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ROSCOFIN

Active
Public limited companyfounded 199135 yrs activeRinglaan(M) 307, 3630 Maasmechelen, BelgiumKBO/BCE: BE 0445.043.720
Summary

ROSCOFIN has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €3.3m and a net result of €783,779. Equity is growing by ~28.7% per year across the filed fiscal years. Its solvency ranks better than 84% of 9633 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.5% (low).

Risk analysisWatch ReportCompare
ROSCOFINActiveChecked score 66/100
Risk analysis ReportCompare

Overview

Activity
Retail sale of automotive fuel
NACE 47300NACE 50500
#6 company by equity in Maasmechelen, Wholesale and retail trade sector5 sites
Size
€4.6mtotal assets 2024
Staff
10.3 FTE
Equity
€3.3m
Profit
€783,779
Turnover not published (abridged schema)
Financial health
66 Healthy Checked score 2024
Bankruptcy chance 12 m
1.5%
Structure
Parent
ALPET · 100%
Accounts 64 d overdue1 of 12 deeds read
Why 66- Figures for FY 2024 (filed 16-07-2025)- 1 change of registered office in 24 months+ Founded in 1991+ Profit of €783,779 (FY 2024)Show the evidence

Checked score

Score 2024
66 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 80% of its sector peers (NACE 47, small)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2023
Strong
Solvency 98+14
equity 72.6% of total assets
Liquidity 46=
short-term debt 23.1% · cash 3.5%
Profitability 90+11
return on assets 17.1%
Bankruptcy probability, 12 months
1.5% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (3,675 companies)
Last 24 months 11-2024: 0.1%lowest value 12-2024: 0.1%● 0.0% vs 11-2024lowest value 01-2025: 0.1%▲ +2.9% vs 12-2024 02-2025: 0.1%● 0.0% vs 01-2025 03-2025: 0.1%● 0.0% vs 02-2025 04-2025: 0.1%▲ +9.9% vs 03-2025 05-2025: 0.1%▲ +6.4% vs 04-2025 06-2025: 0.1%▲ +8.4% vs 05-2025 07-2025: 0.3%▲ +260% vs 06-2025 08-2025: 0.2%▼ -28.1% vs 07-2025 09-2025: 0.2%● 0.0% vs 08-2025 10-2025: 0.2%● 0.0% vs 09-2025 11-2025: 0.2%● 0.0% vs 10-2025 12-2025: 0.2%● 0.0% vs 11-2025 01-2026: 0.2%● 0.0% vs 12-2025 02-2026: 0.2%● 0.0% vs 01-2026 03-2026: 0.2%▲ +1.7% vs 02-2026 04-2026: 0.3%▲ +6.8% vs 03-2026 05-2026: 0.3%▲ +25.7% vs 04-2026 06-2026: 0.3%▲ +3.5% vs 05-2026 07-2026: 0.3%▲ +6.1% vs 06-2026 08-2026: 0.6%▲ +59.3% vs 07-2026 09-2026: 0.8%▲ +39.4% vs 08-2026 10-2026: 1.5%▲ +87.5% vs 09-2026highest value
  • Figures for FY 2024 (filed 16-07-2025) raises the probability
  • 1 change of registered office in 24 months raises the probability
  • Founded in 1991 lowers the probability for this profile
  • Profit of €783,779 (FY 2024) lowers the probability
Credit up to €210,000 at 30 days acceptable
Liquidity ample (current ratio 4.21 against 2.74 in 2023; short-term debt: 23.1% and cash: 3.5% of total assets), and 27.4% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 47, small). Better than this share of them on solvency 89%, liquidity 55%, profitability 92%, growth against the median 85%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Figures for FY 2024 (filed 16-07-2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · 1 change of registered office in 24 months
In the bankruptcy model this factor raises the probability.
Belgian State Gazette
lowers risk · Founded in 1991
In the bankruptcy model this factor lowers the probability for this profile.
KBO
lowers risk · Profit of €783,779 (FY 2024)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 16-07-2025, 15 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
15 d early
2023
30 d late
2022
34 d early
2021
3 d early
2020
14 d late
2019
6 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 2 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Merger · Board meetingIncorporation · Statutes amendment ·…
  2. Annual accounts filedfiscal year 2024 · abbreviated…
  3. Annual accounts filedfiscal year 2023 · abbreviated…

Key points

  • Positive: Result rose in 2024from €394,838 to €783,779 ▲ 98.5% View
  • Positive: Among the best 5% on net resultsector median €44,243 · 9,633 companies €783,779 View
  • Caution: Accounts not fileddeadline was 31-07-2026 64 d late View
  • Controlled by ALPET 100% View

By topic

Financials

Fiscal year
2024
Total assets
€4.6m
Profit
€783,779
Solvency
72.6%
Total assets▲ 7.2%
Net result
20192024
Go to Financials

Timeline

Events
14
Since
2015
  1. 17-09-2026Merger · Board meeting
  2. 16-07-2025Annual accounts filed
  3. 30-08-2024Annual accounts filed
Go to Timeline

Company details

Sites
5
Legal form
Public limited company
Activity
Retail sale of automotive fuelNACE 47300
Founded
05-09-1991
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
5
Purpose
Het verwerven, door inschrijving of aankoop, voor eigen rekening, van aandelen…
Go to Articles of association

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