Rose
ActiveSummary
The computed 12-month bankruptcy probability of Rose is 2.0% (moderate). For Rose, at least two filing cycles of the annual accounts are missing. The 2022 annual accounts show equity of €6k and a net result of €-5k. Its solvency ranks better than 35% of 14641 sector peers (fiscal year 2022). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
No current score
Figures too old
The available figures for FY 2022 are too old to assess current financial health.
Filing: At least two filing cycles are missing
Axes, FY 2022 · tick = 2019
Profitability44▼-6
Solvency45▼-55
Growth32
Track record100
Bankruptcy probability, 12 months
2.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2022Solvency, return and age of the figures
Solvency
20.2%
Return on assets
-16.4%
Age of the figures
45 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2023, 3 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 2 filingsPosition against the passed deadline
31-12-2023 close31-07-2024 deadline24-09-2026 today
neutral · Filed after the deadline
The financial year that closed on 31-12-2022 was due by 31-07-2023 and was filed on 09-08-2023, 9 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
not filed
2022
9 d late
2019
53 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2022, micro schema
Turnover
€5k
EBIT margin
-99.0%
Net result
€-5k
2019 · €600
2019: €600
2019 → 2022
Working capital
€-14k
2019 · €12k
2019: €12k
2019 → 2022
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20192022Trend
Turnover€5k
Equity€12k-€6k▼ 46.6%
Operating result€639-€-5k
Net result€600-€-5k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result is €-5k in 2022, compared with €639 in 2019. Comparable figures for the intervening years are unavailable.
Balance-sheet composition
2022 in colour, 2019 as the grey bar beneath
Assets €30k
Fixed assets
€20k
Current assets
€11k
Equity and liabilities €30k
Equity
€6k ▼ 46.6%
Debt
€24k ▲ 54,638%
Debt's share of the balance-sheet total rises from 0.4% to 79.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€250
Cash flow
€205
Current ratio
0.44
Quick ratio
0.20
Debt to equity
3.96
ROE
-81.2%▼
2019 · 5.2%
ROA
-16.4%▼
2019 · 5.2%
Interest coverage
5.57
Debt ≤ 1 year
€24k▲
2019 · €44
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2022 against 2019 · 32 lines
Balance sheet
Code20192022
Assets
Total assets20/58€12k€30k▲
Fixed assets21/28-€20k
Tangible fixed assets22/27-€20k
Furniture and vehicles24-€20k
Current assets29/58€12k€11k▼
Stocks and contracts in progress3€6k€6k=
Stocks30/36-€6k
Amounts receivable within one year40/41€2k€2k=
Other amounts receivable41-€2k
Cash at bank and in hand54/58€3k€2k▼
Equity and liabilities
Total equity and liabilities10/49€12k€30k▲
Equity10/15€12k€6k▼
Contributions10/11€12k€12k=
Profit (loss) carried forward14€-890€-6k▼
Amounts payable17/49€44€24k▲
Amounts payable within one year42/48€44€24k▲
Trade debts44€44€1k▲
Suppliers440/4-€1k
Other amounts payable47/48-€23k
Income statement
Code20192022
Turnover70-€5k
Goods, raw materials, services and sundry goods60/61-€4k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€5k
Other operating charges640/8-€338
Gross operating margin9900€987€588▼
Operating profit (loss)9901€639€-5k▼
Financial charges65/66B-€45
Recurring financial charges65€39€45▲
Profit (loss) for the period before taxes9903€600€-5k▼
Profit (loss) for the period9904€600€-5k▼
Profit (loss) for the period to be appropriated9905€600€-5k▼
Appropriation of the result
Profit (loss) to be appropriated9906-€-6k
Profit (loss) brought forward from the previous period14P-€-1k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2023
09-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 9 days late
2020
22-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 53 days late
NBB filing
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Merchtem · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lovegemblokstraat 301785 MerchtemGround area
1,822 m²
Building footprint
242 m²
Volume, LiDAR
1,193 m³
Parcel 23012D0215/00C002, Flanders · tallest building 8.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Lovegemblokstraat 30, 1785 Merchtem
since 20232.360.196.377
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23012D0215/00C002 | Flanders | 1,822 m² | 1 · 242 m² | 8.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2023 · 2 entries · 529 EUR awarded · 386 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 0 EUR | 260 EUR |
| 2022 | 1 | 529 EUR | 126 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Similar companies · same sector, comparable size
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MADE FOR
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NEW LOWLAND FIELD - TREE
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BABY BOOMING BUSINESS
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Of 1,311 companies in sector 46423 we hold annual accounts for 812. 257 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-04-2018
Fiscal year end31-12
Activities, NACEBEL 2025
46423Wholesale of clothing, excluding workwear and underwear
46421Wholesale trade
46422Wholesale trade
47711Retail sale of women's outerwear
47712Retail trade
90391Promotion and organisation of arts and performing arts events
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.