138k▼
2024 · €148k
Income taxes
€17k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€252k€252k▲
Current assets29/58€252k€252k▲
Stocks and contracts in progress3€149k€130k▼
Stocks30/36€149k€130k▼
Amounts receivable within one year40/41€102k€118k▲
Trade receivables40€102k€118k▲
Other amounts receivable41-€60
Cash at bank and in hand54/58€461€2k▲
Deferred charges and accrued income490/1€8€2k▲
Equity and liabilities
Total equity and liabilities10/49€252k€252k▲
Equity10/15€103k€114k▲
Contributions10/11€35k€35k=
Outside capital11€35k€35k=
Other1109/19€35k€35k=
Profit (loss) carried forward14€68k€79k▲
Amounts payable17/49€148k€138k▼
Amounts payable within one year42/48€148k€138k▼
Current portion of amounts payable after more than one year42-€5k
Trade debts44€89k€77k▼
Suppliers440/4€89k€77k▼
Taxes, remuneration and social security45€6k€16k▲
Taxes450/3€6k€16k▲
Other amounts payable47/48€53k€41k▼
Income statement
Code20242025
Other operating charges640/8€120€415▲
Gross operating margin9900€34k€37k▲
Operating profit (loss)9901€34k€36k▲
Financial income75/76B€178€2k▲
Recurring financial income75€178€2k▲
Financial charges65/66B€10k€11k▲
Recurring financial charges65€10k€11k▲
Profit (loss) for the period before taxes9903€25k€28k▲
Income taxes67/77-€17k
Profit (loss) for the period9904€25k€11k▼
Profit (loss) for the period to be appropriated9905€25k€11k▼
Appropriation of the result
Profit (loss) to be appropriated9906€68k€79k▲
Profit (loss) brought forward from the previous period14P€44k€68k▲
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
31-12
Financial
Equity above €100kEq €103k ▲31.4%
3 profitable years in a row build equity to €103k.
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
2023
31-12
Financial
Highest result since 2018net €66k ▲49.4%
Operating result €79k, net result €66k, both a record.
30-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 61 days late
2022
31-12
Financial
Back to profitnet €44k
Net result €44k after 4 loss-making years.
31-12
Financial
Liquidity times 166current ratio 1.15
Current ratio from 0.01 to 1.15.
29-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 60 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
05-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 97 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
27-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 27 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Waterloo · 1 establishment unit since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Avenue des Gémeaux 251410 WaterlooGround area
1,094 m²
Building footprint
143 m²
Parcel 25764N0683/00F000, Wallonia. Linked by address, not a title deed.
1 establishment unit
Avenue des Gémeaux 25, 1410 Waterloo
since 20122.286.374.924
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25764N0683/00F000 | Wallonia | 1,094 m² | 1 · 143 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Textiel Troch
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LEVHEL
BE 0831.371.360
Beerse · Eq €114k
APRINTEX
BE 0890.058.043
Kortrijk · Eq €115k
AFTAT
BE 0824.098.736
Schilde · Eq €112k
DOMANO DIFFUSION
BE 0436.479.214
Edegem · Eq €117k
Of 1,311 companies in sector 46423 we hold annual accounts for 812. 569 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-09-2012
Fiscal year end31-12
Activities, NACEBEL
46423Wholesale of clothing, excluding workwear and underwear
46190Agents in non-specialised wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.