Rose Lima
ActiveThe computed 12-month bankruptcy probability of Rose Lima is 2.5% (moderate). The 2024 annual accounts show negative equity (€-199k) and a net result of €-39k. Equity is shrinking by ~53.7% per year across the filed fiscal years. Its solvency ranks better than 5% of 514 sector peers (fiscal year 2024). The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
18
/ 100
Critical
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability0=
Solvency0=
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
2.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.12 against 0.02 in 2023; short-term debt: 241.5% and cash: 1% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-141.7%
Return on assets
-28%
Age of the figures
21 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024Equity per financial year
2021222324
2020 to 2024 · latest year €-199k
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-11-2025, 120 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
120 d late
2023
on the day
2022
70 d late
2021
239 d late
2020
110 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€-199k▼ 24.7%
2023 · €-159k
2020: €5k
2021: €-36k
2022: €-99k
2023: €-159k
2020 → 2024
Total assets
€140k▼ 4.0%
2023 · €146k
2020: €183k
2021: €217k
2022: €198k
2023: €146k
2020 → 2024
Net result
€-39k▲ 35.4%
2023 · €-61k
2020: €-45k
2021: €-41k
2022: €-62k
2023: €-61k
2020 → 2024
Working capital
€-299k▲ 0.1%
2023 · €-300k
2020: €-80k
2021: €-204k
2022: €-265k
2023: €-300k
2020 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€5k-€-36k€-99k▼ 173%€-159k▼ 61.7%€-199k▼ 24.7%
Operating result€-45k-€-39k▲ 14.0%€-60k▼ 55.3%€-59k▲ 1.7%€-38k▲ 35.5%
Net result€-45k-€-41k▲ 10.4%€-62k▼ 53.5%€-61k▲ 2.6%€-39k▲ 35.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €38k in 2024 against €59k in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €140k
Fixed assets
€101k▼ 28.0%
Current assets
€39k▲ 555%
Key figures and ratios
EBITDA
€-19k▲
2023 · €-33k
Cash flow
€-20k▲
2023 · €-35k
Solvency
-141.7%▼
2023 · -109.1%
Current ratio
0.12▲
2023 · 0.02
Quick ratio
0.12▲
2023 · 0.02
Debt / equity
-1.71▲
2023 · -1.92
ROA
-28.0%▲
2023 · -41.6%
Interest coverage
-21.44▲
2023 · -22.10
Debt
€339k▲
2023 · €306k
Debt ≤ 1 year
€339k▲
2023 · €306k
Income taxes
€294▲
2023 · €248
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€146k€140k▼
Fixed assets21/28€140k€101k▼
Tangible fixed assets22/27€140k€101k▼
Land and buildings22€21k€20k▼
Plant, machinery and equipment23€22k€16k▼
Furniture and vehicles24€23k€1k▼
Other tangible fixed assets26€74k€63k▼
Current assets29/58€6k€39k▲
Amounts receivable within one year40/41€4k€38k▲
Trade receivables40€4k€36k▲
Other amounts receivable41€132€2k▲
Cash at bank and in hand54/58€343€1k▲
Deferred charges and accrued income490/1€1k€74▼
Equity and liabilities
Total equity and liabilities10/49€146k€140k▼
Equity10/15€-159k€-199k▼
Contributions10/11€50k€50k=
Profit (loss) carried forward14€-209k€-249k▼
Amounts payable17/49€306k€339k▲
Amounts payable within one year42/48€306k€339k▲
Trade debts44€6k€10k▲
Suppliers440/4€6k€10k▲
Taxes, remuneration and social security45€1k€2k▲
Taxes450/3€1k€2k▲
Other amounts payable47/48€298k€327k▲
Accrued charges and deferred income492/3-€292
Income statement
Code20232024
Non-recurring operating income76A-€15k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€26k€19k▼
Other operating charges640/8€548€664▲
Gross operating margin9900€-32k€-18k▲
Operating profit (loss)9901€-59k€-38k▲
Financial charges65/66B€1k€886▼
Recurring financial charges65€1k€886▼
Profit (loss) for the period before taxes9903€-61k€-39k▲
Income taxes67/77€248€294▲
Profit (loss) for the period9904€-61k€-39k▲
Profit (loss) for the period to be appropriated9905€-61k€-39k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-209k€-249k▼
Profit (loss) brought forward from the previous period14P€-149k€-209k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
28-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 120 days late
2024
31-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
09-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 70 days late
27-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 239 days late
2022
31-12
Financial
Weakest financial yearnet €-62k
Net result drops to €-62k, the lowest in the series; recovery starts the following year.
2021
18-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 110 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hamont-Achel · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oude Watertorenstraat 293930 Hamont-AchelGround area
1,998 m²
Building footprint
374 m²
Volume, LiDAR
1,685 m³
Parcel 72012D0146/02R000, Flanders · tallest building 7.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Oude Watertorenstraat 29, 3930 Hamont-Achel
since 20192.291.958.560
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72012D0146/02R000 | Flanders | 1,998 m² | 1 · 374 m² | 7.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 346 companies in sector 28990 we hold annual accounts for 278. 42 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-07-2019
Fiscal year end31-12
Activities, NACEBEL
28990Manufacture of machinery and equipment not elsewhere classified
33190Repair, maintenance and installation of machinery and equipment
96040Personal service activities
96999Other personal services
96230Day spas, saunas and steam baths
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.